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Capital Ratios (Tables)
3 Months Ended
Mar. 31, 2020
Capital Ratios [Abstract]  
Schedule Of The Total Risk-based, Tier 1 Risk-based And Tier 1 Leverage Requirements

Regulatory Ratios

Adequately

Well

March 31,

December 31,

Capitalized

Capitalized

(Dollars in thousands)

2020

2019

Minimum

Minimum

Common Equity Tier 1 Risk-based Capital Ratio (1)

Franklin Financial Services Corporation

14.73%

14.82%

N/A

N/A

Farmers & Merchants Trust Company

14.52%

14.62%

4.500%

6.50%

Tier 1 Risk-based Capital Ratio (2)

Franklin Financial Services Corporation

14.73%

14.82%

N/A

N/A

Farmers & Merchants Trust Company

14.52%

14.62%

6.000%

8.00%

Total Risk-based Capital Ratio (3)

Franklin Financial Services Corporation

15.99%

16.08%

N/A

N/A

Farmers & Merchants Trust Company

15.78%

15.87%

8.000%

10.00%

Tier 1 Leverage Ratio (4)

Franklin Financial Services Corporation

9.85%

9.72%

N/A

N/A

Farmers & Merchants Trust Company

9.71%

9.59%

4.000%

5.00%

(1) Common equity Tier 1 capital/ total risk-weighted assets (2) Tier 1 capital / total risk-weighted assets

(3) Total risk-based capital / total risk-weighted assets, (4) Tier 1 capital / average quarterly assets