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Loans (Tables)
12 Months Ended
Dec. 31, 2018
Loans [Abstract]  
Schedule Of Loans Outstanding



 

 

 

 

 

 



 

 

 

 

 

 



 

 

 

 

(Dollars in thousands)

 

2018

 

2017

Residential Real Estate 1-4 Family

 

 

 

 

 

 

Consumer first liens

 

$

89,673 

 

$

97,159 

Commercial first lien

 

 

59,227 

 

 

61,275 

Total first liens

 

 

148,900 

 

 

158,434 



 

 

 

 

 

 

Consumer junior liens and lines of credit

 

 

42,504 

 

 

45,043 

Commercial junior liens and lines of credit

 

 

4,716 

 

 

5,328 

Total junior liens and lines of credit

 

 

47,220 

 

 

50,371 

Total residential real estate 1-4 family

 

 

196,120 

 

 

208,805 



 

 

 

 

 

 

Residential real estate - construction

 

 

 

 

 

 

Consumer

 

 

1,667 

 

 

1,813 

Commercial

 

 

8,558 

 

 

8,088 

Total residential real estate construction

 

 

10,225 

 

 

9,901 



 

 

 

 

 

 

Commercial real estate

 

 

487,980 

 

 

428,428 

Commercial

 

 

274,054 

 

 

291,519 

Total commercial

 

 

762,034 

 

 

719,947 



 

 

 

 

 

 

Consumer

 

 

4,996 

 

 

5,047 



 

 

973,375 

 

 

943,700 

Less: Allowance for loan losses

 

 

(12,415)

 

 

(11,792)

Net Loans

 

$

960,960 

 

$

931,908 



 

 

 

 

 

 

Included in the loan balances are the following:

 

 

 

 

 

 

Net unamortized deferred loan costs

 

$

123 

 

$

98 



 

 

 

 

 

 

Loans pledged as collateral for borrowings and commitments from:

 

 

 

 

 

 

FHLB

 

$

772,564 

 

$

737,313 

Federal Reserve Bank

 

 

34,160 

 

 

35,740 

Total

 

$

806,724 

 

$

773,053 



Schedule Of Loans To Related Parties



 

 

 

 

 

 

(Dollars in thousands)

 

2018

 

2017

Balance at beginning of year

 

$

22,123 

 

$

23,243 

New loans made

 

 

1,461 

 

 

1,513 

Repayments

 

 

(3,095)

 

 

(2,633)

Balance at end of year

 

$

20,489 

 

$

22,123