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Loans (Tables)

6 Months Ended

Jun. 30, 2020

Loans [Abstract]

Schedule Of Loans Outstanding



		June 30,			December 31,
(Dollars in thousands)		2020			2019
Residential Real Estate 1-4 Family
Consumer first liens		$	80,774		$	85,319
Commercial first lien			62,158			57,627
Total first liens			142,932			142,946

Consumer junior liens and lines of credit			49,741			42,715
Commercial junior liens and lines of credit			5,092			4,882
Total junior liens and lines of credit			54,833			47,597
Total residential real estate 1-4 family			197,765			190,543

Residential real estate - construction
Consumer			4,314			4,107
Commercial			9,263			9,216
Total residential real estate construction			13,577			13,323

Commercial real estate			497,682			494,262
Commercial			296,432			230,007
Total commercial			794,114			724,269

Consumer			6,682			6,440
			1,012,138			934,575
Less: Allowance for loan losses			(16,555)			(11,966)
Net Loans		$	995,583		$	922,609

Included in the loan balances are the following:
Net unamortized deferred loan (fees) costs		$	(1,199)		$	178

Paycheck Protection Program (PPP) loans (included in Commercial loans above)
Two-year loans		$	62,080		$	—
Five-year loans			433			—
Total Paycheck Protection Program loans		$	62,513		$	—

Unamortized deferred PPP loan fees (included in Net unamortized deferred loan fees above)
Two-year loans		$	(2,120)		$	—
Five-year loans			(22)			—
Total unamortized deferred loan fees		$	(2,142)		$	—

Loans pledged as collateral for borrowings and commitments from:
FHLB		$	831,810		$	764,340
Federal Reserve Bank			49,815			32,155
		$	881,625		$	796,495