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Loans (Tables)
12 Months Ended
Dec. 31, 2019
Loans [Abstract]  
Schedule Of Loans Outstanding



 

 

 

 

 

 



 

 

 

 

 

 



 

 

 

 

(Dollars in thousands)

 

2019

 

2018

Residential Real Estate 1-4 Family

 

 

 

 

 

 

Consumer first liens

 

$

85,319 

 

$

89,673 

Commercial first lien

 

 

57,627 

 

 

59,227 

Total first liens

 

 

142,946 

 

 

148,900 



 

 

 

 

 

 

Consumer junior liens and lines of credit

 

 

42,715 

 

 

42,504 

Commercial junior liens and lines of credit

 

 

4,882 

 

 

4,716 

Total junior liens and lines of credit

 

 

47,597 

 

 

47,220 

Total residential real estate 1-4 family

 

 

190,543 

 

 

196,120 



 

 

 

 

 

 

Residential real estate - construction

 

 

 

 

 

 

Consumer

 

 

4,107 

 

 

1,667 

Commercial

 

 

9,216 

 

 

8,558 

Total residential real estate construction

 

 

13,323 

 

 

10,225 



 

 

 

 

 

 

Commercial real estate

 

 

494,262 

 

 

487,980 

Commercial

 

 

230,007 

 

 

274,054 

Total commercial

 

 

724,269 

 

 

762,034 



 

 

 

 

 

 

Consumer

 

 

6,440 

 

 

4,996 



 

 

934,575 

 

 

973,375 

Less: Allowance for loan losses

 

 

(11,966)

 

 

(12,415)

Net Loans

 

$

922,609 

 

$

960,960 



 

 

 

 

 

 

Included in the loan balances are the following:

 

 

 

 

 

 

Net unamortized deferred loan costs

 

$

178 

 

$

123 



 

 

 

 

 

 

Loans pledged as collateral for borrowings and commitments from:

 

 

 

 

 

 

FHLB

 

$

764,340 

 

$

772,564 

Federal Reserve Bank

 

 

32,155 

 

 

34,160 

Total

 

$

796,495 

 

$

806,724 



Schedule Of Loans To Related Parties



 

 

 

 

 

 

(Dollars in thousands)

 

2019

 

2018

Balance at beginning of year

 

$

20,489 

 

$

22,123 

New loans made

 

 

557 

 

 

1,461 

Repayments

 

 

(10,725)

 

 

(3,095)

Balance at end of year

 

$

10,321 

 

$

20,489