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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Cash flows from operating activities:    
Net income $ 17,616 $ 13,659
Adjustments to reconcile net income to net cash provided by operating activities:    
(Release of) provision for credit losses on loans and unfunded commitments (16) 726
Depreciation expense 1,681 1,413
Net amortization of investment securities, premiums, and discounts 301 618
Investment securities (gains) losses, net (102) 7
Gain on sales and dispositions of premises and equipment (61) (69)
Gain on sales and dispositions of other real estate (28) (356)
Provision for (release of) valuation allowance for other real estate owned 184 (386)
Share-based compensation expense 281 119
Increase in cash surrender value - life insurance (1,146) (887)
(Increase) decrease in accrued interest receivable and other assets (6,556) 4,053
Decrease in operating lease liabilities (242) (178)
Increase in accrued interest payable and other liabilities 1,299 1,369
Origination of mortgage loans held for sale (6,223) (40,640)
Proceeds from the sale of mortgage loans held for sale 5,111 44,995
Gain on sale of mortgage loans, net (320) (786)
Net cash provided by operating activities 11,779 23,657
Cash flows from investing activities:    
Purchase of certificates of deposit in other banks 0 (1,000)
Purchase of bank-owned life insurance 0 (35,000)
Net (increase) decrease in loans (47,916) 66,224
Purchase of available-for-sale debt securities (18,777) (32,919)
Proceeds from maturities of available-for-sale debt securities 16,715 7,996
Proceeds from calls of available-for-sale debt securities 10,000 12,256
Purchases of FHLB stock (48,830) (792)
Proceeds from sales of FHLB stock 44,655 1,358
Purchases of premises and equipment (1,946) (2,072)
Proceeds from sales of premises and equipment 61 425
Proceeds from sales of other real estate and repossessed assets 1,418 3,282
Net cash (used in) provided by investing activities (44,620) 19,758
Cash flows from financing activities:    
Net increase (decrease) in demand deposits 39,415 (11,602)
Net decrease in interest bearing transaction accounts (58,280) (34,498)
Net increase (decrease) in time deposits 11,600 (21,240)
Repayment of FHLB advances and other borrowings (35,014) (21,000)
Proceeds from FHLB advances and other borrowings 575 10,525
Net increase (decrease) in short term FHLB borrowings 130,000 0
Purchase of treasury stock (2,530) (1,106)
Cash dividends paid - common stock (4,044) (3,720)
Net cash provided by (used in) financing activities 81,722 (82,641)
Net increase (decrease) in cash and cash equivalents 48,881 (39,226)
Cash and cash equivalents, beginning of period 50,994 93,450
Cash and cash equivalents, end of period 99,875 54,224
Cash paid during the period for:    
Interest 24,152 28,197
Income taxes 1,518 0
Non-cash investing and financing activities:    
Other real estate and repossessed assets acquired in settlement of loans 0 3,490
Right of use assets obtained in exchange for new operating lease liabilities 1,351 723
Dividends declared not paid - common stock $ 1,385 $ 1,327