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Loans (Tables)

9 Months Ended

Sep. 30, 2022

Loans [Abstract]

Schedule Of Loans Outstanding



		September 30,			December 31,
(Dollars in thousands)		2022			2021
Residential Real Estate 1-4 Family
Consumer first liens		$	78,686		$	71,828
Commercial first lien			60,219			60,655
Total first liens			138,905			132,483

Consumer junior liens and lines of credit			70,423			67,103
Commercial junior liens and lines of credit			4,326			4,841
Total junior liens and lines of credit			74,749			71,944
Total residential real estate 1-4 family			213,654			204,427

Residential real estate - construction
Consumer			11,125			8,278
Commercial			12,776			12,379
Total residential real estate construction			23,901			20,657

Commercial real estate			571,426			522,779
Commercial			233,427			244,543
Total commercial			804,853			767,322

Consumer			6,099			6,406
			1,048,507			998,812
Less: Allowance for loan losses			(14,989)			(15,066)
Net Loans		$	1,033,518		$	983,746

Included in the loan balances are the following:
Net unamortized deferred loan costs		$	2,013		$	1,289

Loans pledged as collateral for borrowings and commitments from:
FHLB		$	646,878		$	614,828
Federal Reserve Bank			49,191			45,453
		$	696,069		$	660,281

Paycheck Protection Program (included in commercial loans)		$	205		$	7,755