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Consolidated Statements of Income - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2021
Mar. 31, 2020
INTEREST INCOME    
Interest and fees on loans $ 14,979 $ 14,422
Interest and fees on loans held for sale 25 5
Interest on investment securities:    
Taxable 667 813
Nontaxable 246 142
Federal funds sold, other interest-bearing deposits, and certificates of deposit in other banks 102 326
Dividends on other investments 83 100
Total interest income 16,102 15,808
Interest on deposits:    
Savings, interest checking and money market 309 947
Time deposit accounts $250,000 and over 210 413
Time deposits 461 752
Total interest expense on deposits 980 2,112
Interest on federal funds purchased and securities sold under agreements to repurchase 26 37
Interest on Federal Home Loan Bank advances 396 632
Interest on subordinated notes 310 501
Total interest expense on borrowings 732 1,170
Total interest expense 1,712 3,282
Net interest income 14,390 12,526
Provision for loan losses 0 3,300
Net interest income after provision for loan losses 14,390 9,226
NON-INTEREST INCOME    
Gain on sale of mortgage loans, net 2,469 419
Other 8 88
Total non-interest income 4,443 2,291
Investment securities gains (losses), net 14 (1)
NON-INTEREST EXPENSE    
Salaries and employee benefits 7,146 6,121
Occupancy expense, net 771 766
Furniture and equipment expense 744 750
Processing, network, and bank card expense 1,007 976
Legal, examination, and professional fees 404 367
Advertising and promotion 243 249
Postage, printing, and supplies 204 241
Loan expense 174 123
Other 958 898
Total non-interest expense 11,651 10,491
Income before income taxes 7,196 1,025
Income tax expense 1,357 157
Net income $ 5,839 $ 868
Basic earnings per share (in dollars per share) $ 0.92 $ 0.13
Diluted earnings per share (in dollars per share) $ 0.92 $ 0.13
Service charges and other fees    
NON-INTEREST INCOME    
Income from fees $ 739 $ 799
Bank card income and fees    
NON-INTEREST INCOME    
Income from fees 860 693
Trust department income    
NON-INTEREST INCOME    
Income from fees 294 379
Real estate servicing fees, net    
NON-INTEREST INCOME    
Income from fees $ 73 $ (87)