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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
CASH FLOWS FROM OPERATING ACTIVITIES    
Net income $ 12,532 $ 5,015
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for credit losses 6,552 4,669
Depreciation and amortization 1,341 1,243
Stock-based compensation expense 941 747
Amortization of premiums and accretion of discounts on securities, net 140 49
Accretion of net deferred loan fees and costs (4,254) (1,483)
Loss on call/sale of securities available-for-sale 0 7
Increase in cash surrender value of bank-owned life insurance (1,471) (1,192)
Deferred income (benefit) tax 1,302 (877)
Amortization of core deposit intangible 656 374
Decrease in accrued interest receivable and other assets 3,173 1,642
(Decrease) increase in accrued interest payable and other liabilities (11,628) 122
NET CASH PROVIDED BY OPERATING ACTIVITIES 9,284 10,316
CASH FLOWS FROM INVESTING ACTIVITIES    
Purchases of available-for-sale securities (11,590) (98,669)
Maturities, calls and principal repayments of securities available-for-sale 52,312 16,842
Maturities, calls and principal repayments of securities held-to-maturity 6 30
Net decrease (increase) in loans 20,612 (26,093)
Cash received from acquisition 0 7,866
Purchases of premises and equipment (685) (862)
Exchange of bank owned life insurance 2,798 0
(Purchases) of equity method investments (670) 0
(Purchases) redemption of restricted bank stock (266) (319)
NET CASH USED IN INVESTMENT ACTIVITIES 62,517 (101,205)
CASH FLOWS FROM FINANCING ACTIVITIES    
Net (decrease) increase in deposits (104,040) 127,503
Cash dividends (6,273) (5,612)
Share redemption for tax witholding on restricted stock vesting (227) (249)
Purchase of treasury stock (7,561) (842)
Proceeds from exercise of stock options 1,844 590
NET CASH (USED) PROVIDED BY FINANCING ACTIVITIES (116,257) 121,390
NET (DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS (44,456) 30,501
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD 117,348 150,557
CASH AND CASH EQUIVALENTS, END OF PERIOD 72,892 181,058
SUPPLEMENTARY CASH FLOWS INFORMATION:    
Interest paid 51,459 35,583
Income taxes paid 2,694 1,820
Cornerstone Bank [Member]    
SUPPLEMENTARY CASH FLOWS INFORMATION:    
Net assets acquired from Cornerstone Bank 0 303,486
Net liabilities assumed from Cornerstone Bank $ 0 $ 288,971