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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
CASH FLOWS FROM OPERATING ACTIVITIES    
Net income $ 6,066 $ 9,471
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for credit losses 7,224 68
Depreciation and amortization 894 817
Stock-based compensation expense 619 479
Amortization of premiums and accretion of discounts on securities, net 142 99
Accretion of net deferred loan fees and costs (2,600) (721)
Increase in cash surrender value of bank-owned life insurance (965) (769)
Deferred income (benefit) tax 743 1,252
Amortization of core deposit intangible 447 231
Decrease (increase) in accrued interest receivable and other assets 90 (1,275)
(Decrease) in accrued interest payable and other liabilities (8,267) (518)
NET CASH PROVIDED BY OPERATING ACTIVITIES 4,393 9,134
CASH FLOWS FROM INVESTING ACTIVITIES    
Purchases of available-for-sale securities (11,590) (49,331)
Maturities, calls and principal repayments of securities available-for-sale 36,504 6,894
Maturities, calls and principal repayments of securities held-to-maturity 4 28
Net (increase) in loans (27,571) (24,296)
Purchases of premises and equipment (451) (446)
Exchange Purchase Bank Owned Life Insurance 2,798 0
(Purchases) of equity method investments (670) 0
(Purchases) redemption of restricted bank stock (741) (331)
NET CASH USED IN INVESTMENT ACTIVITIES (1,717) (67,482)
CASH FLOWS FROM FINANCING ACTIVITIES    
Net (decrease) increase in deposits (100,253) 63,331
Proceeds from overnight borrowings 10,000 0
Cash dividends 4,149 3,734
Share redemption for tax witholding on restricted stock vesting (227) (249)
Purchase of treasury stock (5,643) (842)
Proceeds from exercise of stock options 1,342 590
NET CASH (USED) PROVIDED BY FINANCING ACTIVITIES (98,930) 59,096
NET (DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS (96,254) 748
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD 117,348 150,557
CASH AND CASH EQUIVALENTS, END OF PERIOD 21,094 151,305
SUPPLEMENTARY CASH FLOWS INFORMATION:    
Interest paid 34,230 24,174
Income taxes paid $ 2,694 $ 1,279