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Consolidated Statements Of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Interest income    
Loans, including fees $ 39,186 $ 43,885
Interest and dividends on investments:    
Taxable interest 4,710 2,724
Tax exempt interest 1,552 1,002
Dividend income 15 26
Interesting-bearing deposits in other banks 476 1,598
Total interest income 45,939 49,235
Interest expense    
Deposits 3,551 7,077
Short-term borrowings   36
Subordinate notes 427  
Total interest expense 3,978 7,113
Net interest income 41,961 42,122
Provision for (recovery of) loan losses 4,625 237
Net interest income after provision for loan losses 37,336 41,885
Noninterest income    
Investment and trust services fees 6,040 6,141
Loan service charges 853 568
Gain on sale of loans 1,536 393
Deposit service charges and fees 1,977 2,419
Other service charges and fees 1,446 1,519
Debit card income 1,844 1,791
Increase in cash surrender value of life insurance 457 509
Bank owned life insurance gain 840 195
Other real estate owned gains, net   326
Net gains on sales of debt securities 29 256
Change in fair value of equity securities (49) 66
Gain on sale of bank premises   597
Other 111 644
Total noninterest income 15,084 15,424
Noninterest Expense    
Salaries and employee benefits 22,392 22,143
Net occupancy 3,350 3,402
Marketing and advertising 1,757 1,756
Legal and professional 1,802 1,774
Data processing 3,419 2,994
Pennsylvania bank shares tax 965 982
FDIC Insurance 457 104
ATM/debit card processing 1,088 1,026
Telecommunications 458 426
Other 3,674 3,707
Total noninterest expense 39,362 38,314
Income before federal income taxes 13,058 18,995
Federal income tax expense 258 2,880
Net income $ 12,800 $ 16,115
Per share    
Basic earnings per share $ 2.94 $ 3.68
Diluted earnings per share $ 2.93 $ 3.67