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Consolidated Statements Of Income - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2020
Mar. 31, 2019
Interest income    
Loans, including fees $ 10,168 $ 11,009
Interest and dividends on investments:    
Taxable interest 1,062 540
Tax exempt interest 171 338
Dividend income 6 5
Deposits and obligations of other banks 258 97
Total interest income 11,665 11,989
Interest expense    
Deposits 1,413 1,624
Short-term borrowings   36
Total interest expense 1,413 1,660
Net interest income 10,252 10,329
Provision for loan losses 3,000 399
Net interest income after provision for loan losses 7,252 9,930
Noninterest income    
Investment and trust services fees 1,445 1,452
Loan service charges 285 203
Deposit service charges and fees 565 545
Other service charges and fees 347 353
Debit card income 418 402
Increase in cash surrender value of life insurance 124 127
Life insurance gain 812  
OTTI gains on securities (76,500)  
Net (losses)/gains on sales of debt securities (10) 24
Change in fair value of equity securities (127) 3
Other 30 56
Total noninterest income 3,889 3,165
Noninterest Expense    
Salaries and employee benefits 5,535 5,442
Net occupancy 830 856
Marketing and advertising 455 402
Legal and professional 395 430
Data processing 806 705
Pennsylvania bank shares tax 175 243
FDIC Insurance 60  
FDIC Insurance   65
ATM/debit card processing 264 258
Telecommunications 105 105
Provision for credit losses on off-balance sheet exposures 2,100  
Other 903 906
Total noninterest expense 9,528 9,412
Income before federal income taxes 1,613 3,683
Federal income tax (benefit) expense (106) 446
Net income $ 1,719 $ 3,237
Per share    
Basic earnings per share $ 0.40 $ 0.73
Diluted earnings per share $ 0.39 $ 0.73