XML 60 R50.htm IDEA: XBRL DOCUMENT
v3.22.2

Loan Quality And Allowance For Loan Losses (Aging Of Payments Of The Loan Portfolio) (Details) - USD ($) $ in Thousands | Jun. 30, 2022 | Dec. 31, 2021
--- | --- | ---
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |
Loans | $ 687,578 | $ 660,281
Non-accrual loans | 5,708 | 7,384
Total Loans | 1,034,623 | 998,812
Current [Member] |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |
Loans | 1,027,937 | 990,477
30 - 59 Days Past Due [Member] |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |
Loans | 722 | 640
60 - 89 Days Past Due [Member] |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |
Loans | 242 | 311
90 Days+ Past Due [Member] |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |
Loans | 14 |
Total Past Due [Member] |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |
Loans | 978 | 951
Residential Real Estate [Member] |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |
Non-accrual loans | 158 | 88
Total Loans | 210,581 | 204,427
Residential Real Estate [Member] | Current [Member] |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |
Loans | 209,903 | 204,012
Residential Real Estate [Member] | 30 - 59 Days Past Due [Member] |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |
Loans | 350 | 214
Residential Real Estate [Member] | 60 - 89 Days Past Due [Member] |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |
Loans | 170 | 113
Residential Real Estate [Member] | Total Past Due [Member] |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |
Loans | 520 | 327
Residential Real Estate [Member] | First Liens [Member] |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |
Non-accrual loans | 120 | 50
Total Loans | 136,575 | 132,483
Residential Real Estate [Member] | First Liens [Member] | Current [Member] |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |
Loans | 136,124 | 132,224
Residential Real Estate [Member] | First Liens [Member] | 30 - 59 Days Past Due [Member] |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |
Loans | 161 | 96
Residential Real Estate [Member] | First Liens [Member] | 60 - 89 Days Past Due [Member] |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |
Loans | 170 | 113
Residential Real Estate [Member] | First Liens [Member] | Total Past Due [Member] |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |
Loans | 331 | 209
Residential Real Estate [Member] | Junior Liens & Lines Of Credit [Member] |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |
Non-accrual loans | 38 | 38
Total Loans | 74,006 | 71,944
Residential Real Estate [Member] | Junior Liens & Lines Of Credit [Member] | Current [Member] |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |
Loans | 73,779 | 71,788
Residential Real Estate [Member] | Junior Liens & Lines Of Credit [Member] | 30 - 59 Days Past Due [Member] |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |
Loans | 189 | 118
Residential Real Estate [Member] | Junior Liens & Lines Of Credit [Member] | Total Past Due [Member] |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |
Loans | 189 | 118
Residential Real Estate - Construction [Member] |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |
Non-accrual loans |  | 424
Total Loans | 18,938 | 20,657
Residential Real Estate - Construction [Member] | Current [Member] |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |
Loans | 18,938 | 20,233
Commercial Real Estate [Member] |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |
Non-accrual loans | 5,550 | 6,812
Total Loans | 562,825 | 522,779
Commercial Real Estate [Member] | Current [Member] |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |
Loans | 557,100 | 515,487
Commercial Real Estate [Member] | 30 - 59 Days Past Due [Member] |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |
Loans | 111 | 293
Commercial Real Estate [Member] | 60 - 89 Days Past Due [Member] |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |
Loans | 64 | 187
Commercial Real Estate [Member] | Total Past Due [Member] |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |
Loans | 175 | 480
Commercial [Member] |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |
Non-accrual loans |  | 60
Total Loans | 236,293 | 244,543
Commercial [Member] | Current [Member] |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |
Loans | 236,079 | 244,377
Commercial [Member] | 30 - 59 Days Past Due [Member] |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |
Loans | 214 | 106
Commercial [Member] | Total Past Due [Member] |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |
Loans | 214 | 106
Consumer [Member] |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |
Total Loans | 5,986 | 6,406
Consumer [Member] | Current [Member] |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |
Loans | 5,917 | 6,368
Consumer [Member] | 30 - 59 Days Past Due [Member] |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |
Loans | 47 | 27
Consumer [Member] | 60 - 89 Days Past Due [Member] |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |
Loans | 8 | 11
Consumer [Member] | 90 Days+ Past Due [Member] |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |
Loans | 14 |
Consumer [Member] | Total Past Due [Member] |  |
Financing Receivable, Recorded Investment, Past Due [Line Items] |  |
Loans | $ 69 | $ 38

X
- Definition Amortized cost of financing receivable on nonaccrual status. Excludes net investment in lease. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -Subparagraph (a) -URI https://asc.fasb.org/extlink&oid=123577603&loc=d3e5111-111524 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 16 -Subparagraph (a) -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919258-210447 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Publisher SEC -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph (a) -Subparagraph (3) Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Publisher SEC -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph (a) -Subparagraph (2) + Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + References No definition available. + Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 45 -Paragraph 2 -URI https://asc.fasb.org/extlink&oid=124259787&loc=d3e4428-111522 + Details
Name: | us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amortized cost, before allowance for credit loss, of financing receivable. Excludes financing receivable covered under loss sharing agreement and net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953401-111524 Reference 2: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI https://asc.fasb.org/extlink&oid=124267575&loc=SL82922352-210448 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(3)(b)) -URI https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 14 -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919253-210447 Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 45 -Paragraph 1 -URI https://asc.fasb.org/extlink&oid=124255206&loc=SL82895884-210446 Reference 6: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 5 -Subparagraph (b) -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919230-210447 Reference 7: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 80 -URI https://asc.fasb.org/extlink&oid=124267575&loc=SL82922355-210448 Reference 8: http://www.xbrl.org/2003/role/disclosureRef -Publisher SEC -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph (a) -Subparagraph (1) Reference 9: http://www.xbrl.org/2003/role/disclosureRef -Publisher SEC -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph (a) -Subparagraph (2) Reference 10: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher SEC -Name Regulation S-K (SK) -Number 229 -Section 1404 -Paragraph (a) + Details
Name: | us-gaap_NotesReceivableGross
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancialAssetNotPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables30To59DaysPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables60To89DaysPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancialAssetPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ResidentialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fraf_FirstLiensMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fraf_JuniorLiensLinesOfCreditMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=fraf_ResidentialRealEstateConstructionFinancingReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |