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Consolidated Statements Of Income - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2022
Mar. 31, 2021
Interest income    
Loans, including fees $ 9,067 $ 9,381
Interest and dividends on investments:    
Taxable interest 1,843 1,623
Tax exempt interest 525 532
Dividend income 1 3
Interesting-bearing deposits in other banks 98 53
Total interest income 11,534 11,592
Interest expense    
Deposits 463 485
Subordinate notes 263 263
Total interest expense 726 748
Net interest income 10,808 10,844
(Provision for loan losses   (800)
Net interest income after provision for loan losses 10,808 11,644
Noninterest income    
Investment and trust services fees 1,828 1,636
Loan service charges 116 196
Gain on sale of loans 254 782
Deposit service charges and fees 623 468
Other service charges and fees 412 396
Debit card income 458 517
Increase in cash surrender value of Bank owned life insurance 108 115
Change in fair value of equity securities 11 54
Other 74 63
Total noninterest income 3,884 4,227
Noninterest Expense    
Salaries and employee benefits 6,366 5,658
Net occupancy 974 910
Marketing and advertising 497 345
Legal and professional 515 475
Data processing 1,137 929
Pennsylvania bank shares tax 143 92
FDIC Insurance 183 202
ATM/debit card processing 346 296
Telecommunications 92 129
Nonservice pension 69 205
Other 944 924
Total noninterest expense 11,266 10,165
Income before federal income taxes 3,426 5,706
Federal income tax expense 414 876
Net income $ 3,012 $ 4,830
Per share    
Basic earnings per share $ 0.68 $ 1.10
Diluted earnings per share $ 0.67 $ 1.09