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Consolidated Statements of Cash Flows (unaudited) - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2018
Sep. 30, 2017
Cash flows from operating activities:    
Net income $ 8,095 $ 5,786
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 1,000 1,235
Depreciation expense 1,321 1,399
Net amortization of investment securities, premiums, and discounts 1,121 1,257
Stock based compensation expense 0 3
Change in fair value of mortgage servicing rights 40 72
Investment securities gain, net (256) 0
Loss on sales and dispositions of premises and equipment 3 123
Gain on sales and dispositions of other real estate and repossessed assets 0 (42)
Provision for other real estate owned 26 243
(Increase) decrease in accrued interest receivable (357) 304
Increase in cash surrender value - life insurance (51) (55)
Decrease (increase) in other assets 849 (269)
Increase (decrease) in accrued interest payable 436 (12)
Decrease in other liabilities (1,038) (479)
Origination of mortgage loans for sale (29,197) (26,446)
Proceeds from the sale of mortgage loans 30,049 26,261
Gain on sale of mortgage loans, net (593) (599)
Other, net (198) (162)
Net cash provided by operating activities 11,250 8,619
Cash flows from investing activities:    
Purchase of certificates of deposit in other banks (8,783) 0
Proceeds from maturities of certificates of deposit in other banks 0 1,000
Net increase in loans (48,675) (70,572)
Purchase of available-for-sale debt securities (102,953) (32,330)
Proceeds from maturities of available-for-sale debt securities 25,782 24,192
Proceeds from calls of available-for-sale debt securities 1,685 7,675
Proceeds from sales of available-for-sale debt securities 77,168 2,656
Purchases of FHLB stock (2,367) (1,203)
Proceeds from sales of FHLB stock 3,903 1,239
Purchases of premises and equipment (1,374) (1,017)
Proceeds from sales of premises and equipment 13 12
Proceeds from sales of other real estate and foreclosed assets 372 1,001
Net cash used in investing activities (55,229) (67,347)
Cash flows from financing activities:    
Net increase in demand deposits 11,996 23,482
Net increase in interest-bearing transaction accounts 24,748 70,844
Net increase in time deposits 20,178 2,968
Net increase in federal funds purchased and securities sold under agreements to repurchase 5,100 1,048
Repayment of FHLB advances and other borrowings (173,619) (183,132)
FHLB advances 130,950 179,640
Issuance of stock under equity compensation plan 135 0
Purchase of treasury stock (179) (623)
Cash dividends paid - common stock (1,390) (1,067)
Net cash provided by financing activities 17,919 93,160
Net (decrease) increase in cash and cash equivalents (26,060) 34,432
Cash and cash equivalents, beginning of period 62,878 25,995
Cash and cash equivalents, end of period 36,818 60,427
Cash paid during the year for:    
Interest 9,058 5,669
Income taxes 50 2,940
Noncash investing and financing activities:    
Other real estate and repossessed assets acquired in settlement of loans 589 217
Stock dividends $ 5,014 $ 4,165