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Loans (Tables)

3 Months Ended

Mar. 31, 2021

Loans [Abstract]

Schedule Of Loans Outstanding



		March 31,			December 31,
(Dollars in thousands)		2021			2020
Residential Real Estate 1-4 Family
Consumer first liens		$	73,991		$	77,373
Commercial first lien			58,018			59,851
Total first liens			132,009			137,224

Consumer junior liens and lines of credit			61,707			60,935
Commercial junior liens and lines of credit			4,244			4,425
Total junior liens and lines of credit			65,951			65,360
Total residential real estate 1-4 family			197,960			202,584

Residential real estate - construction
Consumer			7,804			6,751
Commercial			10,814			9,558
Total residential real estate construction			18,618			16,309

Commercial real estate			493,544			503,977
Commercial			283,705			281,257
Total commercial			777,249			785,234

Consumer			7,106			5,577
			1,000,933			1,009,704
Less: Allowance for loan losses			(16,136)			(16,789)
Net Loans		$	984,797		$	992,915

Included in the loan balances are the following:
Net unamortized deferred loan (fees) costs		$	(374)		$	8

Paycheck Protection Program (PPP) loans (included in Commercial loans above)
Two-year loans		$	3,455		$	5,378
Five-year loans			52,418			46,912
Total Paycheck Protection Program loans		$	55,873		$	52,290

Net unamortized deferred PPP loan fees (included in Net unamortized deferred loan fees above)
Two-year loans		$	(63)		$	(165)
Five-year loans			(1,617)			(1,178)
Total net unamortized deferred PPP loan fees		$	(1,680)		$	(1,343)

Loans pledged as collateral for borrowings and commitments from:
FHLB		$	695,190		$	840,850
Federal Reserve Bank			50,682			50,605
		$	745,872		$	891,455