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Loans (Tables)

3 Months Ended

Mar. 31, 2022

Loans [Abstract]

Schedule Of Loans Outstanding



		March 31,			December 31,
(Dollars in thousands)		2022			2021
Residential Real Estate 1-4 Family
Consumer first liens		$	72,246		$	71,828
Commercial first lien			61,814			60,655
Total first liens			134,060			132,483

Consumer junior liens and lines of credit			67,780			67,103
Commercial junior liens and lines of credit			4,538			4,841
Total junior liens and lines of credit			72,318			71,944
Total residential real estate 1-4 family			206,378			204,427

Residential real estate - construction
Consumer			8,382			8,278
Commercial			13,050			12,379
Total residential real estate construction			21,432			20,657

Commercial real estate			524,138			522,779
Commercial			243,008			244,543
Total commercial			767,146			767,322

Consumer			6,021			6,406
			1,000,977			998,812
Less: Allowance for loan losses			(15,050)			(15,066)
Net Loans		$	985,927		$	983,746

Included in the loan balances are the following:
Net unamortized deferred loan costs		$	1,964		$	1,289

Loans pledged as collateral for borrowings and commitments from:
FHLB		$	605,267		$	614,828
Federal Reserve Bank			52,480			45,453
		$	657,747		$	660,281

Paycheck Protection Program (included in commercial loans)		$	2,932		$	7,755