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Regulatory Capital Matters (Tables)

6 Months Ended

Jun. 30, 2024

Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]

Schedule of Actual and Required Capital Amounts and Ratios, Exclusive of Capital Conservation Buffer

The following table presents the regulatory capital amounts and ratios for the Company and the Bank as of dates indicated:

						June 30, 2024
						Actual(1)												Required for Capital Adequacy Purposes												Minimum To be Considered "Well Capitalized"
($ in thousands)						Amount						Ratio						Amount						Ratio						Amount						Ratio
Total capital (to risk-weighted assets)
Consolidated						$	235,538					13.26		%				N/A						N/A						N/A						N/A
Bank						235,239						13.24						$	142,129					8.00		%				$	177,661					10.00		%
Tier 1 capital (to risk-weighted assets)
Consolidated						213,328						12.01						N/A						N/A						N/A						N/A
Bank						213,031						11.99						106,597						6.00						142,129						8.00
Common equity Tier 1 capital (to risk-weighted  assets)
Consolidated						213,328						12.01						N/A						N/A						N/A						N/A
Bank						213,031						11.99						79,947						4.50						115,480						6.50
Tier 1 capital (to average assets)
Consolidated						213,328						9.28						N/A						N/A						N/A						N/A
Bank						213,031						9.27						91,957						4.00						114,946						5.00

(1)The capital requirements are only applicable to the Bank, and the Company's ratios are included for comparison purpose.

						December 31, 2023
						Actual(1)												Required for Capital Adequacy Purposes												Minimum To be Considered "Well Capitalized"
($ in thousands)						Amount						Ratio						Amount						Ratio						Amount						Ratio
Total capital (to risk-weighted assets)
Consolidated						$	229,544					13.77		%				N/A						N/A						N/A						N/A
Bank						227,773						13.66						$	133,353					8.00		%				$	166,691					10.00		%
Tier 1 capital (to risk-weighted assets)
Consolidated						208,707						12.52						N/A						N/A						N/A						N/A
Bank						206,936						12.41						100,014						6.00						133,353						8.00
Common equity Tier 1 capital (to risk-weighted  assets)
Consolidated						208,707						12.52						N/A						N/A						N/A						N/A
Bank						206,936						12.41						75,011						4.50						108,349						6.50
Tier 1 capital (to average assets)
Consolidated						208,707						9.57						N/A						N/A						N/A						N/A
Bank						206,936						9.49						87,207						4.00						109,008						5.00

(1)The capital requirements are only applicable to the Bank, and the Company's ratios are included for comparison purpose.

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- References

No definition available.

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- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 942
-SubTopic 505
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (c)(1)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477270/942-505-50-1

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 942
-SubTopic 505
-Name Accounting Standards Codification
-Section 50
-Paragraph 1B
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477270/942-505-50-1B

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