<SEC-DOCUMENT>0000723646-19-000046.txt : 20190529
<SEC-HEADER>0000723646-19-000046.hdr.sgml : 20190529
<ACCEPTANCE-DATETIME>20190528173954
ACCESSION NUMBER:		0000723646-19-000046
CONFORMED SUBMISSION TYPE:	8-K/A
PUBLIC DOCUMENT COUNT:		4
CONFORMED PERIOD OF REPORT:	20190528
ITEM INFORMATION:		Changes in Registrant's Certifying Accountant
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20190529
DATE AS OF CHANGE:		20190528

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FRANKLIN FINANCIAL SERVICES CORP /PA/
		CENTRAL INDEX KEY:			0000723646
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				251440803
		STATE OF INCORPORATION:			PA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K/A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-38884
		FILM NUMBER:		19858866

	BUSINESS ADDRESS:	
		STREET 1:		20 S MAIN ST
		STREET 2:		P O BOX 6010
		CITY:			CHAMBERSBURG
		STATE:			PA
		ZIP:			17201-0819
		BUSINESS PHONE:		7172646116

	MAIL ADDRESS:	
		STREET 1:		20 SOUTH MAIN ST
		STREET 2:		PO BOX 6010
		CITY:			CHAMBERSBURG
		STATE:			PA
		ZIP:			17201-0819
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K/A
<SEQUENCE>1
<FILENAME>fraf-20190528x8ka.htm
<DESCRIPTION>8-K/A
<TEXT>
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		<title>
			8-KA Change in Registrant's Certifying Accountant
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			<font style="display: inline;font-size:10pt;text-decoration:none;">United States</font>
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			<font style="display: inline;font-size:10pt;text-decoration:none;">SECURITIES AND EXCHANGE COMMISSION</font>
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			<font style="display: inline;">Washington, D.C.&nbsp;&nbsp;20549</font>
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			<font style="display: inline;">FORM 8-K</font><font style="display: inline;">/A</font>
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			<font style="display: inline;">CURRENT REPORT</font>
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			<font style="display: inline;">Pursuant to Section 13 or 15(d) of</font>
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			<font style="display: inline;">The Securities Exchange Act of 1934</font>
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			<font style="display: inline;">Date of Report: </font><font style="display: inline;font-weight:bold;text-decoration:underline;">May</font><font style="display: inline;font-weight:bold;text-decoration:underline;">&nbsp;</font><font style="display: inline;font-weight:bold;text-decoration:underline;">2</font><font style="display: inline;font-weight:bold;text-decoration:underline;">4</font><font style="display: inline;font-weight:bold;text-decoration:underline;">, 201</font><font style="display: inline;font-weight:bold;text-decoration:underline;">9</font>
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			<font style="display: inline;">FRANKLIN FINANCIAL SERVICES CORPORATION</font>
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			<font style="display: inline;">(Exact name of registrant as specified in its new charter)</font>
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			<font style="display: inline;font-weight:bold;text-decoration:underline;">Pennsylvania&nbsp;&nbsp;&nbsp; </font><font style="display: inline;font-weight:bold;"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font style="display: inline;font-weight:bold;text-decoration:underline;"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</font><font style="display: inline;font-weight:bold;text-decoration:underline;">01</font><font style="display: inline;font-weight:bold;text-decoration:underline;">-</font><font style="display: inline;font-weight:bold;text-decoration:underline;">38884</font><font style="display: inline;font-weight:bold;text-decoration:underline;"> &nbsp;&nbsp; </font><font style="display: inline;font-weight:bold;"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font style="display: inline;font-weight:bold;text-decoration:underline;"> 25-1440803</font>
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			<font style="display: inline;">(State or other jurisdiction&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(Commission&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(IRS Employer</font>
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			<font style="display: inline;">of incorporation)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;File Number)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Indent. No.)</font>
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			<font style="display: inline;font-weight:bold;text-decoration:underline;">20 South Main Street, Chambersburg, PA</font><font style="display: inline;font-weight:bold;"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font style="display: inline;font-weight:bold;text-decoration:underline;">17201</font>
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			<font style="display: inline;"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(Address of principal executive office)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(Zip Code)</font>
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			<font style="display: inline;">Registrant's telephone number, including area code&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font style="display: inline;font-weight:bold;text-decoration:underline;">(717) 264-6116</font>
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			<font style="display: inline;">N/A</font>
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			<font style="display: inline;">(Former name or former address, if changes since last report)</font>
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			<font style="display: inline;font-size:10pt;">Securities registered pursuant to Section 12(b) of the Act: </font>
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			<font style="display: inline;">&nbsp;</font><font style="display: inline;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-size:10pt;"></font><font style="display: inline;font-size:10pt;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-size:10pt;"></font><font style="display: inline;font-size:10pt;text-decoration:underline;">Title of class</font><font style="display: inline;font-size:10pt;text-decoration:underline;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-size:10pt;"></font><font style="display: inline;font-size:10pt;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-size:10pt;"></font><font style="display: inline;font-size:10pt;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-size:10pt;"></font><font style="display: inline;font-size:10pt;text-decoration:underline;">Symbol</font><font style="display: inline;font-size:10pt;text-decoration:underline;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-size:10pt;"></font><font style="display: inline;font-size:10pt;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-size:10pt;"></font><font style="display: inline;font-size:10pt;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-size:10pt;"></font><font style="display: inline;font-size:10pt;text-decoration:underline;">Name of exchange on which registered</font><font style="display: inline;font-size:10pt;">&nbsp;</font>
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			<font style="display: inline;font-size:10pt;">Common stock </font><font style="display: inline;font-size:10pt;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt -3pt 0pt 0pt;"></font><font style="display: inline;font-size:10pt;"></font><font style="display: inline;font-size:10pt;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt -3pt 0pt 0pt;"></font><font style="display: inline;font-size:10pt;"></font><font style="display: inline;font-size:10pt;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt -3pt 0pt 0pt;"></font><font style="display: inline;font-size:10pt;"></font><font style="display: inline;font-size:10pt;">&nbsp;</font><font style="display: inline;font-size:10pt;">FRAF</font><font style="display: inline;font-size:10pt;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt -3pt 0pt 0pt;"></font><font style="display: inline;font-size:10pt;"></font><font style="display: inline;font-size:10pt;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt -3pt 0pt 0pt;"></font><font style="display: inline;font-size:10pt;"></font><font style="display: inline;font-size:10pt;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt -3pt 0pt 0pt;"></font><font style="display: inline;font-size:10pt;"> &nbsp; &nbsp;</font><font style="display: inline;font-size:10pt;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-size:10pt;"></font><font style="display: inline;font-size:10pt;">Nasdaq Stock Market, Inc. </font>
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			<font style="display: inline;">Check the appropriate box below if the Form 8-K is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</font>
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			<font style="display: inline;color:#000000;">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</font></p></td></tr></table></div>
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			<font style="display: inline;color:#000000;">Soliciting material pursuant to Rule 14a &#x2013;12 under the Exchange Act (17 CFR 240.14a &#x2013;12)</font></p></td></tr></table></div>
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			<font style="display: inline;color:#000000;">Pre-commencement communications pursuant to Rule 14d &#x2013; 2(b) under the Exchange Act (17 CFR 240.14d-2(b))</font></p></td></tr></table></div>
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			<font style="display: inline;color:#000000;">Pre-commencement communications pursuant to Rule 13e &#x2013; 4(c) under the Exchange Act (17 CFR 240.13e-4(c))</font></p></td></tr></table></div>
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			<font style="display: inline;font-weight:bold;">EXPLANATORY NOTE</font>
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			<font style="display: inline;">This Current Report on Form 8-K/A (the &#x201C;Amendment&#x201D;) of Franklin Financial Services Corporation amends the Current Report on Form 8-K (the &#x201C;Original Report&#x201D;) filed on May 28, 2019.&nbsp;&nbsp;The sole purpose of the Amendment is to correct the format of the letter provided by BDO USA, LLP dated May 28, 2019 and filed as Exhibit 16.1 in the Original Report.&nbsp;&nbsp;No other revisions have been made to the Original Report.</font>
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			<font style="display: inline;font-weight:bold;">Item 4.01</font><font style="display: inline;font-weight:bold;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-weight:bold;">Changes in Registrant&#x2019;s Certifying Accountant</font>
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			<font style="display: inline;">The Audit Committee of the Board of Directors (the &#x201C;Audit Committee&#x201D;) of </font><font style="display: inline;">Franklin Financial Services Corporation</font><font style="display: inline;"> (the &#x201C;Co</font><font style="display: inline;">rporation</font><font style="display: inline;">&#x201D;) conducted a competitive process to select the Co</font><font style="display: inline;">rporation</font><font style="display: inline;">&#x2019;s independent registered public accounting firm for the fiscal year ending December 31, 2019. Several independent registered public accounting firms were invited to participate in this process, including BDO USA, LLP (&#x201C;BDO&#x201D;), which audited the </font><font style="display: inline;">Corporation</font><font style="display: inline;">&#x2019;s financial statements for the fiscal year ended December 31, 2018. </font>
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			<font style="display: inline;">&nbsp;</font>
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			<font style="display: inline;">(a) Dismissal of Independent Registered Public Accounting Firm</font>
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			<font style="display: inline;">&nbsp;</font>
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			<font style="display: inline;">On May </font><font style="display: inline;">2</font><font style="display: inline;">4</font><font style="display: inline;">, 2019, the Co</font><font style="display: inline;">rporation</font><font style="display: inline;">, after review and recommendation of the Audit Committee, dismissed BDO as the </font><font style="display: inline;">Corporation</font><font style="display: inline;">&#x2019;s independent registered public accounting firm.</font>
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			<font style="display: inline;">&nbsp;</font>
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			<font style="display: inline;">The reports of BDO on the </font><font style="display: inline;">Corporation</font><font style="display: inline;">&#x2019;s consolidated financial statements for the fiscal years ended December 31, 2018 and 2017 did not contain an adverse opinion or a disclaimer of opinion and were not qualified or modified as to uncertainty, audit scope or a</font><font style="display: inline;">ccounting principles.</font>
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			<font style="display: inline;">&nbsp;</font>
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			<font style="display: inline;">During the fiscal years ended December 31, 2018 and 2017 and the subsequent interim period through May </font><font style="display: inline;">2</font><font style="display: inline;">4</font><font style="display: inline;">, 2019, there were no disagreements (within the meaning of Item 304(a)(1)(iv) of Regulation S-K and the related instructions) with BDO on any matter of accounting principles or practices, financial statement disclosure or auditing scope or procedure, which disagreements, if not resolved to the satisfaction of BDO, would have caused BDO to make reference thereto in its reports on the consolidated financial statements for such years. During the fiscal years ended December 31, 2018 and 2017 and through May </font><font style="display: inline;">2</font><font style="display: inline;">4</font><font style="display: inline;">, 2019, there were no reportable events (as defined in Item 304(a)(1)(v) of Regulation S-K).</font>
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			<font style="display: inline;">The </font><font style="display: inline;">Corporation</font><font style="display: inline;"> provided BDO with a copy of the disclosure it is making herein in response to Item 304(a) of Regulation S-K and requested that BDO furnish the </font><font style="display: inline;">Corporation</font><font style="display: inline;"> with a copy of its letter addressed to the Securities and Exchange Commission (the &#x201C;SEC&#x201D;), pursuant to Item 304(a)(3) of Regulation S-K, stating whether or not BDO agrees with the statements related to it made by the </font><font style="display: inline;">Corporation</font><font style="display: inline;"> in this report. A copy of BDO&#x2019;s letter to the SEC, dated May </font><font style="display: inline;">28</font><font style="display: inline;">, 2019, is attached as Exhibit 16.1 to this Current Report.</font>
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			<font style="display: inline;">&nbsp;</font>
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			<font style="display: inline;">(b) Newly Appointed Independent Registered Public Accounting Firm</font>
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			<font style="display: inline;">&nbsp;</font>
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			<font style="display: inline;">On May </font><font style="display: inline;">2</font><font style="display: inline;">4</font><font style="display: inline;">, 2019, the </font><font style="display: inline;">Corporation</font><font style="display: inline;">, after review and recommendation of the Audit Committee, appointed Crowe LLP (&#x201C;Crowe&#x201D;) as the </font><font style="display: inline;">Corporation</font><font style="display: inline;">&#x2019;s new independent registered public accounting firm for and with respect to the year ending December 31, 2019, effective immediately, subject to completion of Crowe&#x2019;s standard client acceptance procedures and execution of an engagement letter.</font>
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			<font style="display: inline;">&nbsp;</font>
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			<font style="display: inline;">During the years ended December 31, 2018 and 2017, and the subsequent interim period through May </font><font style="display: inline;">2</font><font style="display: inline;">4</font><font style="display: inline;">, 2019, neither the </font><font style="display: inline;">Corporation</font><font style="display: inline;"> nor anyone on its behalf consulted with Crowe regarding either (i) the application of accounting principles to a specified transaction, either completed or proposed, or the type of audit opinion that might be rendered on the </font><font style="display: inline;">Corporation</font><font style="display: inline;">&#x2019;s consolidated financial statements, and no written report or oral advice was provided to the </font><font style="display: inline;">Corporation</font><font style="display: inline;"> that Crowe concluded was an important factor considered by the </font><font style="display: inline;">Corporation</font><font style="display: inline;"> in reaching a decision as to any accounting, auditing or financial reporting issues; or (ii) any matter that was either the subject of a disagreement or a reportable event (within the meaning of Item 304(a)(1)(iv) and Item 304(a)(1)(v) of Regulation S-K, respectively).</font>
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			<font style="display: inline;font-weight:bold;font-size:10pt;">Item 9.01&nbsp; </font><font style="display: inline;font-weight:bold;font-size:10pt;">Financial Statements and Exhibits</font><font style="display: inline;font-weight:bold;font-size:10pt;">.</font>
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			<font style="display: inline;">(d)&nbsp; </font><font style="display: inline;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;">Exhibits.</font>
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			<font style="display: inline;">16.1</font><font style="display: inline;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;"></font><font style="display: inline;">Letter from BDO USA</font><font style="display: inline;">,</font><font style="display: inline;"> LLP dated May </font><font style="display: inline;">28</font><font style="display: inline;">, 2019</font>
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			<font style="display: inline;"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font style="display: inline;text-decoration:underline;">SIGNATURES</font>
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			<font style="display: inline;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</font>
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			<font style="display: inline;">FRANKLIN FINANCIAL SERVICES CORPORATION&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font>
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			<font style="display: inline;">By: </font><font style="display: inline;text-decoration:underline;">/s/ </font><font style="display: inline;text-decoration:underline;">Timothy G. Henry</font>
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		<p style="margin:0pt 0pt 0pt 144pt;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Timothy G. Henry, </font>
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			<font style="display: inline;"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font style="display: inline;">President and Chief Executive Officer</font><font style="display: inline;"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font>
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			<font style="display: inline;">Dated: </font><font style="display: inline;">May</font><font style="display: inline;">&nbsp;</font><font style="display: inline;">2</font><font style="display: inline;">8</font><font style="display: inline;">, 201</font><font style="display: inline;">9</font>
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			<font style="display: inline;font-size:10pt;">EXHIBIT INDEX </font>
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			<font style="display: inline;font-size:10pt;text-decoration:underline;">Exhibit Number</font><font style="display: inline;">&nbsp;</font><font style="display: inline;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-size:10pt;"></font><font style="display: inline;font-size:10pt;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-size:10pt;"></font><font style="display: inline;font-size:10pt;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-size:10pt;"></font><font style="display: inline;font-size:10pt;text-decoration:underline;">Description</font><font style="display: inline;font-size:10pt;">&nbsp;</font>
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			<font style="display: inline;">16</font><font style="display: inline;">.1&nbsp; </font><font style="display: inline;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;"></font><a href="fraf-20190528xex16_1.htm" style="-sec-extract:exhibit"><font style="display: inline;">Letter from BDO USA</font><font style="display: inline;">,</font><font style="display: inline;"> LLP dated May </font><font style="display: inline;">28</font><font style="display: inline;">, 2019</font><font style="display: inline;"></font></a>
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			Exhibit 161 Letter from BDO USA, LLP
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						<font style="display: inline;color:#685040;font-size:8pt;">Tel:&nbsp;&nbsp;717-233-8800</font></p>
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						<font style="display: inline;color:#685040;font-size:8pt;">Fax:&nbsp;&nbsp;717-233-8801</font></p>
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						<font style="display: inline;font-weight:bold;color:#685040;font-size:8pt;">www.bdo.com</font></p>
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						<font style="display: inline;color:#685040;font-size:8pt;">945 E. Park Drive, Suite 103</font></p>
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						<font style="display: inline;color:#685040;font-size:8pt;">Harrisburg, PA 17111</font></p>
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			<font style="display: inline;">May 28, 2019</font>
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			<font style="display: inline;">Securities and Exchange Commission 100 F Street N.E.</font>
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			<font style="display: inline;">We have been furnished with a copy of the response to Item 4.01 of Form 8-K for the event that occurred on May 24, 2019, to be filed by our former client, Franklin Financial Services Corporation. We agree with the statements made in response to that Item insofar as they relate to our Firm.</font>
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			<font style="display: inline;">Very truly yours,</font>
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			<font style="display: inline;color:#685040;font-size:6pt;">BDO USA, LLP, a Delaware limited liability partnership, is the U.S. member of BDO International Limited, a UK company limited by guarantee, and forms part of the international BDO network of independent member firms.</font>
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			<font style="display: inline;color:#685040;font-size:6pt;">BDO is the brand name for the BDO network and for each of the BDO Member Firms.</font>
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