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Consolidated Statements of Income - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Dec. 31, 2018
INTEREST INCOME      
Interest and fees on loans $ 58,129 $ 58,414 $ 52,151
Interest and fees on loans held for sale 120    
Interest on investment securities:      
Taxable 3,038 3,623 4,114
Nontaxable 688 536 597
Federal funds sold, other interest-bearing deposits, and certificates of deposit in other banks 667 1,125 699
Dividends on other investments 343 272 218
Total interest income 62,985 63,970 57,779
Interest on deposits:      
Savings, interest checking and money market 1,858 5,242 5,433
Time deposit accounts $250,000 and over 1,351 2,110 1,272
Time deposits 2,641 3,026 2,132
Total interest expense on deposits 5,850 10,378 8,837
Interest on federal funds purchased and securities sold under agreements to repurchase 146 140 603
Interest on Federal Home Loan Bank advances 2,199 2,338 1,517
Interest on subordinated notes 1,527 2,376 2,229
Total interest expense on borrowings 3,872 4,854 4,349
Total interest expense 9,722 15,232 13,186
Net interest income 53,263 48,738 44,593
Provision for loan losses 5,800 1,150 1,475
Net interest income after provision for loan losses 47,463 47,588 43,118
NON-INTEREST INCOME      
Gain on sale of mortgage loans, net 7,109 771 721
Other 249 218 170
Total non-interest income 14,649 8,937 9,341
Investment securities gains (losses), net 61 (40) 255
Gain on branch sale, net   2,183  
NON-INTEREST EXPENSE      
Salaries and employee benefits 26,151 21,597 23,104
Occupancy expense, net 3,069 3,122 2,957
Furniture and equipment expense 2,939 2,847 3,001
Processing, network, and bank card expense 3,864 3,882 3,484
Legal, examination, and professional fees 1,458 1,211 1,223
Advertising and promotion 1,095 1,256 1,233
Postage, printing, and supplies 897 871 996
Loan expense 917 625 612
Other 4,307 3,320 3,722
Total non-interest expense 44,697 38,731 40,332
Income before income taxes 17,476 19,937 12,382
Income tax expense 3,183 3,823 1,668
Net income $ 14,293 $ 16,114 $ 10,714
Basic earnings per share (in dollars per share) $ 2.20 $ 2.47 $ 1.64
Diluted earnings per share (in dollars per share) $ 2.20 $ 2.47 $ 1.64
Service charges and other fees      
NON-INTEREST INCOME      
Income from fees $ 2,954 $ 3,611 $ 3,736
Bank card income and fees      
NON-INTEREST INCOME      
Income from fees 3,201 3,061 2,754
Trust department income      
NON-INTEREST INCOME      
Income from fees 1,185 1,237 1,166
Real estate servicing fees, net      
NON-INTEREST INCOME      
Income from fees $ (49) $ 39 $ 794