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Consolidated Statements of Cash Flows (unaudited) - USD ($)
$ in Thousands
6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Cash flows from operating activities:    
Net income $ 4,997 $ 4,020
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 750 680
Depreciation expense 877 874
Net amortization of investment securities, premiums, and discounts 752 828
Stock based compensation expense 0 2
Change in fair value of mortgage servicing rights 31 (67)
Gain on sale of investment securities (206) 0
(Gain) loss on sales and dispositions of premises and equipment (13) 1
Gain on sales and dispositions of other real estate and repossessed assets (2) (38)
Provision for other real estate owned 26 215
Decrease in accrued interest receivable 333 429
Increase in cash surrender value - life insurance (32) (39)
Decrease (increase) in other assets 873 (545)
Increase (decrease) in accrued interest payable 236 (69)
(Decrease) increase in other liabilities (1,742) 290
Origination of mortgage loans for sale (19,597) (17,101)
Proceeds from the sale of mortgage loans 19,722 16,154
Gain on sale of mortgage loans, net (387) (374)
Other, net (131) (115)
Net cash provided by operating activities 6,487 5,145
Cash flows from investing activities:    
Net (increase) decrease in certificates of deposit in other banks (7,286) 1,000
Net increase in loans (26,272) (59,846)
Purchase of available-for-sale debt securities (74,275) (21,874)
Proceeds from maturities of available-for-sale debt securities 16,445 16,132
Proceeds from calls of available-for-sale debt securities 1,685 4,525
Proceeds from sales of available-for-sale debt securities 51,810 0
Purchases of FHLB stock (1,370) (1,203)
Proceeds from sales of FHLB stock 3,084 201
Purchases of premises and equipment (734) (863)
Proceeds from sales of premises and equipment 13 0
Proceeds from sales of other real estate and foreclosed assets 304 784
Net cash used in investing activities (36,596) (61,144)
Cash flows from financing activities:    
Net increase in demand deposits 4,851 43,659
Net increase in interest-bearing transaction accounts 30,509 48,947
Net increase (decrease) in time deposits 22,214 (20,585)
Net increase (decrease) in federal funds purchased and securities sold under agreements to repurchase 8,543 (2,389)
Repayment of FHLB advances and other borrowings (141,112) (130,277)
FHLB advances 94,000 152,740
Purchase of treasury stock (179) (89)
Cash dividends paid - common stock (811) (674)
Net cash provided by financing activities 18,015 91,332
Net (decrease) increase in cash and cash equivalents (12,094) 35,333
Cash and cash equivalents, beginning of period 62,878 25,995
Cash and cash equivalents, end of period 50,784 61,328
Cash paid during the year for:    
Interest 5,814 3,542
Income taxes 50 2,185
Noncash investing activities:    
Other real estate and repossessed assets acquired in settlement of loans $ 382 $ 155