<SEC-DOCUMENT>0000723646-20-000021.txt : 20200406
<SEC-HEADER>0000723646-20-000021.hdr.sgml : 20200406
<ACCEPTANCE-DATETIME>20200406123403
ACCESSION NUMBER:		0000723646-20-000021
CONFORMED SUBMISSION TYPE:	DEFA14A
PUBLIC DOCUMENT COUNT:		3
FILED AS OF DATE:		20200406
DATE AS OF CHANGE:		20200406
EFFECTIVENESS DATE:		20200406

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FRANKLIN FINANCIAL SERVICES CORP /PA/
		CENTRAL INDEX KEY:			0000723646
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				251440803
		STATE OF INCORPORATION:			PA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		DEFA14A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-38884
		FILM NUMBER:		20776433

	BUSINESS ADDRESS:	
		STREET 1:		20 S MAIN ST
		STREET 2:		P O BOX 6010
		CITY:			CHAMBERSBURG
		STATE:			PA
		ZIP:			17201-0819
		BUSINESS PHONE:		7172646116

	MAIL ADDRESS:	
		STREET 1:		20 SOUTH MAIN ST
		STREET 2:		PO BOX 6010
		CITY:			CHAMBERSBURG
		STATE:			PA
		ZIP:			17201-0819
</SEC-HEADER>
<DOCUMENT>
<TYPE>DEFA14A
<SEQUENCE>1
<FILENAME>fraf-20200406xdefa14a.htm
<DESCRIPTION>DEFA14A
<TEXT>
<!--HTML document created with Certent Disclosure Management 6.36.2.2-->
<!--Created on: 4/6/2020 12:32:37 PM-->
<html>
	<head>
		<title>
			DEFA14 A RL
		</title>
	</head>
	<body><div style="margin-left:36pt;margin-right:36pt;">
		<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 10pt">
			<a name="_GoBack"></a><font style="display: inline;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">UNITED STATES</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">SECURITIES AND EXCHANGE COMMISSION</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">WASHINGTON, D.C.&nbsp; 20549</font>
		</p>
		<p style="margin:8pt 0pt 0pt;text-align:center;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">SCHEDULE 14A INFORMATION</font>
		</p>
		<p style="margin:8pt 0pt 0pt;text-align:center;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">Proxy Statement Pursuant to Section 14(a) of the Securities</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">Exchange Act of 1934 (Amendment No.&nbsp; &nbsp;)</font>
		</p>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">Filed by the Registrant&nbsp;&nbsp;</font><font style="display: inline;">&#x2612;</font>
		</p>
		<p style="margin:8pt 0pt 0pt;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">Filed by a Party other than the Registrant&nbsp;&nbsp;</font><font style="display: inline;">&#x2610;</font>
		</p>
		<p style="margin:8pt 0pt 0pt;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">Check the appropriate box:</font>
		</p>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">&#x2610;</font><font style="display: inline;">&nbsp;Preliminary Proxy Statement</font>
		</p>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">&#x2610;</font><font style="display: inline;">&nbsp;&nbsp;CONFIDENTIAL, FOR USE OF THE COMMISSION ONLY (AS PERMITTED BY RULE 14A-6(E) (2))</font>
		</p>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">&#x2610;</font><font style="display: inline;">&nbsp;&nbsp;Definitive Proxy Statement</font>
		</p>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">&#x2612;</font><font style="display: inline;">&nbsp;&nbsp;Definitive Additional Materials</font>
		</p>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">&#x2610;</font><font style="display: inline;">&nbsp;&nbsp;Soliciting Material Pursuant to Section 240.14a-12</font>
		</p>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 8pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<div style="width:100%"><table cellpadding="0" cellspacing="0" style="border-collapse:collapse;width: 100.00%;margin-left:0pt;">
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					<p style="margin:0pt;font-family:Times New Roman;height:1.00pt;overflow:hidden;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font></p>
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				<td valign="top" style="width:67.38%;height:1.00pt;padding:0pt;">
					<p style="margin:0pt;font-family:Times New Roman;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:15.30%;height:1.00pt;padding:0pt;">
					<p style="margin:0pt;font-family:Times New Roman;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:17.32%;padding:0pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font></p>
				</td>
				<td valign="top" style="width:67.38%;border-bottom:1pt solid #000000 ;padding:0pt;">
					<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;font-weight:bold;">FRANKLIN FINANCIAL SERVICES CORPORATION</font></p>
				</td>
				<td valign="top" style="width:15.30%;padding:0pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:17.32%;padding:0pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font></p>
				</td>
				<td valign="top" style="width:67.38%;border-top:1pt solid #000000 ;padding:0pt;">
					<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">(Name of Registrant as Specified In Its Charter)</font></p>
				</td>
				<td valign="top" style="width:15.30%;padding:0pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:17.32%;padding:0pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font></p>
				</td>
				<td valign="top" style="width:67.38%;border-bottom:1pt solid #000000 ;padding:0pt;">
					<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:15.30%;padding:0pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:17.32%;padding:0pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font></p>
				</td>
				<td valign="top" style="width:67.38%;border-top:1pt solid #000000 ;padding:0pt;">
					<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">(Name of Person(s) Filing Proxy Statement, if other than the Registrant)</font></p>
				</td>
				<td valign="top" style="width:15.30%;padding:0pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
			</tr>
		</table></div>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 1pt">
			<font style="display: inline;font-size:1pt;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">Payment of Filing Fee (Check the appropriate box):</font>
		</p>
		<div style="width:100%"><table cellpadding="0" cellspacing="0" align="center" style="border-collapse:collapse;width: 100.00%;margin-left:0pt;">
			<tr>
				<td valign="top" style="width:04.16%;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt;">
					<p style="margin:0pt;font-family:Times New Roman;height:1.00pt;overflow:hidden;font-size: 1pt">
						<font style="display: inline;font-size:1pt;">&#xFEFF;</font></p>
				</td>
				<td colspan="2" valign="top" style="width:06.96%;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt;">
					<p style="margin:0pt;font-family:Times New Roman;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:88.88%;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt;">
					<p style="margin:0pt;font-family:Times New Roman;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:04.16%;padding:0pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 1pt">
						<font style="display: inline;font-size:1pt;">&#xFEFF;</font></p>
				</td>
				<td colspan="2" valign="top" style="width:06.96%;padding:0pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:88.88%;padding:0pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:04.16%;padding:0pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#x2611;</font></p>
				</td>
				<td colspan="3" valign="top" style="width:95.84%;padding:0pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">No fee required</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:04.16%;padding:0pt;">
					<p style="margin:10pt 0pt 0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#x2610;</font></p>
				</td>
				<td colspan="3" valign="top" style="width:95.84%;padding:0pt;">
					<p style="margin:10pt 0pt 0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">Fee computed on table below per Exchange Act Rules&nbsp;14a-6(i)(4)&nbsp;and 0-11.</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:04.16%;padding:0pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font></p>
				</td>
				<td valign="top" style="width:04.18%;padding:0pt;">
					<p style="margin:5pt 0pt 0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">1.</font></p>
				</td>
				<td colspan="2" valign="top" style="width:91.66%;padding:0pt;">
					<p style="margin:5pt 0pt 0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">Title of each class of securities to which transaction applies:</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:04.16%;padding:0pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font></p>
				</td>
				<td valign="top" style="width:04.18%;padding:0pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td colspan="2" valign="top" style="width:91.66%;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;padding:0pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:04.16%;padding:0pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font></p>
				</td>
				<td valign="top" style="width:04.18%;padding:0pt;">
					<p style="margin:5pt 0pt 0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">2.</font></p>
				</td>
				<td colspan="2" valign="top" style="width:91.66%;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;padding:0pt;">
					<p style="margin:5pt 0pt 0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">Aggregate number of securities to which transaction applies:</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:04.16%;padding:0pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font></p>
				</td>
				<td valign="top" style="width:04.18%;padding:0pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td colspan="2" valign="top" style="width:91.66%;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;padding:0pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:04.16%;padding:0pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font></p>
				</td>
				<td valign="top" style="width:04.18%;padding:0pt;">
					<p style="margin:5pt 0pt 0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">3.</font></p>
				</td>
				<td colspan="2" valign="top" style="width:91.66%;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;padding:0pt;">
					<p style="margin:5pt 0pt 0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">Per unit price or other underlying value of transaction computed pursuant to Exchange Act Rule&nbsp;0-11 (set forth the amount on which the filing fee is calculated and state how it was determined):</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:04.16%;padding:0pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font></p>
				</td>
				<td valign="top" style="width:04.18%;padding:0pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td colspan="2" valign="top" style="width:91.66%;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;padding:0pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:04.16%;padding:0pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font></p>
				</td>
				<td valign="top" style="width:04.18%;padding:0pt;">
					<p style="margin:5pt 0pt 0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">4.</font></p>
				</td>
				<td colspan="2" valign="top" style="width:91.66%;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;padding:0pt;">
					<p style="margin:5pt 0pt 0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">Proposed maximum aggregate value of transaction:</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:04.16%;padding:0pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font></p>
				</td>
				<td valign="top" style="width:04.18%;padding:0pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td colspan="2" valign="top" style="width:91.66%;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;padding:0pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:04.16%;padding:0pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font></p>
				</td>
				<td valign="top" style="width:04.18%;padding:0pt;">
					<p style="margin:5pt 0pt 0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">5.</font></p>
				</td>
				<td colspan="2" valign="top" style="width:91.66%;border-top:1pt solid #000000 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;padding:0pt;">
					<p style="margin:5pt 0pt 0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">Total fee paid:</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:04.16%;padding:0pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font></p>
				</td>
				<td valign="top" style="width:04.18%;padding:0pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td colspan="2" valign="top" style="width:91.66%;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;padding:0pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:04.16%;padding:0pt;">
					<p style="margin:10pt 0pt 0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#x2610;</font></p>
				</td>
				<td colspan="3" valign="top" style="width:95.84%;padding:0pt;">
					<p style="margin:10pt 0pt 0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">Fee paid previously with preliminary materials.</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:04.16%;padding:0pt;">
					<p style="margin:10pt 0pt 0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#x2610;</font></p>
				</td>
				<td colspan="3" valign="top" style="width:95.84%;padding:0pt;">
					<p style="margin:10pt 0pt 0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">Check box if any part of the fee is offset as provided by Exchange Act Rule&nbsp;0-11(a)(2) and identify the filing for which the offsetting fee was paid previously. Identify the previous filing by registration statement number, or the Form or Schedule and the date of its filing.</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:04.16%;padding:0pt;">
					<p style="margin:5pt 0pt 0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font></p>
				</td>
				<td valign="top" style="width:04.18%;padding:0pt;">
					<p style="margin:5pt 0pt 0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">1.</font></p>
				</td>
				<td colspan="2" valign="top" style="width:91.66%;padding:0pt;">
					<p style="margin:5pt 0pt 0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">Amount previously paid:</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:04.16%;padding:0pt;">
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						&nbsp;</p>
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						&nbsp;</p>
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					<p style="margin:5pt 0pt 0pt;font-family:Times New Roman;font-size: 10pt">
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					<p style="margin:5pt 0pt 0pt;font-family:Times New Roman;font-size: 10pt">
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						<font style="display: inline;">Form, Schedule or Registration Statement No.:</font></p>
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						&nbsp;</p>
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					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
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			<tr>
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						&nbsp;</p>
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						<font style="display: inline;">Date Filed:</font></p>
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			<font style="display: inline;">&nbsp;</font>
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		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
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			<font style="display: inline;"><img src="fraf-20200406xdefa14ag001.jpg" style="width: 4.072917in; height: 1.177083in" alt="Picture 2"></font>
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			<font style="display: inline;font-weight:bold;">&#xFEFF;</font>
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		<p style="margin:0pt 5.45pt 0pt 5.8pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-size:12pt;">Dear Shareholder,</font>
		</p>
		<p style="margin:0pt 5.45pt 0pt 5.8pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-size:12pt;">&#xFEFF;</font>
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		<p style="margin:0pt 5.45pt 0pt 5.8pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-weight:bold;font-size:12pt;">Time is running short and the Annual Shareholder Meeting is rapidly approaching.</font><font style="display: inline;font-size:12pt;"> &nbsp;You recently received proxy materials relating to proposals to be voted on at the Annual Shareholder Meeting of Franklin Financial Services Corporation (the &#x201C;Company&#x201D;) which will be held virtually on April 28, 2020, 9:00a.m. EST, as more fully described in our Notice to Shareholders of Change in Annual Meeting Location.&nbsp;&nbsp;You are receiving this </font><font style="display: inline;font-weight:bold;font-size:12pt;text-decoration:underline;">REMINDER</font><font style="display: inline;font-size:12pt;"> notice because you held shares in the Company on the record date and </font><font style="display: inline;font-weight:bold;font-style:italic;font-size:12pt;">we have not received your vote</font><font style="display: inline;font-style:italic;font-size:12pt;">.</font><font style="display: inline;font-size:12pt;"> &nbsp;Please helps us avoid adjournments, phone calls, costs and additional mailings by promptly voting your shares.</font>
		</p>
		<p style="margin:0pt 24pt 0pt 0pt;line-height:normal;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-weight:bold;font-size:12pt;">&#xFEFF;</font>
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		<p style="margin:0pt 24pt 0pt 0pt;line-height:normal;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-weight:bold;font-size:12pt;">The Board of Directors of the Company unanimously</font>
		</p>
		<p style="margin:0pt 24pt 0pt 0pt;line-height:normal;text-indent:36pt;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-weight:bold;font-size:12pt;">r</font><font style="display: inline;font-weight:bold;font-size:12pt;">ecommends that you vote &#x201C;FOR&#x201D; the proposals on the enclosed proxy card.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 5.75pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-size:12pt;">&#xFEFF;</font>
		</p>
		<p style="margin:4.55pt 5.4pt 0pt 5.75pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-weight:bold;font-size:12pt;">Your vote is important, no matter how large or small your holdings may be.&nbsp;&nbsp;We urge you to vote &#x201C;FOR&#x201D; the proposals by completing, signing and dating the enclosed proxy card and promptly mailing it in the enclosed postage-paid envelope.&nbsp;&nbsp;Alternatively, you may vote by telephone or via the internet by following the instructions on the enclosed proxy card.</font>
		</p>
		<p style="margin:4.55pt 5.4pt 0pt 5.75pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-weight:bold;font-size:12pt;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt 5.4pt 0pt 5.75pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-size:12pt;">If you hold your shares in a brokerage or bank account (in &#x201C;street name&#x201D;), your broker or bank </font><font style="display: inline;font-size:12pt;text-decoration:underline;">cannot</font><font style="display: inline;font-size:12pt;"> vote your shares (as it has in past annual meetings) unless you complete, sign, date and return the enclosed proxy voting form.&nbsp;&nbsp;Voting now will allow the Company to minimize the expense incurred with further reminder mailings and solicitations.</font>
		</p>
		<p style="margin:0pt 5.4pt 0pt 5.75pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-size:12pt;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt 24pt 0pt 0pt;line-height:normal;text-align:center;font-family:Times New Roman;font-size: 11pt">
			<font style="display: inline;font-weight:bold;font-size:11pt;">VOTING NOW HELPS LOWER OVERALL PROXY COSTS AND ELMINATES</font>
		</p>
		<p style="margin:0pt 24pt 0pt 0pt;line-height:normal;text-align:center;font-family:Times New Roman;font-size: 11pt">
			<font style="display: inline;font-weight:bold;font-size:11pt;">FURTHER MAILINGS AND PHONE CALLS</font>
		</p>
		<p style="margin:0pt 5.4pt 0pt 5.75pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 11pt">
			<font style="display: inline;font-size:11pt;">&#xFEFF;</font>
		</p>
		<p style="margin:4.55pt 5.4pt 0pt 5.75pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 11pt">
			<font style="display: inline;font-weight:bold;font-size:11pt;">If you have questions or need assistance in voting your shares, please call Georgeson LLC at 1-888-505-9118.</font>
		</p>
		<p style="margin:0pt 5.4pt 0pt 5.75pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 11pt">
			<font style="display: inline;font-weight:bold;font-size:11pt;">&#xFEFF;</font>
		</p>
		<p style="margin:4.55pt 5.4pt 0pt 5.75pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 11pt">
			<font style="display: inline;font-weight:bold;font-size:11pt;">Thank you for voting,</font>
		</p>
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			<tr>
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				<td valign="top" style="width:50.00%;height:1.00pt;padding:0pt;">
					<p style="margin:0pt;font-family:Times New Roman;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
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			</tr>
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				<td valign="top" style="width:50.00%;padding:0pt;">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-size:11pt;">&#xFEFF;</font></p>
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				<td valign="top" style="width:50.00%;padding:0pt;">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
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				<td valign="top" style="width:50.00%;padding:0pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;"><img src="fraf-20200406xdefa14ag002.jpg" style="width: 2.905887in; height: 0.5103532in" alt="Picture 1"></font></p>
				</td>
				<td valign="top" style="width:50.00%;padding:0pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
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			</tr>
			<tr>
				<td valign="top" style="width:50.00%;padding:0pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font></p>
					<p style="margin:0pt 5.4pt 0pt 5.75pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-size:11pt;">Mark R. Hollar</font></p>
					<p style="margin:0pt 5.4pt 0pt 5.75pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-size:11pt;">Senior Vice President</font></p>
					<p style="margin:0pt 5.4pt 0pt 5.75pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 11pt">
						<font style="display: inline;font-size:11pt;">Treasurer and Chief Financial Officer</font></p>
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:50.00%;padding:0pt;">
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						&nbsp;</p>
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
