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Consolidated Statements of Cash Flows (unaudited) - USD ($)
$ in Thousands
 9 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Cash flows from operating activities:    
Net income $ 8,399 $ 16,025
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for (release of) credit losses on loans and unfunded commitments 790 (1,000)
Depreciation expense 1,608 1,615
Net amortization of investment securities, premiums, and discounts 772 1,086
Change in fair value of mortgage servicing rights 52 (186)
Investment securities (gains) losses, net (18) 12
Gain on sales and dispositions of premises and equipment (154) (147)
Gain on sales and dispositions of other real estate (49) (2)
Provision for (release of) valuation allowance for other real estate owned 4,643 (28)
Increase in accrued interest receivable (580) (427)
Increase in cash surrender value - life insurance (43) (44)
(Increase) decrease in other assets (554) 155
Decrease in operating lease liabilities (238) (227)
Increase in accrued interest payable 949 283
Decrease in other liabilities (803) (4,185)
Origination of mortgage loans held for sale (84,821) (72,563)
Proceeds from the sale of mortgage loans held for sale 84,382 76,110
Gain on sale of mortgage loans, net (2,014) (2,322)
Net cash provided by operating activities 12,321 14,155
Cash flows from investing activities:    
Purchase of certificates of deposit in other banks 0 (245)
Proceeds from maturities of certificates of deposit in other banks 2,219 1,237
Net increase in loans (35,469) (190,215)
Purchase of available-for-sale debt securities (9,468) (17,318)
Proceeds from maturities of available-for-sale debt securities 15,252 24,673
Proceeds from calls of available-for-sale debt securities 615 2,295
Purchases of FHLB stock (13,838) (8,103)
Proceeds from sales of FHLB stock 13,204 8,138
Purchases of premises and equipment (1,384) (2,433)
Proceeds from sales of premises and equipment 158 304
Proceeds from sales of other real estate and repossessed assets 681 1,348
Net cash used in investing activities (28,030) (180,319)
Cash flows from financing activities:    
Net (decrease) increase in demand deposits (28,338) 45,587
Net (decrease) increase in interest-bearing transaction accounts (121,011) 7,235
Net increase in time deposits 97,635 23,156
Net increase (decrease) in federal funds purchased and securities sold under agreements to repurchase 1,009 (17,939)
Repayment of FHLB advances and other borrowings (328,890) (195,962)
FHLB advances 342,890 191,544
Purchase of treasury stock 0 (2,892)
Cash dividends paid - common stock (3,452) (3,088)
Net cash (used in) provided for financing activities (40,157) 47,641
Net decrease in cash and cash equivalents (55,866) (118,523)
Cash and cash equivalents, beginning of period 83,720 159,909
Cash and cash equivalents, end of period 27,854 41,386
Cash paid during the period for:    
Interest 22,501 5,415
Income taxes 1,925 4,307
Noncash investing and financing activities:    
Other real estate and repossessed assets acquired in settlement of loans 44 3
Stock dividends $ 6,005 $ 6,865