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Consolidated Statements Of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
Interest income      
Loans, including fees $ 41,095 $ 36,274 $ 32,992
Interest and dividends on investments:      
Taxable interest 2,087 2,062 2,271
Tax exempt interest 1,173 1,122 1,412
Dividend income 24 26 17
Deposits and obligations of other banks 489 401 287
Total interest income 44,868 39,885 36,979
Interest expense      
Deposits 4,190 2,475 2,212
Short-term borrowings 24 16 33
Total interest expense 4,214 2,491 2,245
Net interest income 40,654 37,394 34,734
Provision for loan losses 9,954 670 3,775
Net interest income after provision for loan losses 30,700 36,724 30,959
Noninterest income      
Investment and trust services fees 5,669 5,370 4,969
Loan service charges 882 831 714
Deposit service charges and fees 2,310 2,399 2,468
Other service charges and fees 1,409 1,327 1,257
Debit card income 1,653 1,543 1,469
Increase in cash surrender value of life insurance 515 521 531
Net loss on sale of other real estate owned (5) (26) (31)
OTTI losses on debt securities     (40)
Debt securities gains, net 56 3 22
Change in fair value of equity securities 9    
Other 131 221 246
Total noninterest income 12,629 12,189 11,605
Noninterest Expense      
Salaries and employee benefits 20,048 18,729 17,691
Occupancy, furniture and equipment, net 3,206 3,152 3,120
Advertising 1,556 1,197 1,155
Legal and professional 1,567 1,813 1,508
Data processing 2,510 2,229 2,093
Pennsylvania bank shares tax 951 971 902
FDIC Insurance 600 372 580
ATM/debit card processing 999 959 855
Foreclosed real estate 54 151 1,333
Telecommunications 433 418 429
Legal reserve   10,000  
Provision for credit losses on off-balance sheet exposures 2,361    
Other 3,084 3,181 3,509
Total noninterest expense 37,369 43,172 33,175
Income before federal income taxes 5,960 5,741 9,389
Federal income tax expense (benefit) (165) 3,565 1,302
Net income $ 6,125 $ 2,176 $ 8,087
Per share      
Basic earnings per share $ 1.40 $ 0.50 $ 1.88
Diluted earnings per share 1.39 0.50 1.88
Cash dividends declared $ 1.05 $ 0.93 $ 0.82