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Loans (Tables)

6 Months Ended

Jun. 30, 2021

Loans [Abstract]

Schedule Of Loans Outstanding



		June 30,			December 31,
(Dollars in thousands)		2021			2020
Residential Real Estate 1-4 Family
Consumer first liens		$	76,577		$	77,373
Commercial first lien			58,460			59,851
Total first liens			135,037			137,224

Consumer junior liens and lines of credit			63,303			60,935
Commercial junior liens and lines of credit			4,910			4,425
Total junior liens and lines of credit			68,213			65,360
Total residential real estate 1-4 family			203,250			202,584

Residential real estate - construction
Consumer			8,242			6,751
Commercial			11,962			9,558
Total residential real estate construction			20,204			16,309

Commercial real estate			495,407			503,977
Commercial			273,146			281,257
Total commercial			768,553			785,234

Consumer			7,028			5,577
			999,035			1,009,704
Less: Allowance for loan losses			(15,055)			(16,789)
Net Loans		$	983,980		$	992,915

Included in the loan balances are the following:
Net unamortized deferred loan (fees) costs		$	(229)		$	8

Paycheck Protection Program (PPP) loans (included in Commercial loans above)
Two-year loans		$	2,154		$	5,378
Five-year loans			51,419			46,912
Total Paycheck Protection Program loans		$	53,573		$	52,290

Net unamortized deferred PPP loan fees (included in Net unamortized deferred loan fees above)
Two-year loans		$	(45)		$	(165)
Five-year loans			(1,889)			(1,178)
Total net unamortized deferred PPP loan fees		$	(1,934)		$	(1,343)

Loans pledged as collateral for borrowings and commitments from:
FHLB		$	707,061		$	840,850
Federal Reserve Bank			45,358			50,605
		$	752,419		$	891,455