0001722010 False 0001722010 2022-07-28 2022-07-28

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
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FORM 8-K
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CURRENT REPORT
Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): January 26, 2023
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OP BANCORP
(Exact name of registrant as specified in its charter)
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California | 001-38437 | 81-3114676
(State or other jurisdiction of incorporation) | (Commission File Number) | (IRS Employer Identification No.)
1000 Wilshire Blvd., Suite 500, Los Angeles, CA |  | 90017
(Address of principal executive offices) |  | (Zip Code)

Registrant’s telephone number, including area code: (213) 892-9999
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ | Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐ | Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐ | Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐ | Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class |  | Trading Symbol(s) |  | Name of each exchange on which registered
Common Stock, no par value |  | OPBK |  | NASDAQ Global Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company ☒
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act ☒

Item 2.02. Results of Operations and Financial Condition
On January 26, 2023, OP Bancorp, (the “Company”), the holding company of Open Bank, issued a press release announcing preliminary unaudited results for the fourth quarter ended December 31, 2022. A copy of the press release is attached as Exhibit 99.1 to this Current Report and is incorporated herein by reference. Also attached as Exhibit 99.3 is a slide deck presentation for the results for the fourth quarter.
The information in this report set forth under this Item 2.02 shall not be treated as “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, nor shall it be deemed incorporated by reference into any registration statement or other document pursuant to the Securities Act of 1933 or the Securities Act of 1934, except as expressly stated by specific reference in such filing.
Item 8.01. Other Events
On January 26, 2023, the Company also announced that its Board of Directors declared a quarterly cash dividend of $0.12 per common share. The cash dividend is payable on or about February 23, 2023 to all shareholders of record as of the close of business on February 9, 2023. A copy of the press release is attached hereto as Exhibit 99.2.
Item 9.01. Financial Statements and Exhibits
(d) Exhibits.

Exhibit Number |  | Exhibit Description
99.1 |  | Press Release of OP Bancorp, issued January 26, 202 3, announcing financial results for the fourth quarter of 2022
99.2 |  | Press Release of OP Bancorp, Issued January 26, 202 3, announcing the declaration of a quarterly cash dividend
99.3 |  | Earnings Presentation, 2022 Fourth Quarter
104 |  | Cover Page Interactive Data File (embedded within the Inline XBRL document)

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SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

| OP Bancorp
Date: January 26, 2023 | By: | /s/ Christine Oh
|  | Christine Oh
|  | Executive Vice President and
|  | Chief Financial Officer

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