XML 50 R39.htm IDEA: XBRL DOCUMENT v3.20.2
Capital Ratios (Tables)
9 Months Ended
Sep. 30, 2020
Capital Ratios [Abstract]  
Schedule Of The Total Risk-based, Tier 1 Risk-based And Tier 1 Leverage Requirements

Regulatory Ratios

Adequately

Well

September 30,

December 31,

Capitalized

Capitalized

(Dollars in thousands)

2020

2019

Minimum

Minimum

Common Equity Tier 1 Risk-based Capital Ratio (1)

Franklin Financial Services Corporation

14.21%

14.82%

N/A

N/A

Farmers & Merchants Trust Company

13.99%

14.62%

4.50%

6.50%

Tier 1 Risk-based Capital Ratio (2)

Franklin Financial Services Corporation

14.21%

14.82%

N/A

N/A

Farmers & Merchants Trust Company

13.99%

14.62%

6.00%

8.00%

Total Risk-based Capital Ratio (3)

Franklin Financial Services Corporation

17.62%

16.08%

N/A

N/A

Farmers & Merchants Trust Company

15.25%

15.87%

8.00%

10.00%

Tier 1 Leverage Ratio (4)

Franklin Financial Services Corporation

8.75%

9.72%

N/A

N/A

Farmers & Merchants Trust Company

8.61%

9.59%

4.00%

5.00%

(1) Common equity Tier 1 capital/ total risk-weighted assets (2) Tier 1 capital / total risk-weighted assets

(3) Total risk-based capital / total risk-weighted assets, (4) Tier 1 capital / average quarterly assets