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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 9 Months Ended
Sep. 30, 2021
Sep. 30, 2020
Cash flows from operating activities:    
Net income $ 16,527 $ 9,110
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 700 5,400
Depreciation expense 1,727 1,687
Net amortization of investment securities, premiums, and discounts 1,337 1,089
Change in fair value of mortgage servicing rights 86 686
Investment securities gains, net (140) (18)
Losses (gains) on sales and dispositions of premises and equipment 8 (87)
Gain on sales and dispositions of other real estate (25) (219)
Provision for other real estate owned 97 (3)
Increase in accrued interest receivable (928) (1,760)
Increase in cash surrender value - life insurance (44) (40)
Decrease in other assets 694 475
Decrease in operating lease liabilities (227) (188)
Decrease in accrued interest payable (529) (250)
Increase in other liabilities 64 1,986
Origination of mortgage loans held for sale (161,244) (136,249)
Proceeds from the sale of mortgage loans held for sale 167,648 133,160
Gain on sale of mortgage loans, net (5,881) (4,369)
Other, net (359) (531)
Net cash provided by operating activities 19,511 9,879
Cash flows from investing activities:    
Purchase of certificates of deposit in other banks (245) (735)
Proceeds from maturities of certificates of deposit in other banks 2,957 1,723
Net (decrease) increase in loans 4,121 (110,554)
Purchase of available-for-sale debt securities (136,686) (72,050)
Proceeds from maturities of available-for-sale debt securities 30,658 40,096
Proceeds from calls of available-for-sale debt securities 14,685 18,685
Proceeds from sales of available-for-sale debt securities 5,420 4,715
Purchases of FHLB stock (330) (1,891)
Proceeds from sales of FHLB stock 688 1,246
Purchases of premises and equipment (425) (1,246)
Proceeds from sales of premises and equipment 13 162
Proceeds from sales of other real estate and repossessed assets 747 209
Net cash used in investing activities (78,397) (119,640)
Cash flows from financing activities:    
Net increase in demand deposits 79,134 111,188
Net (decrease) increase in interest-bearing transaction accounts 30,743 (51,020)
Net decrease in time deposits (20,938) (21,977)
Net (decrease) increase in federal funds purchased and securities sold under agreements to repurchase (17,711) 8,133
Repayment of FHLB advances and other borrowings (13,181) (53,176)
FHLB advances 0 69,000
Purchase of treasury stock (2,148) (906)
Cash dividends paid - common stock (2,624) (2,252)
Net cash (used in) provided by financing activities (8,211) 161,030
Net (decrease) increase in cash and cash equivalents (67,097) 51,269
Cash and cash equivalents, beginning of period 180,363 78,121
Cash and cash equivalents, end of period 113,266 129,390
Cash paid during the period for:    
Interest 5,163 8,029
Income taxes 4,729 797
Noncash investing and financing activities:    
Other real estate and repossessed assets acquired in settlement of loans 142 73
Stock dividends $ 5,385 $ 3,829