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Consolidated Statements Of Income - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2019
Mar. 31, 2018
Interest income    
Loans, including fees $ 11,009 $ 9,577
Interest and dividends on investments:    
Taxable interest 540 513
Tax exempt interest 338 274
Dividend income 5 6
Deposits and obligations of other banks 97 118
Total interest income 11,989 10,488
Interest expense    
Deposits 1,624 795
Short-term borrowings 36  
Total interest expense 1,660 795
Net interest income 10,329 9,693
Provision for loan losses 399 200
Net interest income after provision for loan losses 9,930 9,493
Noninterest income    
Investment and trust services fees 1,452 1,397
Loan service charges 203 231
Deposit service charges and fees 545 574
Other service charges and fees 353 333
Debit card income 402 385
Increase in cash surrender value of life insurance 127 128
OTTI gains on securities (57,700)  
Debt securities gains, net 24  
Change in fair value of equity securities 3 45
Other 56 55
Total noninterest income 3,165 3,148
Noninterest Expense    
Salaries and employee benefits 5,442 4,986
Occupancy, furniture and equipment, net 856 815
Advertising 402 427
Legal and professional 430 329
Data processing 705 596
Pennsylvania bank shares tax 243 239
FDIC Insurance 65 129
ATM/debit card processing 258 238
Foreclosed real estate 17 14
Telecommunications 105 109
Other 889 766
Total noninterest expense 9,412 8,648
Income before federal income taxes 3,683 3,993
Federal income tax expense (benefit) 446 491
Net income $ 3,237 $ 3,502
Per share    
Basic earnings per share $ 0.73 $ 0.80
Diluted earnings per share 0.73 0.80
Cash dividends declared $ 0.27 $ 0.24