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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 6 Months Ended
Jun. 30, 2021
Jun. 30, 2020
Cash flows from operating activities:    
Net income $ 10,731 $ 4,150
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 400 4,200
Depreciation expense 1,155 1,121
Net amortization of investment securities, premiums, and discounts 878 703
Change in fair value of mortgage servicing rights (38) 525
Investment securities gains, net (15) (6)
Losses (gains) on sales and dispositions of premises and equipment 4 (67)
Gain on sales and dispositions of other real estate (25) (211)
Provision for other real estate owned 84 12
Decrease in accrued interest receivable (209) (1,119)
Increase in cash surrender value - life insurance (29) (27)
Decrease (increase) in other assets 387 (14)
Decrease in operating lease liabilities (154) (125)
Decrease in accrued interest payable (461) (235)
(Decrease) increase in other liabilities (2,034) 597
Origination of mortgage loans held for sale (121,386) (54,987)
Proceeds from the sale of mortgage loans held for sale 128,509 47,718
Gain on sale of mortgage loans, net (4,511) (1,344)
Other, net (292) (188)
Net cash provided by operating activities 12,994 703
Cash flows from investing activities:    
Purchase of certificates of deposit in other banks (245) (735)
Proceeds from maturities of certificates of deposit in other banks 2,467 1,235
Net increase in loans (6,735) (111,873)
Purchase of available-for-sale debt securities (114,520) (54,811)
Proceeds from maturities of available-for-sale debt securities 20,491 26,375
Proceeds from calls of available-for-sale debt securities 13,852 13,185
Proceeds from sales of available-for-sale debt securities 0 1,490
Purchases of FHLB stock (327) (1,891)
Proceeds from sales of FHLB stock 684 724
Purchases of premises and equipment (247) (799)
Proceeds from sales of premises and equipment 12 135
Proceeds from sales of other real estate and repossessed assets 324 194
Net cash used in investing activities (84,244) (126,771)
Cash flows from financing activities:    
Net increase in demand deposits 50,796 106,661
Net (decrease) increase in interest-bearing transaction accounts 19,573 (38,098)
Net decrease in time deposits (33,828) (3,647)
Net (decrease) increase in federal funds purchased and securities sold under agreements to repurchase (13,136) 14,925
Repayment of FHLB advances and other borrowings (13,120) (40,117)
FHLB advances 0 69,000
Purchase of treasury stock (2,148) (809)
Cash dividends paid - common stock (1,670) (1,503)
Net cash (used in) provided by financing activities (32,679) 182,608
Net (decrease) increase in cash and cash equivalents (103,929) 56,540
Cash and cash equivalents, beginning of period 180,363 78,121
Cash and cash equivalents, end of period 76,434 134,661
Cash paid during the period for:    
Interest 3,671 5,899
Income taxes 4,485 0
Noncash investing and financing activities:    
Other real estate and repossessed assets acquired in settlement of loans $ 30 $ 0