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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2021
Mar. 31, 2020
Cash flows from operating activities:    
Net income $ 5,839 $ 868
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 0 3,300
Depreciation expense 578 562
Net amortization of investment securities, premiums, and discounts 418 312
Change in fair value of mortgage servicing rights 121 275
Investment securities (gains) losses, net (14) 1
Losses (gains) on sales and dispositions of premises and equipment 4 (55)
Gain on sales and dispositions of other real estate (15) 0
Provision for other real estate owned 88 12
Decrease in accrued interest receivable 152 218
Increase in cash surrender value - life insurance (14) (13)
Increase in other assets (1,756) (312)
Operating lease liabilities (79) (62)
Decrease in accrued interest payable (398) (356)
Increase (decrease) in other liabilities 12 (1,367)
Origination of mortgage loans held for sale (65,012) (16,609)
Proceeds from the sale of mortgage loans held for sale 66,272 13,170
Gain on sale of mortgage loans, net (2,469) (419)
Other, net (170) (67)
Net cash provided by (used in) operating activities 3,557 (542)
Cash flows from investing activities:    
Purchase of certificates of deposit in other banks (245) (735)
Proceeds from maturities of certificates of deposit in other banks 736 491
Net decrease (increase) in loans 11,000 (11,809)
Purchase of available-for-sale debt securities (62,297) (43,984)
Proceeds from maturities of available-for-sale debt securities 10,491 13,860
Proceeds from calls of available-for-sale debt securities 7,745 8,935
Proceeds from sales of available-for-sale debt securities 0 681
Purchases of FHLB stock (327) (1,491)
Proceeds from sales of FHLB stock 505 2
Purchases of premises and equipment (135) (369)
Proceeds from sales of premises and equipment 12 123
Proceeds from sales of other real estate and repossessed assets 108 0
Net cash used in investing activities (32,407) (34,296)
Cash flows from financing activities:    
Net increase in demand deposits 48,543 11,412
Net decrease in interest-bearing transaction accounts 15,193 18,037
Net decrease in time deposits (22,974) (325)
Net (decrease) increase in federal funds purchased and securities sold under agreements to repurchase (3,136) 3,492
Repayment of FHLB advances and other borrowings (9,060) (58)
FHLB advances 0 37,000
Purchase of treasury stock (2,148) (719)
Cash dividends paid - common stock (842) (753)
Net cash (used in) provided by financing activities (4,810) 32,012
Net decrease in cash and cash equivalents (33,660) (2,826)
Cash and cash equivalents, beginning of period 180,363 78,121
Cash and cash equivalents, end of period 146,703 75,295
Cash paid during the period for:    
Interest 2,109 3,639
Income taxes 0 0
Noncash investing and financing activities:    
Other real estate and repossessed assets acquired in settlement of loans $ 30 $ 0