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Capital Ratios (Tables)
6 Months Ended
Jun. 30, 2022
Capital Ratios [Abstract]  
Schedule Of The Total Risk-based, Tier 1 Risk-based And Tier 1 Leverage Requirements

Regulatory Ratios

Adequately

Well

June 30,

December 31,

Capitalized

Capitalized

(Dollars in thousands)

2022

2021

Minimum

Minimum

Common Equity Tier 1 Risk-based Capital Ratio (1)

Franklin Financial Services Corporation

14.30%

15.20%

N/A

N/A

Farmers & Merchants Trust Company

14.34%

15.28%

4.50%

6.50%

Tier 1 Risk-based Capital Ratio (2)

Franklin Financial Services Corporation

14.30%

15.20%

N/A

N/A

Farmers & Merchants Trust Company

14.34%

15.28%

6.00%

8.00%

Total Risk-based Capital Ratio (3)

Franklin Financial Services Corporation

17.36%

18.41%

N/A

N/A

Farmers & Merchants Trust Company

15.60%

16.54%

8.00%

10.00%

Tier 1 Leverage Ratio (4)

Franklin Financial Services Corporation

8.53%

8.52%

N/A

N/A

Farmers & Merchants Trust Company

8.56%

8.57%

4.00%

5.00%

(1) Common equity Tier 1 capital/ total risk-weighted assets (2) Tier 1 capital / total risk-weighted assets

(3) Total risk-based capital / total risk-weighted assets, (4) Tier 1 capital / average quarterly assets