<SEC-DOCUMENT>0000723646-22-000014.txt : 20220304
<SEC-HEADER>0000723646-22-000014.hdr.sgml : 20220304
<ACCEPTANCE-DATETIME>20220304160050
ACCESSION NUMBER:		0000723646-22-000014
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		16
CONFORMED PERIOD OF REPORT:	20220304
ITEM INFORMATION:		Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20220304
DATE AS OF CHANGE:		20220304

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FRANKLIN FINANCIAL SERVICES CORP /PA/
		CENTRAL INDEX KEY:			0000723646
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				251440803
		STATE OF INCORPORATION:			PA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-38884
		FILM NUMBER:		22713952

	BUSINESS ADDRESS:	
		STREET 1:		20 S MAIN ST
		STREET 2:		P O BOX 6010
		CITY:			CHAMBERSBURG
		STATE:			PA
		ZIP:			17201-0819
		BUSINESS PHONE:		7172646116

	MAIL ADDRESS:	
		STREET 1:		20 SOUTH MAIN ST
		STREET 2:		PO BOX 6010
		CITY:			CHAMBERSBURG
		STATE:			PA
		ZIP:			17201-0819
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
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<DESCRIPTION>8-K
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font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;text-transform: uppercase;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;text-transform: uppercase;">United States</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;text-transform: uppercase;">SECURITIES AND EXCHANGE COMMISSION</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Washington, D.C.  20549</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><h2 dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">FORM </span><ix:nonNumeric name="dei:DocumentType" id="ct-nonNumeric-99c1975d-3e97-431d-8ba1-9f38df857921" contextRef="Duration_3_4_2022_To_3_4_2022"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">8-K</span></ix:nonNumeric></h2><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">CURRENT REPORT</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Pursuant to Section 13 or 15(d) of</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">The Securities Exchange Act of 1934</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Date of Report: </span><ix:nonNumeric name="dei:DocumentPeriodEndDate" id="ct-nonNumeric-cfea5008-e89a-499d-a872-acaa3c4ddaa0" contextRef="Duration_3_4_2022_To_3_4_2022" format="ixt:datemonthdayyearen"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;text-decoration: underline;">March 4, 2022</span></ix:nonNumeric></p><h5 dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;"> </span></h5><h5 dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span id="_FRANKLIN_FINANCIAL_SERVICES" style="text-decoration: none;"></span><ix:nonNumeric name="dei:EntityRegistrantName" id="ct-nonNumeric-d3da9e51-5881-4d4d-abbe-0abdd7bf25a4" contextRef="Duration_3_4_2022_To_3_4_2022"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;text-decoration: underline;">FRANKLIN FINANCIAL SERVICES CORPORATION</span></ix:nonNumeric></h5><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">(Exact name of registrant as specified in its new charter)</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; 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font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="background: white;border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 22.5%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="background: white;border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 27.5%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="background: white;border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 10.8%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td></tr><tr><td style="background: white;border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 10.0%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="background: white;border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 29.2%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><ix:nonNumeric name="dei:EntityIncorporationStateCountryCode" id="ct-nonNumeric-b2229c76-41c4-499f-b5cd-e98770910cd8" contextRef="Duration_3_4_2022_To_3_4_2022" format="ixt-sec:stateprovnameen"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Pennsylvania</span></ix:nonNumeric><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;"> </span></p></td><td style="background: white;border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 22.5%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><ix:nonNumeric name="dei:EntityFileNumber" id="ct-nonNumeric-02c176a3-23ba-41ee-9c92-fe4f27e8b95e" contextRef="Duration_3_4_2022_To_3_4_2022"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">001-38884</span></ix:nonNumeric></p></td><td style="background: white;border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 27.5%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><ix:nonNumeric name="dei:EntityTaxIdentificationNumber" id="ct-nonNumeric-9dbbf9f5-ae56-48ab-b946-f757a00981ed" contextRef="Duration_3_4_2022_To_3_4_2022"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">25-1440803</span></ix:nonNumeric></p></td><td style="background: white;border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 10.8%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">&#160;&#160;</span></p></td></tr><tr><td style="background: white;border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 10.0%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="background: white;border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 29.2%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">(State or other jurisdiction</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">of incorporation)</span></p></td><td style="background: white;border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 22.5%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">(Commission </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">File Number)</span></p></td><td style="background: white;border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 27.5%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">(IRS Employer </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Identification No.)</span></p></td><td style="background: white;border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 10.8%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td></tr></table></div><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><div style="padding-left: 0;text-align:left"><table dir="ltr" style="border: none;border-collapse: collapse;margin-bottom: .001pt;margin-left: 0;margin-right: auto;width: 100%;"><tr style="height: 0.01in;"><td style="background: white;border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 10.0%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="background: white;border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: bottom;width: 45.0%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="background: white;border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: bottom;width: 28.3%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="background: white;border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 16.7%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td></tr><tr><td style="background: white;border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 10.0%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">&#160;</span></p></td><td style="background: white;border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: bottom;width: 45.0%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><ix:nonNumeric name="dei:EntityAddressAddressLine1" id="ct-nonNumeric-ecb1b0ad-e89e-45b4-af68-a30f7f28d5ea" contextRef="Duration_3_4_2022_To_3_4_2022"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">20 South Main Street</span></ix:nonNumeric><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">, </span><ix:nonNumeric name="dei:EntityAddressCityOrTown" id="ct-nonNumeric-f4a58e86-3f51-4cf0-9292-98b46af032a8" contextRef="Duration_3_4_2022_To_3_4_2022"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Chambersburg</span></ix:nonNumeric><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">, </span><ix:nonNumeric name="dei:EntityAddressStateOrProvince" id="ct-nonNumeric-7afb9af0-ea13-4bf0-b0ea-e4716d5cd2c6" contextRef="Duration_3_4_2022_To_3_4_2022"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">PA</span></ix:nonNumeric></p></td><td style="background: white;border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: bottom;width: 28.3%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><ix:nonNumeric name="dei:EntityAddressPostalZipCode" id="ct-nonNumeric-e73261fb-1665-4439-a3ad-457fa9316174" contextRef="Duration_3_4_2022_To_3_4_2022"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">17201</span></ix:nonNumeric></p></td><td style="background: white;border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 16.7%;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">&#160;</span></p></td></tr><tr><td style="background: white;border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 10.0%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">&#160;</span></p></td><td style="background: white;border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 45.0%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">(Address of principal executive office)</span></p></td><td style="background: white;border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 28.3%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">(Zip Code)</span></p></td><td style="background: white;border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 16.7%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">&#160;</span></p></td></tr><tr><td style="background: white;border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 10.0%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="background: white;border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 45.0%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">&#160;</span></p></td><td style="background: white;border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 28.3%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">&#160;</span></p></td><td style="background: white;border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 16.7%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td></tr><tr><td style="background: white;border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 10.0%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="background: white;border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 45.0%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Registrant&apos;s telephone number, including area code</span></p></td><td style="background: white;border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 28.3%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;text-decoration: underline;">(</span><ix:nonNumeric name="dei:CityAreaCode" id="ct-nonNumeric-c6f4ddd3-939b-4be2-a0a2-1a67ee63809e" contextRef="Duration_3_4_2022_To_3_4_2022"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;text-decoration: underline;">717</span></ix:nonNumeric><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;text-decoration: underline;">) </span><ix:nonNumeric name="dei:LocalPhoneNumber" id="ct-nonNumeric-84d95ab7-9403-45a2-b17a-49d1c19ee6e2" contextRef="Duration_3_4_2022_To_3_4_2022"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;text-decoration: underline;">264-6116</span></ix:nonNumeric></p></td><td style="background: white;border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 16.7%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td></tr><tr><td style="background: white;border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 10.0%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="background: white;border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 45.0%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="background: white;border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 28.3%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="background: white;border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 16.7%;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td></tr></table></div><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><h5 dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;text-decoration: underline;">N/A</span></h5><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">(Former name or former address, if changes since last report)</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Check the appropriate box below if the Form 8-K is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0.22in;margin-right: 0;margin-top: 0;text-indent: -0.22in;"><ix:nonNumeric name="dei:WrittenCommunications" id="ct-nonNumeric-50f5f36a-ddd7-40be-97e3-94dcc4715dfc" contextRef="Duration_3_4_2022_To_3_4_2022" format="ixt:booleanfalse"><span style="white-space:pre-wrap; font-family: Wingdings;font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"><span style="white-space:pre-wrap; font-family: &quot;Wingdings&quot;">&#168;</span></span></ix:nonNumeric><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">&#160;&#160;&#160;Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0.22in;margin-right: 0;margin-top: 0;text-indent: -0.22in;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0.22in;margin-right: 0;margin-top: 0;text-indent: -0.22in;"><ix:nonNumeric name="dei:SolicitingMaterial" id="ct-nonNumeric-f3a798e6-e885-49ff-af90-3ba37f87aa5c" contextRef="Duration_3_4_2022_To_3_4_2022" format="ixt:booleanfalse"><span style="white-space:pre-wrap; 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color: #000000;font-family: 'Times New Roman', 'serif';font-size: 9pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Securities registered pursuant to Section 12(b) of the Act:</span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 9pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><div style="text-align:center"><table dir="ltr" style="border: none;border-collapse: collapse;margin-bottom: .001pt;margin-left: auto;margin-right: auto;"><tr style="height: 0.01in;"><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 180.05pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 179.9pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 180.05pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></td></tr><tr style="height: 0.01in;"><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 180.05pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Tahoma', 'sans-serif';font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">&#65279;</span></p></td><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 179.9pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">&#160;</span></p></td><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 180.05pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">&#160;</span></p></td></tr><tr style="height: 0.01in;"><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 180.05pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-indent: 0.50in;"><span style="white-space:pre-wrap; color: #000000;font-family: Calibri;font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">&#65279;</span></p></td><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 179.9pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: 4pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">&#160;</span></p></td><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 180.05pt;"><p dir="ltr" style="text-align:left; font-family: 'Times New Roman', 'serif';font-size: 1pt;line-height: 108%;margin-bottom: 4pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 1pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">&#160;</span></p></td></tr><tr><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 180.05pt;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 9pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 9pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-decoration: underline;">Title of class</span></p></td><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 179.9pt;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 9pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 9pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-decoration: underline;">Symbol</span></p></td><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 180.05pt;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 9pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 9pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-decoration: underline;">Name of exchange on which registered</span></p></td></tr><tr><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 180.05pt;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 9pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><ix:nonNumeric name="dei:Security12bTitle" id="ct-nonNumeric-730c6a61-0988-4333-8566-a9c165d2f343" contextRef="Duration_3_4_2022_To_3_4_2022"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 9pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Common stock</span></ix:nonNumeric></p></td><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 179.9pt;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 9pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><ix:nonNumeric name="dei:TradingSymbol" id="ct-nonNumeric-d3661caf-892f-4471-b3bb-e2bc1396bae5" contextRef="Duration_3_4_2022_To_3_4_2022"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 9pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">FRAF</span></ix:nonNumeric></p></td><td style="border-bottom-style: none;border-left-style: none;border-right-style: none;border-top-style: none;padding-bottom: 0;padding-left: 0;padding-right: 0;padding-top: 0;vertical-align: top;width: 180.05pt;"><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 9pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><ix:nonNumeric name="dei:SecurityExchangeName" id="ct-nonNumeric-3bc314dc-5000-481e-8847-8bf16c4e3f30" contextRef="Duration_3_4_2022_To_3_4_2022" format="ixt-sec:exchnameen"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 9pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Nasdaq</span></ix:nonNumeric><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 9pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> Capital Market</span></p></td></tr></table></div><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 </span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">(&#167;230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (&#167;240.12b-2 of this chapter). </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; color: #000000;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Emerging growth company&#160;&#160;</span><ix:nonNumeric name="dei:EntityEmergingGrowthCompany" id="ct-nonNumeric-8cbfacf3-9675-44f5-af64-5ddffb266e27" contextRef="Duration_3_4_2022_To_3_4_2022" format="ixt:booleanfalse"><span style="white-space:pre-wrap; color: #000000;font-family: Wingdings;font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"><span style="white-space:pre-wrap; font-family: &quot;Wingdings&quot;">&#168;</span></span></ix:nonNumeric></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.&#160;&#160;</span><span style="white-space:pre-wrap; font-family: Wingdings;font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"><span style="white-space:pre-wrap; font-family: &quot;Wingdings&quot;">&#168;</span></span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-decoration: underline;"><br />&#8206;</span><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></div>
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    <div><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;text-decoration: underline;">Item 5.02 &#8211; Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officer; Compensatory Arrangements of Certain Officers.</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">On March 1, 2022, Franklin Financial Services Corporation (the &#8220;Corporation&#8221;) and Farmers and Merchants Trust Company of Chambersburg (the &#8220;Bank&#8221;), the Corporation&#8217;s wholly-owned subsidiary, entered into employment agreements (each, an &#8220;Employment Agreement&#8221; and together, the &#8220;Employment Agreements&#8221;) with Timothy G. Henry, President and Chief Executive Officer of the Corporation and Bank, Steven M. Poynot, Executive Vice President and Chief Operating Officer of the Bank, Mark R. Hollar, Executive Vice President, Chief Financial Officer and Treasurer of the Corporation and Bank, and Steven D. Butz, Senior Vice President - Chief Commercial Services Officer of the Bank (each, an &#8220;Executive&#8221;).</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 150.0%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">The Employment Agreements contain substantially the same terms and conditions, except as provided below. The initial term of each Employment Agreement is three (3) years beginning on March 1, 2022. Each Employment Agreement shall automatically renew for an additional one (1) year term on each the anniversary date unless notice to terminate is given by either party at least one hundred or eighty (180) days prior to the anniversary date of the Employment Agreement. If proper notice to terminate is given, each Employment Agreement shall expire two (2) years after the next anniversary date.</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 150.0%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">The Employment Agreements may be terminated (a) by the Corporation with or without Cause (as defined in the Employment Agreements), (b) by the Executive with or without Good Reason (as defined in the Employment Agreements) or (c) as a result of retirement or Disability (as defined in the Employment Agreements).</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Under the Employment Agreements, the Executives are entitled to receive the following compensation and benefits in connection with their services as executive officers:</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 115.0%;margin-bottom: 0;margin-left: 0.50in;margin-right: 0;margin-top: 0;text-indent: -0.25in;"><span style="white-space:pre-wrap; display: inline-block;font-family: Symbol;font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-indent: 0;width: 0.250in;">&#61623;</span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">an annual base salary, subject to customary withholdings and taxes, of $459,368, $292,500, $253,136, and $217,048, for Messrs. Henry, Poynot, Hollar, and Butz, respectively, which may be increased from time to time.</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 115.0%;margin-bottom: 0;margin-left: 0.50in;margin-right: 0;margin-top: 0;text-indent: -0.25in;"><span style="white-space:pre-wrap; display: inline-block;font-family: Symbol;font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-indent: 0;width: 0.250in;">&#61623;</span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Consideration for bonuses each year, as determined in the Bank&#8217;s sole discretion.</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 115.0%;margin-bottom: 0;margin-left: 0.50in;margin-right: 0;margin-top: 0;text-indent: -0.25in;"><span style="white-space:pre-wrap; display: inline-block;font-family: Symbol;font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-indent: 0;width: 0.250in;">&#61623;</span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Entitlement to paid time off and eligibility to participate in employee benefit plans.</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 115.0%;margin-bottom: 10pt;margin-left: 0.50in;margin-right: 0;margin-top: 0;text-indent: -0.25in;"><span style="white-space:pre-wrap; display: inline-block;font-family: Symbol;font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-indent: 0;width: 0.250in;">&#61623;</span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Messrs. Henry and Poynot will be provided with a vehicle and payment of club membership dues.</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 150.0%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 5pt;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">In connection with entering into their Employment Agreements, Messrs. Henry, Hollar and Butz are entitled to receive a grant of 400 shares, 300 shares and 300 shares of restricted stock, respectively, and Mr. Henry is entitled to receive five (5) additional days of paid time off. </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">The Employment Agreements provide for severance benefits in the event that the Executive&#8217;s employment is terminated: (a) </span><span id="_Hlk95745164" style="text-decoration: none;"></span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">by the Corporation or Bank without Cause or by the Executive for Good Reason prior to a Change in Control (as defined in the Employment Agreements) </span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">or (b) by the Corporation or Bank without Cause after a Change in Control. </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">In the event the Executive&#8217;s employment is terminated by the Corporation or Bank without Cause or by the Executive for Good Reason prior to a Change in Control, the Executives will be entitled to receive the following compensation and benefits:</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 115.0%;margin-bottom: 0;margin-left: 0.50in;margin-right: 0;margin-top: 0;text-indent: -0.25in;"><span style="white-space:pre-wrap; display: inline-block;font-family: Symbol;font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-indent: 0;width: 0.250in;">&#61623;</span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">the Bank shall pay Executive an amount equal to the Executive&#8217;s remaining Annual Base Salary that would otherwise be due and payable under the Employment Agreement to the Executive for the remaining employment period, minus applicable taxes and withholdings, payable in equal monthly installments over the remaining employment period.</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 115.0%;margin-bottom: 10pt;margin-left: 0.50in;margin-right: 0;margin-top: 0;text-indent: -0.25in;"><span style="white-space:pre-wrap; display: inline-block;font-family: Symbol;font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-indent: 0;width: 0.250in;">&#61623;</span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">For a period of up to two (2) years Executive shall receive a continuation of all life, disability, medical insurance and other normal health and welfare benefits.</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"><br />&#8206;</span><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></div>
    <div><div class="footerContainer"></div><hr class="pageBreak" style="margin:18pt 0pt; ct-page-break: true; page-break-after: always;" /><div class="headerContainer"></div></div>
    <div><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">In the event the Executive&#8217;s employment is terminated without Cause after a Change in Control, the Executives will be entitled to receive the following compensation and benefits:</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 115.0%;margin-bottom: 0;margin-left: 0.50in;margin-right: 0;margin-top: 0;text-indent: -0.25in;"><span style="white-space:pre-wrap; display: inline-block;font-family: Symbol;font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-indent: 0;width: 0.250in;">&#61623;</span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">the Bank shall pay Executive a lump sum amount equal to 2.5 times (or, in the case of Mr. Henry 2.99 times) the Executive&#8217;s annual base salary, minus applicable taxes and withholdings, payable within thirty (30) days of separation of service.</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 115.0%;margin-bottom: 0;margin-left: 0.50in;margin-right: 0;margin-top: 0;text-indent: -0.25in;"><span style="white-space:pre-wrap; display: inline-block;font-family: Symbol;font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-indent: 0;width: 0.250in;">&#61623;</span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">For a period of up to two (2) years Executive shall receive a continuation of all life, disability, medical insurance and other normal health and welfare benefits or, if the Bank cannot legally provide such benefits because Executive is no longer an employee, or future law or plans do not permit so, the Bank shall reimburse Executive in an amount equal to the monthly premium paid by him to obtain comparable coverage.</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 115.0%;margin-bottom: 10pt;margin-left: 0.50in;margin-right: 0;margin-top: 0;text-indent: -0.25in;"><span style="white-space:pre-wrap; display: inline-block;font-family: Symbol;font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-indent: 0;width: 0.250in;">&#61623;</span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">In addition, Mr. Hollar shall be entitled to receive an additional payment based on the following termination date and schedule:</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 150.0%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 5pt;text-indent: 0.50in;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-decoration: underline;">Termination Date</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 150.0%;margin-bottom: .001pt;margin-left: 0.50in;margin-right: 0;margin-top: 5pt;text-align: justify;"><span style="white-space:pre-wrap; display: inline-block;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-indent: 0;width: 2.500in;">If on 1/1/2022 or before 11/2/2022</span><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"><span style="white-space:pre-wrap; margin: 0 0 0 0.50in;padding: 0 0 0 0;">&#160;</span></span><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"><span style="white-space:pre-wrap; margin: 0 0 0 0.50in;padding: 0 0 0 0;">&#160;</span></span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">$277,174</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 150.0%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 5pt;text-align: justify;text-indent: 0.50in;"><span style="white-space:pre-wrap; display: inline-block;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-indent: 0;width: 2.500in;">If after 11/1/2022 but before 11/2/2023 </span><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"><span style="white-space:pre-wrap; margin: 0 0 0 0.50in;padding: 0 0 0 0;">&#160;</span></span><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"><span style="white-space:pre-wrap; margin: 0 0 0 0.50in;padding: 0 0 0 0;">&#160;</span></span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">$236,449</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 150.0%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 5pt;text-align: justify;text-indent: 0.50in;"><span style="white-space:pre-wrap; display: inline-block;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-indent: 0;width: 2.500in;">If after 11/1/2023 but before 11/2/2024</span><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"><span style="white-space:pre-wrap; margin: 0 0 0 0.50in;padding: 0 0 0 0;">&#160;</span></span><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"><span style="white-space:pre-wrap; margin: 0 0 0 0.50in;padding: 0 0 0 0;">&#160;</span></span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">$186,034</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 150.0%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 5pt;text-align: justify;text-indent: 0.50in;"><span style="white-space:pre-wrap; display: inline-block;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-indent: 0;width: 2.500in;">If after 11/1/2024 but before 11/2/2025</span><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"><span style="white-space:pre-wrap; margin: 0 0 0 0.50in;padding: 0 0 0 0;">&#160;</span></span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"><span style="white-space:pre-wrap; margin: 0 0 0 0.42in;padding: 0 0 0 0;">&#160;</span></span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> $130,338</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 150.0%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 5pt;text-align: justify;text-indent: 0.50in;"><span style="white-space:pre-wrap; display: inline-block;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-indent: 0;width: 2.500in;">If after 11/1/2025 but before 11/2/2026</span><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"><span style="white-space:pre-wrap; margin: 0 0 0 0.50in;padding: 0 0 0 0;">&#160;</span></span><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"><span style="white-space:pre-wrap; margin: 0 0 0 0.50in;padding: 0 0 0 0;">&#160;</span></span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">$  68,000</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 150.0%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 5pt;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Upon termination of each Employment Agreement, the Executive is subject to certain customary </span><span id="_Hlk95913663" style="text-decoration: none;"></span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">confidentiality and non-competition provisions </span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">as provided in each Employment Agreement which such confidentiality and non-competition provisions shall survive termination in accordance with their terms.</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">The description above is only a summary of the material terms of the Employment Agreements and is not intended to be a full description of the Employment Agreements. The Employment Agreements are attached hereto as Exhibits 99.1, 99.2, 99.3 and 99.4 and are incorporated herein by reference.</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 12pt;line-height: 150.0%;margin-bottom: 12pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Item 9.01 </span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;text-decoration: underline;">Financial Statements and Exhibits</span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">.</span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 12pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0.50in;margin-right: 0;margin-top: 0;text-align: justify;text-indent: 0.50in;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">(d) Exhibits.</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: justify;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 1.00in;margin-right: 0;margin-top: 0;text-align: justify;text-indent: 0.50in;"><span style="white-space:pre-wrap; display: inline-block;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-decoration: underline;text-indent: 0;width: 1.000in;">Exhibit Number</span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-decoration: underline;">Description</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 3.00in;margin-right: 0;margin-top: 0;text-indent: -1.00in;"><a href="fraf-20220304xex99_1.htm"><span style="white-space:pre-wrap; color: #0000FF;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-decoration: underline;">99.1</span></a><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"><span style="white-space:pre-wrap; margin: 0 0 0 0.70in;padding: 0 0 0 0;">&#160;</span></span><a href="fraf-20220304xex99_1.htm"><span style="white-space:pre-wrap; color: #0000FF;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-decoration: underline;">Employment Agreement by and among Franklin Financial Services Corporation (&#8220;Corporation&#8221;), Farmers and Merchants Trust Company of Chambersburg (&#8220;Bank&#8221;), and Timothy G. Henry dated as of March 1, 2022.</span><span style="white-space:pre-wrap; color: #0000FF;font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-decoration: underline;"><br />&#8206;</span></a></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 3.00in;margin-right: 0;margin-top: 0;text-indent: -1.00in;"><a href="fraf-20220304xex99_2.htm"><span style="white-space:pre-wrap; color: #0000FF;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-decoration: underline;">99.2</span></a><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"><span style="white-space:pre-wrap; margin: 0 0 0 0.70in;padding: 0 0 0 0;">&#160;</span></span><a href="fraf-20220304xex99_2.htm"><span style="white-space:pre-wrap; color: #0000FF;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-decoration: underline;">Employment Agreement by and among Franklin Financial Services Corporation (&#8220;Corporation&#8221;), Farmers and Merchants Trust Company of Chambersburg (&#8220;Bank&#8221;), and Steven M. Poynot dated as of March 1, 2022.</span></a></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 3.00in;margin-right: 0;margin-top: 0;text-indent: -1.00in;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 3.00in;margin-right: 0;margin-top: 0;text-indent: -1.00in;"><a href="fraf-20220304xex99_3.htm"><span style="white-space:pre-wrap; color: #0000FF;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-decoration: underline;">99.3</span></a><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"><span style="white-space:pre-wrap; margin: 0 0 0 0.70in;padding: 0 0 0 0;">&#160;</span></span><a href="fraf-20220304xex99_3.htm"><span style="white-space:pre-wrap; color: #0000FF;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-decoration: underline;">Employment Agreement by and among Franklin Financial Services Corporation (&#8220;Corporation&#8221;), Farmers and Merchants Trust Company of Chambersburg (&#8220;Bank&#8221;), and Mark R. Hollar dated as of March 1, 2022.</span></a><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"><br />&#8206;</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 3.00in;margin-right: 0;margin-top: 0;text-indent: -1.00in;"><a href="fraf-20220304xex99_4.htm"><span style="white-space:pre-wrap; color: #0000FF;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-decoration: underline;">99.4</span></a><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"><span style="white-space:pre-wrap; margin: 0 0 0 0.70in;padding: 0 0 0 0;">&#160;</span></span><a href="fraf-20220304xex99_4.htm"><span style="white-space:pre-wrap; color: #0000FF;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-decoration: underline;">Employment Agreement by and among Franklin Financial Services Corporation (&#8220;Corporation&#8221;), Farmers and Merchants Trust Company of Chambersburg (&#8220;Bank&#8221;), and Steven D. Butz dated as of March 1, 2022.</span><span style="white-space:pre-wrap; color: #0000FF;font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-decoration: underline;"><br />&#8206;</span></a></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 3.00in;margin-right: 0;margin-top: 0;text-indent: -1.00in;"><span style="white-space:pre-wrap; display: inline-block;font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-indent: 0;width: 1.000in;">104</span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Cover Page Interactive Data File (embedded within the Inline XBRL document).</span></p></div>
    <div><div class="footerContainer"></div><hr class="pageBreak" style="margin:18pt 0pt; ct-page-break: true; page-break-after: always;" /><div class="headerContainer"></div></div>
    <div><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-align: center;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;text-decoration: underline;">SIGNATURES</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">FRANKLIN FINANCIAL SERVICES CORPORATION </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">By: </span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;text-decoration: underline;">/s/ Timothy G. Henry</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-indent: 0.42in;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Timothy G. Henry</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;text-indent: 0.42in;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">President and Chief Executive Officer</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Dated: March 4, 2022</span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 10pt;line-height: 108%;margin-bottom: .001pt;margin-left: 0;margin-right: 0;margin-top: 0;"><span style="white-space:pre-wrap; font-size: 10pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;"> </span></p></div>
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<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>fraf-20220304xex99_1.htm
<DESCRIPTION>EX-99.1
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<!--HTML document created with Certent Disclosure Management 22.1.0.2-->
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			8-K - Mar-Exh 991
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			<font style="display: inline;">Exhibit 99.1 </font>
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			<font style="display: inline;">March 4, 2022</font>
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			<font style="display: inline;font-weight:bold;text-decoration:underline;">EMPLOYMENT AGREEMENT</font><font style="display: inline;font-weight:bold;">&nbsp;</font>
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		<p style="margin:0pt 0pt 0pt 10.55pt;line-height:106.67%;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-weight:bold;">THIS AGREEMENT</font><font style="display: inline;"> is made as of the 1st day of March 2022, by and among </font>
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			<font style="display: inline;">Franklin Financial Services Corporation (&#x201C;Corporation&#x201D;), Farmers and Merchants Trust Company of Chambersburg (&#x201C;Bank&#x201D;), and Timothy G. Henry (&#x201C;Executive&#x201D;), an adult individual residing in Pennsylvania. </font>
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			<font style="text-indent:0pt;margin-left:0pt; padding-right:228.85pt;"><font style="display: inline;">&nbsp;</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:center"><font style="display: inline;"></font><font style="display: inline;font-weight:bold;text-decoration:underline;">WITNESSETH</font><font style="display: inline;font-weight:bold;">: &nbsp;</font></font>
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			<font style="text-indent:0pt;margin-left:0pt; padding-right:169.3pt;"><font style="display: inline;">&nbsp;</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:center"><font style="display: inline;"></font><font style="display: inline;font-weight:bold;">WHEREAS</font><font style="display: inline;">, the Corporation is a bank holding company;&nbsp; </font></font>
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			<font style="display: inline;">&nbsp;</font><font style="display: inline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;">&nbsp;</font>
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			<font style="text-indent:0pt;margin-left:0pt; padding-right:168.45pt;"><font style="display: inline;">&nbsp;</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:center"><font style="display: inline;"></font><font style="display: inline;font-weight:bold;">WHEREAS,</font><font style="display: inline;"> the Bank is a subsidiary of the Corporation; </font></font>
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			<font style="text-indent:0pt;margin-left:0pt; padding-right:133.15pt;"><font style="display: inline;">&nbsp;</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:right"><font style="display: inline;"></font><font style="display: inline;font-weight:bold;">WHEREAS</font><font style="display: inline;">, the Corporation and the Bank wish to employ Executive as Chief Executive </font></font>
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			<font style="display: inline;">Officer and President in accordance with the terms and conditions set forth herein; </font>
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			<font style="display: inline;">&nbsp;</font><font style="display: inline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;"></font><font style="display: inline;font-weight:bold;">WHEREAS</font><font style="display: inline;">, as additional consideration for entering into this Agreement, the Corporation is providing the Executive with a Restricted Stock Grant of 400 shares of the Corporation&#x2019;s Common Stock as delineated on Exhibit A hereto and the Bank is providing the Executive with five (5) additional days Paid Time Off (PTO) in excess of the number of days provided under the Bank&#x2019;s PTO policy as in effect on the day hereof; and</font>
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		</p>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font><font style="display: inline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;"></font><font style="display: inline;font-weight:bold;">WHEREAS</font><font style="display: inline;">, Executive wishes to serve the Corporation and the Bank in accordance with the terms and conditions herein. </font>
		</p>
		<p style="margin:0pt 0pt 0.45pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt -0.75pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="text-indent:0pt;margin-left:0pt; padding-right:228.85pt;"><font style="display: inline;">&nbsp;</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:center"><font style="display: inline;"></font><font style="display: inline;font-weight:bold;text-decoration:underline;">AGREEMENT</font><font style="display: inline;font-weight:bold;">:</font><font style="display: inline;">&nbsp;</font></font>
		</p>
		<p style="margin:0pt 0pt 0.3pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font><font style="display: inline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;"></font><font style="display: inline;font-weight:bold;">NOW THEREFORE,</font><font style="display: inline;"> in consideration of the mutual covenants herein, the parties hereto, intending to be legally bound, agree as follows: </font>
		</p>
		<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:98.75%;;"> 1.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Employment</font><font style="display: inline;font-weight:bold;color:#000000;">.&nbsp; </font><font style="display: inline;color:#000000;">The Corporation and the Bank hereby employ Executive and Executive hereby accepts employment with the Corporation and the Bank, under the terms and conditions set forth in this Agreement. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.3pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> 2.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Duties of Executive</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;"> &nbsp;Executive shall serve as the Chief Executive Officer and President of the Corporation and of the Bank reporting only to the Boards of Directors of the Corporation and the Bank.&nbsp;&nbsp;Executive shall have such other duties and hold such other titles as may be given to him from time to time by the Boards of Directors of the Corporation and the Bank provided that such duties are consistent with the Executive&#x2019;s position as Chief Executive Officer and President.&nbsp;&nbsp; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.65pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">

		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 0.65pt;line-height:106.67%;font-family:Times New Roman;;font-size: 12pt"><font style="display: inline;">&nbsp;</font><font style="display: inline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> 3.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Engagement in Other Employment</font><font style="display: inline;color:#000000;">.&nbsp;&nbsp;Executive shall devote all of his working time, ability and attention to the business of the Corporation and the Bank and/or their subsidiaries or affiliates, during the term of this Agreement.&nbsp;&nbsp;The Executive shall seek approval of the Boards of Directors of the Corporation and of the Bank in writing before the Executive engages in any other business or commercial duties or pursuits, including but not limited to, directorships of other companies.&nbsp;&nbsp;Under no circumstances may the Executive engage in any business or commercial activities, duties or pursuits which compete with the business or commercial activities of the Corporation, the Bank and/or any of their subsidiaries or affiliates nor may the Executive serve as a director or officer or in any other capacity in a company which competes with the Corporation, the Bank </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 35.75pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">and/or any of their subsidiaries or affiliates.&nbsp;&nbsp;Executive shall not be precluded, however, upon written notification to the Boards of Directors, from engaging in voluntary or philanthropic endeavors, from engaging in activities designed to maintain and improve his professional skills, or from engaging in activities incident or necessary to personal investments, so long as they are, in the Boards&#x2019; of Directors reasonable opinion, not in conflict with or detrimental to the Executive&#x2019;s rendition of services on behalf of the Corporation, the Bank and/or any of their subsidiaries or affiliates. </font>
		</p>
		<p style="margin:0pt 0pt 0.4pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;;"> 4.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Term of Agreement</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;">&nbsp;</font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-weight:bold;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:35pt;"><p style="width:35pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (a)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">This Agreement shall be for a three (3) year period (the &#x201C;Employment Period&#x201D;) beginning March 1, 2022, and if not previously terminated pursuant to the terms of this Agreement, the Employment Period shall end three (3) years later (the &#x201C;Initial Term&#x201D;).&nbsp;&nbsp;The Employment Period shall be extended automatically for one (1) additional year on the first annual anniversary date of the commencement of the Initial Term (the date first above written), and then on each anniversary date of this Agreement thereafter, unless the Corporation, the Bank or Executive gives contrary written notice to the other not less than one hundred eighty (180) days before any such anniversary date so that upon the anniversary date if notice had not been previously given as provided in this Section 4(a), the Employment Period shall be and continue for a three (3) year period thereafter.&nbsp;&nbsp;References in the Agreement to &#x201C;Employment Period&#x201D; shall refer to the Initial Term of this Agreement and any extensions to the initial term of this Agreement.&nbsp;&nbsp;It is the intention of the parties that this Agreement be &#x201C;Evergreen&#x201D; unless (i) either party gives written notice to the other party of his or its intention not to renew this Agreement as provided above or (ii) this Agreement is terminated pursuant to Section 4(b) hereof. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:35pt;"><p style="width:35pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (b)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">Notwithstanding the provisions of Section 4(a) of this Agreement, this Agreement shall terminate automatically for Cause (as defined herein) upon written notice from the Board of Directors of the Corporation or the Bank to Executive.&nbsp;&nbsp;As used in this Agreement, &#x201C;Cause&#x201D; shall mean any of the following: </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 26pt 0pt 0pt;"> (i)</font>
			<font style="display: inline;color:#000000;">Executive&#x2019;s conviction of or plea of guilty or nolo </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 108.5pt;font-family:Times New Roman;font-size: 12pt">

		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 0pt 108.5pt;font-family:Times New Roman;;font-size: 12pt"><font style="display: inline;">contendere to a felony, a crime of falsehood or a crime involving moral turpitude, or the actual incarceration of Executive; </font>
		</p>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 24pt 0pt 0pt;"> (ii)</font>
			<font style="display: inline;color:#000000;">Executive&#x2019;s failure to follow the good faith lawful </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 108.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">instructions of the Boards of Directors of the Corporation or the Bank with respect to their operations; </font>
		</p>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 22pt 0pt 0pt;"> (iii)</font>
			<font style="display: inline;color:#000000;">Executive&#x2019;s willful failure to substantially perform </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 108.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">Executive&#x2019;s duties to the Corporation or the Bank, other than a failure resulting from Executive&#x2019;s incapacity because of physical or mental illness, as provided in subsection (d) of this Section 4; </font>
		</p>
		<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 22pt 0pt 0pt;"> (iv)</font>
			<font style="display: inline;color:#000000;">Executive&#x2019;s intentional violation of the provisions of this </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 108.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">Agreement; </font>
		</p>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 23pt 0pt 0pt;"> (v)</font>
			<font style="display: inline;color:#000000;">dishonesty or gross negligence of the Executive in the </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 108.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">performance of his duties; </font>
		</p>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 22pt 0pt 0pt;"> (vi)</font>
			<font style="display: inline;color:#000000;">Executive&#x2019;s removal or prohibition from being an </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 108.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">institutional-affiliated party by a final order of an appropriate federal banking agency pursuant to Section 8(e) or 8(g) of the Federal Deposit Insurance Act or by any state or federal regulatory agency or any other correspondence from the Bank&#x2019;s regulators instructing the Bank to terminate, remove or limit the authority or activities of the Executive;&nbsp; </font>
		</p>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 20pt 0pt 0pt;"> (vii)</font>
			<font style="display: inline;color:#000000;">conduct by the Executive as determined by an affirmative </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 108.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">vote of seventy-five percent (75%) of the disinterested members of the Board of Directors of the Corporation which brings public discredit to the Corporation or the Bank and which results or may be reasonably expected to result in material financial or reputational harm to the Corporation or the Bank; </font><a name="_Hlk66172069"></a>
		</p>
		<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 18pt 0pt 0pt;"> (viii)</font>
			<font style="display: inline;color:#000000;">Executive&#x2019;s breach of fiduciary duty involving personal profit; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt 72pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 22pt 0pt 0pt;"> (ix)</font>
			<font style="display: inline;color:#000000;">unlawful harassment by the Executive against employees, </font><font style="display: inline;color:#000000;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt -165.6pt 0pt 0pt;"></font><font style="display: inline;color:#000000;">customers, business associates, contractors, or vendors of the Corporation </font><font style="display: inline;color:#000000;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt -165.6pt 0pt 0pt;"></font><font style="display: inline;color:#000000;">or the Bank, as determined by an affirmative vote of seventy-five percent </font></p></td></tr></table></div>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 12pt">
			<font style="text-indent:0pt;margin-left:0pt; padding-right:70pt;"></font><font style="text-indent:0pt;margin-left:0pt; padding-right:196.75pt;text-align:center"><font style="display: inline;font-family:Calibri;font-size:11pt;color:#000000;"></font><font style="display: inline;color:#000000;">&nbsp;</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:center"><font style="display: inline;color:#000000;">(75%) of the disinterested members of the Board of Directors of the </font></font>
		</p>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 12pt">
			<font style="text-indent:0pt;margin-left:0pt; padding-right:70pt;"></font><font style="text-indent:0pt;margin-left:0pt; padding-right:64.65pt;text-align:center"><font style="display: inline;font-family:Calibri;font-size:11pt;color:#000000;"></font><font style="display: inline;color:#000000;">&nbsp;</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:center"><font style="display: inline;color:#000000;">Corporation; </font></font>
		</p>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:108pt;"><p style="width:108pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:0pt;">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.25pt;">
				<font style="margin:0pt 0pt 0.25pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;;;padding:0pt 23pt 0pt 0pt;"> (x)</font>
			<font style="display: inline;color:#000000;">the willful violation by the Executive of the provisions of Sections 9, 10, or 11 hereof, after notice from the Corporation;&nbsp; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt 108pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&#xFEFF;</font>
		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:108pt;"><p style="width:108pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:0pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 22pt 0pt 0pt;"> (xi)</font>
			<font style="display: inline;color:#000000;">the willful violation of any law, rule or regulation governing banks or bank officers or any Bank policy, or receipt of any cease and desist order issued by a bank regulatory authority; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt 72pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:0pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 20pt 0pt 0pt;"> (xii)</font>
			<font style="display: inline;color:#000000;">theft or abuse by Executive of the Corporation&#x2019;s or the Bank&#x2019;s property or the property of the Corporation&#x2019;s or the Bank&#x2019;s customers, employees, contractors, vendors, or business associates; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 72pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:0pt;">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;;;padding:0pt 18pt 0pt 0pt;"> (xiii)</font>
			<font style="display: inline;color:#000000;">any act of fraud, misappropriation or personal dishonesty; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 72pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:0pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 17pt 0pt 0pt;"> (xiv)</font>
			<font style="display: inline;color:#000000;">insubordination as determined by an affirmative vote of seventy-five percent (75%) of the disinterested members of Board of Directors of the Corporation, after written notice from the Corporation and a failure to cure such violation within fifteen (15) days of said written notice; or </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt 72pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:0pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 19pt 0pt 0pt;"> (xv)</font>
			<font style="display: inline;color:#000000;">the existence of any material conflict between the interests of the Corporation or the Bank and the Executive that is not disclosed in writing by the Executive to the Corporation and the Bank and approved in writing by the Boards of Directors of the Corporation and the Bank. </font></p></td></tr></table></div>
		<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 72.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">If this Agreement is terminated for Cause, all of Executive&#x2019;s rights under this Agreement shall cease as of the effective date of such termination, except for the rights under Section 20 hereof with respect to arbitration. </font>
		</p>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:35pt;"><p style="width:35pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (c)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">Notwithstanding the provisions of Section 4(a) of this Agreement, this Agreement shall terminate automatically upon Executive&#x2019;s voluntary termination of employment for Good Reason.&nbsp;&nbsp;The term &#x201C;Good Reason&#x201D; shall mean (i) the assignment of duties and responsibilities inconsistent with Executive&#x2019;s status as Chief Executive Officer and President of the Corporation or of the Bank, (ii) a reassignment which requires Executive to move his principal residence or his office more than fifty (50) miles from the Bank&#x2019;s principal executive office immediately prior to this Agreement, (iii) any reduction in the Executive&#x2019;s Annual Base Salary as in effect on the date hereof or as the same may be increased from time to time unless such reduction is the result of a national financial depression or national or bank emergency or such reduction is part of a reduction applicable to all employees, or (iv) any failure of the Bank to provide the Executive with benefits at least as favorable as those enjoyed by the Executive during the Employment Period under any of the pension, life insurance, medical, health and accident, disability or other employee plans of the Bank, or the taking of any action that would materially reduce any of such benefits unless such reduction is part of a reduction applicable to all employees. </font></p></td></tr></table></div>
		<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 72.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">Executive shall within sixty (60) days of the occurrence of any of the foregoing events, provide notice to the Bank of the existence of the condition and provide the Bank thirty (30) days in which to cure such condition.&nbsp;&nbsp;In the event that the </font>
		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 0pt 72.5pt;font-family:Times New Roman;;font-size: 12pt"><font style="display: inline;">Bank does not cure the condition within thirty (30) days of such notice, Executive may resign from employment for Good Reason by delivering written notice ("Notice of Termination") to the Bank. </font>
		</p>
		<p style="margin:0pt 0pt 0pt 72pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 72.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">If such termination occurs for Good Reason and such termination constitutes a </font>
		</p>
		<p style="margin:0pt 0pt 0pt 72.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">Separation of Service as defined by Internal Revenue Code of 1986, as amended </font>
		</p>
		<p style="margin:0pt 0pt 0pt 72.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">(&#x201C;Code&#x201D;) Section 409A (&#x201C;Separation of Service&#x201D;), then the Bank shall pay Executive an amount equal to the Executive&#x2019;s remaining Annual Base Salary that would otherwise be due and payable under the Agreement to the Executive for the remaining Employment Period, minus applicable taxes and withholdings, payable in equal monthly installments over the remaining Employment Period.&nbsp;&nbsp;Such amount in the aggregate shall not exceed 2.99 times Executive&#x2019;s Annual Base Salary or be less than 2.00 times Executive&#x2019;s Annual Base Salary. In addition, for a period of two (2) years from the date of Separation of Service, or until Executive secures benefits of comparable coverage through other employment, whichever shall first occur, Executive shall receive a continuation of all life, disability, medical insurance and other normal health and welfare benefits in effect or that would otherwise be provided, and available with respect to Executive during the two (2) years prior to his termination of employment at the time of his termination of employment under the terms of and as provided by the medical insurance plan then in effect in which he and his spouse were participants, or, if the Bank cannot legally provide such benefits because Executive is no longer an employee, or future law or plans do not permit so, the Bank shall reimburse Executive in an amount equal to the monthly premium paid by him to obtain comparable coverage for employee benefits which he enjoyed prior to termination, subject to Code Section 409A if applicable.&nbsp;&nbsp; </font>
		</p>
		<p style="margin:0pt 0pt 0.25pt 72pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:35pt;"><p style="width:35pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (d)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">Notwithstanding the provisions of Section 4(a) of this Agreement, this Agreement shall terminate automatically upon Executive&#x2019;s Disability and Executive&#x2019;s rights under this Agreement shall cease as of the date of such termination; provided, however, that Executive shall nevertheless be entitled to receive any amount payable under any disability plan of the Bank for which he is eligible.&nbsp;&nbsp;Disability shall have the meaning provided in Code Section 409A and the regulations promulgated thereunder.&nbsp; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:35pt;"><p style="width:35pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (e)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">In the event that Executive terminates his employment without Good Reason as defined in Section 4(c), or retires, all of Executive&#x2019;s rights under this Agreement shall cease as of the effective date of such termination, except for the rights under Paragraph 20 hereof with respect to arbitration. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:35pt;"><p style="width:35pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (f)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">Upon the expiration or termination of the Employment Period and this </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 72.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">Agreement, all of Executive&#x2019;s rights under this Agreement shall cease; however, the provisions of Paragraphs 9 and 10 shall survive the expiration or termination of the Employment Period and the termination of this Agreement regardless of reason.&nbsp; </font>
		</p>
		<p style="margin:0pt 0pt 0.25pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:35pt;"><p style="width:35pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (g)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">Executive agrees that in the event his employment under this Agreement is terminated, Executive shall resign and by this Agreement does upon such event resign as a director of the Corporation and the Bank, or any affiliate or subsidiary thereof, if he is then serving as a director of any of such entities. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.45pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;;"> 5.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Employment Period Compensation</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;">&nbsp;</font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:35pt;"><p style="width:35pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (a)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;text-decoration:underline;color:#000000;">Annual Base Salary</font><font style="display: inline;color:#000000;">.&nbsp;&nbsp;For services performed by Executive under this Agreement, the Bank shall pay Executive an Annual Base Salary during the Employment Period at the rate of $459,368 per year, minus applicable withholdings and deductions, payable at the same times as salaries are payable to other executive employees of the Bank.&nbsp;&nbsp;The Bank may, from time to time, increase Executive&#x2019;s Annual Base Salary or in the event of a result of a national financial depression or national or bank emergency or a reduction applicable to all employees reduce </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 72.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">Executive&#x2019;s Annual Base Salary, and any and all such increases or reductions shall be deemed to constitute amendments to this Section 5(a) to reflect the increased or reduced amounts, effective as of the date established for such increases or reductions by the Board of Directors of the Bank or any committee of such Board. </font>
		</p>
		<p style="margin:0pt 0pt 0.25pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:35pt;"><p style="width:35pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (b)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;text-decoration:underline;color:#000000;">Bonus</font><font style="display: inline;color:#000000;">.&nbsp;&nbsp;For services performed by Executive under this Agreement, the Bank may, from time to time, pay a bonus or bonuses to Executive as the Bank or an affiliate thereof, in its sole discretion, deems appropriate.&nbsp;&nbsp;The payment or nonpayment of any such bonuses shall not reduce or otherwise affect any other obligation of the Bank to Executive provided for in this Agreement.&nbsp;&nbsp;In addition, the Corporation shall provide (as of the date of execution of this Agreement) the Executive with a Restricted Stock Grant of 400 shares of the Corporation&#x2019;s Common Stock as delineated on Exhibit A hereto.</font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:35pt;"><p style="width:35pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (c)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;text-decoration:underline;color:#000000;">Paid Time-Off</font><font style="display: inline;color:#000000;">.&nbsp;&nbsp;During the term of this Agreement, Executive shall be entitled to Paid Time-Off in accordance with the manner provided under the paid time-off plan then in effect, and in an amount equal to the Paid Time-Off policy in effect on the day hereof plus five (5) additional days of Paid Time-Off.</font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:35pt;"><p style="width:35pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (d)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;text-decoration:underline;color:#000000;">Employee Benefit Plans</font><font style="display: inline;color:#000000;">.&nbsp;&nbsp;During the term of this Agreement, Executive shall be entitled to participate in or receive the benefits of any employee benefit plan currently in effect at the Bank, subject to the terms of said plan, until such time that the Board of Directors of the Bank authorize a change in such benefits.&nbsp;&nbsp;The Bank shall not make any changes in such plans or benefits which would adversely affect Executive&#x2019;s rights or benefits thereunder, unless such change occurs pursuant to a program applicable to all executive officers of the Bank and does not result in a proportionately greater adverse change in the rights of or benefits to Executive as compared with any other executive officer of the Bank.&nbsp;&nbsp;Nothing paid to Executive under any plan or arrangement presently in effect or made </font>
		</p>
		<p><font size="1"> </font></p></td></tr></table><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<table style="width:100%;" cellpadding="0" cellspacing="0"><tr><td><p style="margin:0pt 0pt 0.15pt;line-height:102.92%;font-family:Times New Roman;font-size: 12pt"><font style="display: inline;color:#000000;">available in the future shall be deemed to be in lieu of the salary payable to Executive pursuant to Section 5(a) hereof. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:35pt;"><p style="width:35pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (e)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;text-decoration:underline;color:#000000;">Business Expenses</font><font style="display: inline;color:#000000;">.&nbsp;&nbsp;During the term of this Agreement, Executive shall be entitled to receive prompt reimbursement for all reasonable expenses incurred by him, which are properly accounted for, in accordance with the policies and procedures established by the Board of Directors of the Bank for its executive officers.&nbsp;&nbsp; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:35pt;"><p style="width:35pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (f)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;text-decoration:underline;color:#000000;">Automobile</font><font style="display: inline;color:#000000;">.&nbsp;&nbsp;Executive shall be provided with a company-owned or leased vehicle during the Employment Period.&nbsp;&nbsp;The vehicle is to be used for Corporation or Bank business and/or business development; provided, however, that Executive may also employ such vehicle for personal use in accordance with applicable tax </font><font style="display: inline;color:#000000;">rules and at Executive&#x2019;s expense. </font></p></td></tr></table></div>
		<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;"> &nbsp; &nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:106.67%;border-bottom:1pt none #D9D9D9 ;font-family:Calibri;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;border-bottom:1pt none #D9D9D9;;"> (g)</font>
			</p>
		</td><td style="width:10pt;"><p style="width:10pt;width:10pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:106.67%;border-bottom:1pt none #D9D9D9 ;font-family:Calibri;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;text-decoration:underline;color:#000000;">Club Memberships</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;color:#000000;">.&nbsp;&nbsp;Corporation shall provide payment of annual dues and monthly business development expenses for Executive in connection with a club membership to a golf club or a business club that shall be mutually determined by the parties.</font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 10pt 36pt;border-top:1pt none #D9D9D9 ;line-height:115%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;color:#000000;">&#xFEFF;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;;"> 6.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Termination of Employment Following Change in Control</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;">&nbsp;</font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:35pt;"><p style="width:35pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (a)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">If a Change in Control (as defined in Section 6(b) of this Agreement) shall occur and Executive experiences an involuntary separation of service as defined in Code Section 409A (&#x201C;Separation of Service&#x201D;) without Cause, then the provisions of Section 7 of this Agreement shall apply. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:35pt;"><p style="width:35pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:98.75%;;"> (b)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;color:#000000;">As used in this Agreement, &#x201C;Change in Control&#x201D; shall mean the change in ownership or effective control of the Corporation as further defined by Treasury Regulation &#xA7;1.409A-3(i)(5).&nbsp; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.45pt 72pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;;"> 7.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Rights in Event of Termination Following a Change in Control</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;">&nbsp;</font></p></td></tr></table></div>
		<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 71.25pt;text-indent: -36pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">(a)</font><font style="display: inline;color:#000000;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 25.2pt 0pt 0pt;"></font><font style="display: inline;color:#000000;">In the event that Executive is involuntarily terminated without Cause after a Change in Control (as defined in Section 6(b) of this Agreement) and such termination of employment constitutes a Separation of Service, then the Bank shall pay Executive a lump sum amount equal to 2.99</font><font style="display: inline;font-weight:bold;color:#000000;">&nbsp;</font><font style="display: inline;color:#000000;">times the Executive&#x2019;s Annual Base Salary, minus applicable taxes and withholdings, payable within thirty (30) days of Executive&#x2019;s Separation of Service.&nbsp;&nbsp;In addition, for a period of two (2) years from the date of Separation of Service, or until Executive secures benefits of comparable coverage through other employment, whichever shall first occur, Executive shall receive a continuation of all life, disability, medical insurance and other normal health and welfare benefits in effect with respect to Executive during the two (2) years prior to his termination of employment at the </font>
		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 0pt 71.25pt;font-family:Times New Roman;font-size: 12pt"><font style="display: inline;">time of his termination of employment under the terms of and as provided by the medical insurance plan then in effect in which he and his spouse were participants, or, if the Bank cannot legally provide such benefits because Executive is no longer an employee, or future law or plans do not permit so, the Bank shall reimburse Executive in an amount equal to the monthly premium paid by him to obtain comparable coverage for employee benefits which he enjoyed prior to termination, subject to Code Section 409A if applicable.&nbsp;&nbsp; </font>
		</p>
		<p style="margin:0pt 0pt 0.25pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 71.25pt;text-indent: -36pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">(b) </font><font style="display: inline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 21.6pt 0pt 0pt;"></font><font style="display: inline;">Executive shall not be required to mitigate the amount of any payment provided for in this Section 7 by seeking other employment or otherwise.&nbsp;&nbsp;Unless otherwise agreed to in writing, the amount of payment or the benefit provided for in this Section 7 shall not be reduced by any compensation earned by Executive as the result of employment by another employer or by reason of Executive&#x2019;s receipt of or right to receive any retirement or other benefits after the date of termination of employment or otherwise. </font>
		</p>
		<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 35.75pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">This Section 7 and the provisions and terms hereof shall be subject to Sections 19 and 21 of this Agreement. </font>
		</p>
		<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;;"> 8.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Rights in Event of Termination of Employment Absent Change in Control</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;">&nbsp;</font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:35pt;"><p style="width:35pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (a)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">In the event that Executive&#x2019;s employment is involuntarily terminated by the Corporation and the Bank without Cause and no Change in Control has occurred at the date of such termination and such termination constitutes a Separation of Service, then the Bank shall pay Executive an amount equal to the Executive&#x2019;s remaining Annual Base Salary that would otherwise be due and payable under the Agreement to the Executive for the remaining Employment Period, minus applicable taxes and withholdings, payable in equal monthly installments over the remaining Employment Period.&nbsp;&nbsp;Such amount in the aggregate shall not exceed 2.99 times Executive&#x2019;s Annual Base Salary or be less than 2.00 times Executive&#x2019;s Annual Base Salary.&nbsp;&nbsp;In addition, for a period of two (2) years from the date of Separation of Service, or until Executive secures benefits of comparable coverage through other employment, whichever shall first occur, Executive shall receive a continuation of all life, disability, medical insurance and other normal health and welfare benefits in effect with respect to Executive during the two (2) years prior to his termination of employment at the time of his termination of employment under the terms of and as provided by the medical insurance plan then in effect in which he and his spouse were participants, or, if the Bank cannot legally provide such benefits because Executive is no longer an employee, or future law or plans do not permit so, the Bank shall reimburse Executive in an amount equal to the monthly premium paid by him to obtain comparable coverage for employee benefits which he enjoyed prior to termination, subject to Code Section 409A if applicable.&nbsp;&nbsp; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.55pt 72pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font><font style="display: inline;color:#000000;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:35pt;"><p style="width:35pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (b)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">Executive shall not be required to mitigate the amount of any payment provided for in this Section 8 by seeking other employment or otherwise.&nbsp;&nbsp;Unless otherwise agreed to in writing, the amount of payment or the benefit provided for in this Section 8 shall not be reduced by any compensation earned by Executive as the result of employment by another employer or by reason of Executive&#x2019;s receipt of or right to receive any retirement or other benefits after the date of termination of employment or otherwise. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 10pt 36pt;line-height:115%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;color:#000000;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">This Section 8 and the provisions and terms hereof shall be subject to Sections 19 and 21 of this Agreement. </font>
		</p>
		<p style="margin:0pt 0pt 0.45pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&#xFEFF;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;;"> 9.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Covenant Not to Compete</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;">&nbsp;</font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:35pt;"><p style="width:35pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (a)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">Executive hereby acknowledges and recognizes the highly competitive nature of the business of the Corporation and the Bank and accordingly agrees that, during employment and for two years following termination of employment regardless of the reason for termination, Executive shall not, except as otherwise permitted in writing by the Bank: </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;;"> (i)</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">(A) in any county in which, at any time during the Employment Period or as of the date of Executive&#x2019;s termination, a branch, office or other facility of the Corporation or the Bank is located or in any county contiguous to such county, or (B) in the area which is within 100 miles from any branch office or other facility of the Corporation or Bank (&#x201C;Non-Competition Area&#x201D;), be engaged, directly or indirectly, either for his own account or as agent, consultant, employee, partner, officer, director, proprietor, investor (except as an investor owning less than 5% of the stock of a publicly owned company) or otherwise of any person, firm, corporation or enterprise engaged in (1) the banking (including bank holding company) or financial services industry, or (2) any other activity in which the Corporation or the Bank or any of their subsidiaries are engaged during the Employment Period; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:71pt;"><p style="width:71pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (ii)</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">provide financial or other assistance to any person, firm, </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 108.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">corporation, or enterprise engaged in (1) the banking (including bank holding company) or financial services industry, or (2) any other activity in which the Corporation or the Bank or any of their subsidiaries are engaged during the Employment Period, in the Non-Competition Area; </font>
		</p>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:71pt;"><p style="width:71pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (iii)</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">directly or indirectly solicit persons or entities who were </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 108.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">customers or referral sources of the Corporation, the Bank or their subsidiaries within one (1) year prior to Executive&#x2019;s termination of employment, to become a customer or referral source of a person or entity other than the Corporation, the Bank or their subsidiaries; or </font>
		</p>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">

		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;;font-size: 12pt"><font style="display: inline;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:71pt;"><p style="width:71pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (iv)</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">directly or indirectly solicit employees of the Corporation, the Bank or their subsidiaries who were employed within two (2) years prior to Executive&#x2019;s termination of employment to work for anyone other than the Corporation, the Bank or their subsidiaries. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:35pt;"><p style="width:35pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (b)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">It is expressly understood and agreed that, although Executive and the Corporation and the Bank consider the restrictions contained in Section 9(a) hereof reasonable for the purpose of preserving for the Corporation and the Bank and their subsidiaries their good will and other proprietary rights, if a final judicial determination is made by a court having jurisdiction that the time or territory or any other restriction contained in Section 9(a) hereof is an unreasonable or otherwise unenforceable restriction against Executive, the provisions of Section 9(a) hereof shall not be rendered void but shall be deemed amended to apply as to such maximum time and territory and to such other extent as such court may judicially determine or indicate to be reasonable. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.3pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> 10.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Unauthorized Disclosure</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;"> &nbsp;During the term of his employment hereunder, or at any later time, Executive shall not, without the written consent of the Board of Directors of the Bank or a person authorized thereby, knowingly disclose to any person, other than an employee of the Corporation or the Bank or a person to whom disclosure is reasonably necessary or appropriate in connection with the performance by Executive of his duties as an executive of the Bank, any material confidential information obtained by him while in </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 35.75pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">the employ of the Bank with respect to any of the Corporation&#x2019;s and the Bank&#x2019;s services, products, improvements, formulas, designs or styles, processes, customers, methods of business or any business practices the disclosure of which could be or will be damaging to the Corporation or the Bank; provided, however, that confidential information shall not include any information known generally to the public (other than as a result of unauthorized disclosure by Executive or any person with the assistance, consent or direction of the Executive) or any information of a type not otherwise considered confidential by persons engaged in the same business or a business similar to that conducted by the Corporation and the Bank or any information that must be disclosed as required by law. </font>
		</p>
		<p style="margin:0pt 0pt 0.3pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> 11.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Work Made for Hire.</font><font style="display: inline;font-weight:bold;color:#000000;"> &nbsp; &nbsp;</font><font style="display: inline;color:#000000;">Any work performed by the Executive under this Agreement is considered a &#x201C;Work Made for Hire&#x201D; as the phrase is defined by the Copyright Act of 1976 and shall be owned by and for the express benefit of Bank and its subsidiaries and affiliates.&nbsp;&nbsp;In the event it is established that such work does not qualify as a Work Made for Hire, the Executive agrees to and does hereby assign to Bank, and its affiliates and subsidiaries, all of his rights, title, and/or interest in such work product, including, but not limited to, all copyrights, patents, trademarks, and proprietary rights. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.35pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> 12.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Return of Company Property and Documents.</font><font style="display: inline;color:#000000;"> &nbsp;The Executive agrees that, at the time of termination of his employment, regardless of the reason for termination, he will deliver to Bank and its subsidiaries and affiliates, any and all company property, including, but </font>
		</p>
		<p><font size="1"> </font></p></td></tr></table><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<table style="width:100%;" cellpadding="0" cellspacing="0"><tr><td><p style="margin:0pt 0pt 0.15pt;line-height:102.92%;font-family:Times New Roman;font-size: 12pt"><font style="display: inline;color:#000000;">not limited to, keys, security codes or passes, mobile telephones, automobiles, records, data, notes, reports, proposals, lists, correspondence, specifications, drawings, blueprints, sketches, software programs, equipment, other documents or property, or reproductions of any of the aforementioned items developed or obtained by the Executive during the course of his employment. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.3pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> 13.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Liability Insurance</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;"> &nbsp;The Bank shall use its best efforts to obtain liability insurance coverage for the Executive under an insurance policy with similar terms as that which is currently covering officers and directors of Bank against lawsuits, arbitrations or other legal or regulatory proceedings. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> 14.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Notices</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;"> &nbsp;Except as otherwise provided in this Agreement, any notice required or permitted to be given under this Agreement shall be deemed properly given if in writing and if mailed by registered or certified mail, postage prepaid with return receipt requested, to Executive&#x2019;s residence, in the case of notices to Executive, and to the principal executive office of the Bank, in the case of notices to the Bank. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> 15.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Waiver</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;"> &nbsp;No provision of this Agreement may be modified, waived or discharged unless such waiver, modification or discharge is agreed to in writing and signed by Executive and an executive officer specifically designated by the Board of Directors of the Bank.&nbsp;&nbsp;No waiver by either party hereto at any time of any breach by the other party hereto of, or compliance with, any condition or provision of this Agreement to be performed by such other party shall be deemed a waiver of similar or dissimilar provisions or conditions at the same or at any prior or subsequent time. </font></p></td></tr></table></div>
		<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> 16.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Assignment</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;"> &nbsp;This Agreement shall not be assignable by any party, except by the Corporation or the Bank to any successor in interest to its respective businesses. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.3pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> 17.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Entire Agreement</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;"> &nbsp;This Agreement supersedes any and all agreements, either oral or in writing, among or between the parties with respect to the employment of the Executive by the Bank and/or Corporation.&nbsp;&nbsp;This Agreement contains all the covenants and agreements between the parties with respect to employment and termination of employment. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.45pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-weight:bold;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;;"> 18.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Successors; Binding Agreement</font><font style="display: inline;font-weight:bold;color:#000000;">.&nbsp; </font><font style="display: inline;color:#000000;">&nbsp;</font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:35pt;"><p style="width:35pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (a)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">The Bank will require any successor (whether direct or indirect, by purchase, merger, consolidation, or otherwise) to all or substantially all of the businesses and/or assets of Bank to expressly assume and agree to perform this Agreement in the same manner and to the same extent that Bank would be required to perform it if no such succession had taken place.&nbsp;&nbsp;Failure by Bank to obtain such assumption and agreement prior to the effectiveness of any such succession shall constitute a breach of this Agreement and the provisions of Section 7 of this Agreement shall apply.&nbsp;&nbsp;As used in this Agreement, &#x201C;Corporation&#x201D; and &#x201C;Bank&#x201D; shall mean Corporation and Bank, as defined previously and any successor to their respective </font>
		</p>
		<p><font size="1"> </font></p></td></tr></table><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<table style="width:100%;" cellpadding="0" cellspacing="0"><tr><td><p style="margin:0pt 0pt 0.15pt;line-height:102.92%;font-family:Times New Roman;font-size: 12pt"><font style="display: inline;color:#000000;">businesses and/or assets as aforesaid which assumes and agrees to perform this Agreement by operation of law or otherwise. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:35pt;"><p style="width:35pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (b)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">This Agreement shall inure to the benefit of and be enforceable by Executive&#x2019;s personal or legal representatives, executors, administrators, heirs, distributees, devisees and legatees.&nbsp;&nbsp;If Executive should die after a Change in Control or following termination of Executive&#x2019;s employment without Cause, and any amounts would be payable to Executive under this Agreement if Executive had continued to live, all such amounts shall be paid in accordance with the terms of this Agreement to Executive&#x2019;s devisee, legatee, or other designee, or, if there is no such designee, to Executive&#x2019;s estate. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 10pt 36pt;border-bottom:1pt none #D9D9D9 ;line-height:115%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;color:#000000;">&#xFEFF;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:106.67%;border-top:1pt none #D9D9D9 ;font-family:Calibri;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt 0pt 0.4pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;border-top:1pt none #D9D9D9;;"> 19.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:106.67%;border-top:1pt none #D9D9D9 ;font-family:Calibri;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;text-decoration:underline;color:#000000;">Code Section 409A</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;color:#000000;"> &nbsp; &nbsp;</font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:35pt;"><p style="width:35pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (a)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">Any payments made pursuant to this Agreement, to the extent of payments made from the date of termination through March 15th of the calendar year following such date, are intended to constitute separate payments for purposes of Treas. Reg. &#xA7;1.409A-2(b)(2) and thus payable pursuant to the &#x201C;short-term deferral&#x201D; rule set forth in Treas. Reg. &#xA7;1.409A-1(b)(4); to the extent such payments are made following said March 15th, they are intended to constitute separate payments for purposes of Treas. Reg. &#xA7;1.409A-2(b)(2) made upon an involuntary termination from service and payable pursuant to Treas. Reg. &#xA7;1.409A-1(b)(9)(iii), to the maximum extent permitted by said provision. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:35pt;"><p style="width:35pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (b)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">The parties hereto intend that any and all post-employment compensation under this Agreement satisfy the requirements of Section 409A or an exception or exclusion therefrom to avoid the imposition of any accelerated or additional taxes pursuant to Section 409A.&nbsp;&nbsp;Any terms not specifically defined shall have the meaning as set forth in Section 409A.&nbsp; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:35pt;"><p style="width:35pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:98.75%;;"> (c)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;color:#000000;">If when the Executive&#x2019;s employment terminates, the Executive is a &#x201C;specified employee,&#x201D; as defined in Code Section 409A(a)(2)(B)(i), then despite any provision of this Agreement or other plan or agreement to the contrary, the Executive will not be entitled to the payments until the earliest of: (a) the date that is at least six months after the Executive&#x2019;s Separation from Service for reasons other than the Executive&#x2019;s death, (b) the date of the Executive&#x2019;s death, or (c) any earlier date that does not result in additional tax or interest to the Executive under Code Section 409A.&nbsp;&nbsp;As promptly as possible after the end of the period during which payments are delayed under this provision, the entire amount of the delayed payments shall be paid to the Executive in a single lump sum with any remaining payments to commence in accordance with the terms of this Agreement or other applicable plan or agreement. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:35pt;"><p style="width:35pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:98.75%;;"> (d)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;color:#000000;">Notwithstanding the foregoing, no payment shall be made pursuant to this Agreement unless such termination of employment is a &#x201C;separation of service&#x201D; as defined in Code Section 409A.&nbsp;&nbsp; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.3pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> 20.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Arbitration</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;"> &nbsp;The Bank and Executive recognize that in the event a dispute should arise between them concerning the interpretation or implementation of this Agreement, lengthy and expensive litigation will not afford a practical resolution of the issues within a reasonable period of time.&nbsp;&nbsp;Consequently, each party agrees that all disputes, disagreements and questions of interpretation concerning this Agreement (except for any enforcement sought with respect to Sections 9, 10, 11 or 12 which may be litigated in court, including an action for injunction or other relief) are to be submitted for resolution, in Chambersburg, Pennsylvania, to the American Arbitration Association (the </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 35.75pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&#x201C;Association&#x201D;) in accordance with the Association&#x2019;s National Rules for the Resolution of </font>
		</p>
		<p style="margin:0pt 0pt 0pt 35.75pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">Employment Disputes or other applicable rules then in effect (&#x201C;Rules&#x201D;).&nbsp;&nbsp;Bank or Executive may initiate an arbitration proceeding at any time by giving notice to the other in accordance with the Rules.&nbsp;&nbsp;Bank and Executive may, as a matter of right, mutually agree on the appointment of a particular arbitrator from the Association&#x2019;s pool.&nbsp;&nbsp;The arbitrator shall not be bound by the rules of evidence and procedure of the courts of the Commonwealth of Pennsylvania but shall be bound by the substantive law applicable to this Agreement.&nbsp;&nbsp;The decision of the arbitrator, absent fraud, duress, incompetence or gross and obvious error of fact, shall be final and binding upon the parties and shall be enforceable in courts of proper jurisdiction.&nbsp;&nbsp;Following written notice of a request for arbitration, Bank and Executive shall be entitled to an injunction restraining all further proceedings in any pending or subsequently filed litigation concerning this Agreement, except as otherwise provided herein or any enforcement sought with respect to Sections 9, 10, 11 or 12 of this Agreement, including an action for injunction or other relief. </font>
		</p>
		<p style="margin:0pt 0pt 0pt 35.75pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&#xFEFF;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:98.75%;;"> 21.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Code Sections 280G and 4999</font><font style="display: inline;color:#000000;">.&nbsp;&nbsp;In the event the payment described herein, when added to all other amounts or benefits provided to or on behalf of the Executive in connection with his termination of employment, would result in the imposition of an excise tax under Section 4999 of the Code, such payments shall be retroactively reduced to the extent necessary to avoid such excise tax imposition.&nbsp;&nbsp;Upon written notice to Executive, together with calculations from the Corporation, Executive shall remit to Corporation the amount of the reduction plus such interest as may be necessary to avoid the imposition of such excise tax.&nbsp;&nbsp;Notwithstanding the foregoing or any other provision of this contract to the contrary, if any portion of the amount herein payable to the Executive is determined to be non-deductible pursuant to the regulations promulgated under Section 280G of the Code, then Corporation shall be required only to pay to Executive the amount determined to be deductible under Section 280G. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> 22.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Validity</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;"> &nbsp;The invalidity or unenforceability of any provision of this Agreement shall not affect the validity or enforceability of any other provision of this Agreement, which shall remain in full force and effect. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.3pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> 23.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Applicable Law</font><font style="display: inline;font-weight:bold;color:#000000;">.&nbsp; </font><font style="display: inline;color:#000000;">This Agreement shall be governed by and construed in accordance with the domestic, internal laws of the Commonwealth of Pennsylvania, without regard to its conflicts of laws principles. </font></p></td></tr></table></div>
		<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:98.75%;;"> 24.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Consent to Jurisdiction</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;"> &nbsp;To the extent that any court action is permitted consistent with or to enforce this Agreement, the parties hereby consent to the jurisdiction of the Court of Common Pleas of Franklin County located in Chambersburg, Pennsylvania.&nbsp; </font></p></td></tr></table></div>
		<p style="margin:0pt -0.65pt 0pt 36pt;line-height:98.75%;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">Accordingly, with respect to any such court action, Executive (a) submits to the personal jurisdiction of such court; (b) consents to service of process; and (c) waives any other requirement (whether imposed by statute, rule of court or otherwise) with respect to personal jurisdiction or service of process. </font>
		</p>
		<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:98.75%;;"> 25.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Headings</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;"> &nbsp;The section headings of this Agreement are for convenience only and shall not control or affect the meaning or construction or limit the scope or intent of any of the provisions of this Agreement. </font></p></td></tr></table></div>
		<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:106.67%;text-align:center;font-family:Times New Roman;font-size: 12pt">
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		<p style="margin:0pt;line-height:106.67%;text-indent:36pt;font-family:Times New Roman;font-size: 12pt">

		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt;line-height:106.67%;text-indent:36pt;font-family:Times New Roman;;font-size: 12pt"><font style="display: inline;font-weight:bold;">IN WITNESS WHEREOF,</font><font style="display: inline;"> the parties have executed this Agreement as of the date below. </font>
		</p>
		<p style="margin:0pt 0pt 0pt 38.85pt;line-height:106.67%;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
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					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;height:1.00pt;overflow:hidden;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;">&#xFEFF;</font></p>
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					<p style="margin:0pt;font-family:Times New Roman;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
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					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;">ATTEST: </font></p>
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
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				<td valign="top" style="width:255.00pt;height:26.15pt;padding:0pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;"> &nbsp;Franklin Financial Services Corporation</font></p>
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					<p style="margin:0pt 0pt 0.6pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;text-decoration:underline;">/s/ Amanda M. Ducey</font><font style="display: inline;font-family:Times New Roman;text-decoration:underline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
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					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;"> &nbsp; </font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
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					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;">&#xFEFF;</font></p>
				</td>
				<td valign="top" style="width:255.00pt;height:13.80pt;padding:0pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;">By</font><font style="display: inline;font-family:Times New Roman;text-decoration:underline;"> /s/ G. Warren Elliott</font></p>
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				<td valign="top" style="width:216.00pt;height:13.80pt;padding:0pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						<font style="display: inline;font-family:Times New Roman;"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
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				<td valign="top" style="width:255.00pt;height:13.80pt;padding:0pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;"> &nbsp;&nbsp;&nbsp;&nbsp;G. Warren Elliot&nbsp; </font></p>
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				<td valign="top" style="width:216.00pt;height:41.40pt;padding:0pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;">Date:</font><font style="display: inline;font-family:Times New Roman;text-decoration:underline;"> &nbsp;March 1, 2022&nbsp; </font><font style="display: inline;font-family:Times New Roman;"> &nbsp; &nbsp;</font></p>
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
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				<td valign="top" style="width:255.00pt;height:41.40pt;padding:0pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;"> &nbsp;&nbsp;&nbsp;&nbsp;Chairman&nbsp;&nbsp; </font></p>
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					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;">ATTEST: </font></p>
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				<td valign="top" style="width:255.00pt;height:13.80pt;padding:0pt">
					<p style="margin:0pt 0pt 0pt 9pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;">Farmers and Merchants Trust Company of Chambersburg</font></p>
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					<p style="margin:0pt 0pt 0.6pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
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				<td valign="top" style="width:255.00pt;height:27.60pt;padding:0pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;"> &nbsp; </font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
				</td>
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				<td valign="top" style="width:216.00pt;height:13.80pt;padding:0pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;text-decoration:underline;">/s/ Amanda M. Ducey</font><font style="display: inline;font-family:Times New Roman;"> &nbsp; &nbsp;</font></p>
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				<td valign="top" style="width:255.00pt;height:13.80pt;padding:0pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;">By</font><font style="display: inline;font-family:Times New Roman;text-decoration:underline;"> /s/ G. Warren Elliott</font></p>
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				<td valign="top" style="width:216.00pt;height:13.80pt;padding:0pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
				</td>
				<td valign="top" style="width:255.00pt;height:13.80pt;padding:0pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;"> &nbsp;&nbsp;&nbsp;&nbsp;G. Warren Elliot&nbsp; </font></p>
				</td>
			</tr>
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				<td valign="top" style="width:216.00pt;height:55.20pt;padding:0pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;">Date:</font><font style="display: inline;font-family:Times New Roman;text-decoration:underline;"> &nbsp;March 1, 2022&nbsp; </font><font style="display: inline;font-family:Times New Roman;"> &nbsp; &nbsp;</font></p>
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;">
						&nbsp;</p>
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
				</td>
				<td valign="top" style="width:255.00pt;height:55.20pt;padding:0pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;"> &nbsp;&nbsp;&nbsp;&nbsp;Chairman&nbsp;&nbsp; </font></p>
				</td>
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						<font style="text-indent:0pt;margin-left:0pt; padding-right:19pt;"><font style="display: inline;font-family:Times New Roman;">WITNESS: </font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:30pt;text-align:center"><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:30pt;text-align:center"><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:30pt;text-align:center"><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:center"><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></font></p>
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						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
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						<font style="display: inline;font-family:Times New Roman;"> EXECUTIVE </font></p>
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						<font style="display: inline;font-family:Times New Roman;text-decoration:underline;">/s/ Amanda M. Ducey</font><font style="display: inline;font-family:Times New Roman;"> &nbsp; &nbsp;</font></p>
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						<font style="text-indent:0pt;margin-left:0pt; padding-right:168pt;"><font style="display: inline;font-family:Times New Roman;text-decoration:underline;">/s/ Timothy G. Henry</font><font style="display: inline;font-family:Times New Roman;"> &nbsp;&nbsp;&nbsp; </font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:center"><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></font></p>
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						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;">Date:</font><font style="display: inline;font-family:Times New Roman;text-decoration:underline;"> &nbsp;March 1, 2022&nbsp; </font><font style="display: inline;font-family:Times New Roman;"> &nbsp; &nbsp;</font></p>
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						<font style="display: inline;font-family:Times New Roman;"> &nbsp;&nbsp;&nbsp;&nbsp;Timothy G. Henry</font></p>
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<DOCUMENT>
<TYPE>EX-99.2
<SEQUENCE>3
<FILENAME>fraf-20220304xex99_2.htm
<DESCRIPTION>EX-99.2
<TEXT>
<!--HTML document created with Certent Disclosure Management 22.1.0.2-->
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			8-K - Mar-Exh 992
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			<font style="display: inline;">Exhibit 99.</font><font style="display: inline;">2</font><font style="display: inline;">&nbsp;</font>
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			<font style="display: inline;">March 4, 2022</font>
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			<font style="display: inline;font-weight:bold;text-decoration:underline;">EMPLOYMENT AGREEMENT</font><font style="display: inline;font-weight:bold;">&nbsp;</font>
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		<p style="margin:0pt 0pt 0pt 2.85pt;line-height:106.67%;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
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			<font style="display: inline;font-weight:bold;">&nbsp;</font><font style="display: inline;font-weight:bold;">THIS AGREEMENT</font><font style="display: inline;"> is made as of the 1st day of March 2022, by and among </font>
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			<font style="display: inline;">Franklin Financial Services Corporation (&#x201C;Corporation&#x201D;), Farmers and Merchants Trust Company of Chambersburg (&#x201C;Bank&#x201D;), and Steven M. Poynot (&#x201C;Executive&#x201D;), an adult individual residing in Pennsylvania. </font>
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		<p style="margin:0pt 0pt 0.45pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
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		<p style="margin:0pt 0pt 0pt -0.75pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="text-indent:0pt;margin-left:0pt; padding-right:228.85pt;"><font style="display: inline;">&nbsp;</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:center"><font style="display: inline;"></font><font style="display: inline;font-weight:bold;text-decoration:underline;">WITNESSETH</font><font style="display: inline;font-weight:bold;">: &nbsp;</font></font>
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		<p style="margin:0pt 0pt 0.3pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
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			<font style="text-indent:0pt;margin-left:0pt; padding-right:169.3pt;"><font style="display: inline;">&nbsp;</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:center"><font style="display: inline;"></font><font style="display: inline;font-weight:bold;">WHEREAS</font><font style="display: inline;">, the Corporation is a bank holding company;&nbsp; </font></font>
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		<p style="margin:0pt 0pt 0.6pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font><font style="display: inline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;">&nbsp;</font>
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		<p style="margin:0pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font><font style="display: inline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;"></font><font style="display: inline;font-weight:bold;">WHEREAS,</font><font style="display: inline;"> the Bank is a subsidiary of the Corporation; </font>
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			<font style="display: inline;">&#xFEFF;</font>
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			<font style="display: inline;">&nbsp;</font><font style="display: inline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;"></font><font style="display: inline;font-weight:bold;">WHEREAS</font><font style="display: inline;">, the Corporation and the Bank wish to employ the Executive as Executive Vice President and Chief Operating Officer of the Bank in accordance with the terms and conditions set forth herein; </font>
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		<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font><font style="display: inline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;"></font><font style="display: inline;font-weight:bold;">WHEREAS</font><font style="display: inline;">, Executive is not a party to, nor subject to, any employment, separation, noncompete, non-solicitation agreement, covenants or restrictions which would prohibit, inhibit, limit, hinder or adversely effect or prevent the Executive&#x2019;s full performance of his duties hereunder except as identified on Schedule I attached hereto and deemed an integral part of this Agreement; and</font>
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			<font style="display: inline;">&nbsp;</font><font style="display: inline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;"></font><font style="display: inline;font-weight:bold;">WHEREAS</font><font style="display: inline;">, Executive wishes to serve the Corporation and the Bank in accordance with the terms and conditions herein. </font>
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		<p style="margin:0pt 0pt 0.45pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
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			<font style="text-indent:0pt;margin-left:0pt; padding-right:228.85pt;"><font style="display: inline;">&nbsp;</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:center"><font style="display: inline;"></font><font style="display: inline;font-weight:bold;text-decoration:underline;">AGREEMENT</font><font style="display: inline;font-weight:bold;">:</font><font style="display: inline;">&nbsp;</font></font>
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		<p style="margin:0pt 0pt 0.3pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font><font style="display: inline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;"></font><font style="display: inline;font-weight:bold;">NOW THEREFORE,</font><font style="display: inline;"> in consideration of the mutual covenants herein, the parties hereto, intending to be legally bound, agree as follows: </font>
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			<font style="display: inline;">&nbsp;</font>
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		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:98.75%;;"> 1.</font>
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		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Employment</font><font style="display: inline;font-weight:bold;color:#000000;">.&nbsp; </font><font style="display: inline;color:#000000;">The Corporation and the Bank hereby employ Executive and Executive hereby accepts employment with the Corporation and the Bank, under the terms and conditions set forth in this Agreement. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.3pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
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		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> 2.</font>
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		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Duties of Executive</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;"> &nbsp;Executive shall serve as the Executive Vice President and Chief Operating Officer of the Bank reporting only to the President and CEO.&nbsp;&nbsp;&nbsp;Executive shall have such other duties and hold such other titles as may be given to him from time to time by the Boards of Directors of the Corporation and the Bank provided that such </font>
		</p>
		<p><font size="1"> </font></p></td></tr></table><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<table style="width:100%;" cellpadding="0" cellspacing="0"><tr><td><p style="margin:0pt 0pt 0.15pt;line-height:102.92%;font-family:Times New Roman;font-size: 12pt"><font style="display: inline;color:#000000;">duties are consistent with the Executive&#x2019;s position as Executive Vice President and Chief Operating Officer of the Bank.&nbsp;&nbsp; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.65pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font><font style="display: inline;color:#000000;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> 3.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Engagement in Other Employment</font><font style="display: inline;color:#000000;">.&nbsp;&nbsp;Executive shall devote all of his working time, ability and attention to the business of the Corporation and the Bank and/or their subsidiaries or affiliates, during the term of this Agreement.&nbsp;&nbsp;The Executive shall seek approval of the President and CEO of the Corporation and of the Bank in writing before the Executive engages in any other business or commercial duties or pursuits, including but not limited to, directorships of other companies.&nbsp;&nbsp;Under no circumstances may the Executive engage in any business or commercial activities, duties or pursuits which compete with the business or commercial activities of the Corporation, the Bank and/or any of their subsidiaries or affiliates nor may the Executive serve as a director or officer or in any other capacity in a company which competes with the Corporation, the Bank </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 35.75pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">and/or any of their subsidiaries or affiliates.&nbsp;&nbsp;Executive shall not be precluded, however, upon written notification to the President and CEO, from engaging in voluntary or philanthropic endeavors, from engaging in activities designed to maintain and improve his professional skills, or from engaging in activities incident or necessary to personal investments, so long as they are, in the President and CEO&#x2019;s reasonable opinion, not in conflict with or detrimental to the Executive&#x2019;s rendition of services on behalf of the Corporation, the Bank and/or any of their subsidiaries or affiliates. </font>
		</p>
		<p style="margin:0pt 0pt 0.4pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;;"> 4.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Term of Agreement</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;">&nbsp;</font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-weight:bold;color:#000000;">&nbsp;</font>
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		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:35pt;"><p style="width:35pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (a)</font>
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		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">This Agreement shall be for a three (3) year period (the &#x201C;Employment Period&#x201D;) beginning March 1, 2022, and if not previously terminated pursuant to the terms of this Agreement, the Employment Period shall end three (3) years later (the &#x201C;Initial Term&#x201D;).&nbsp;&nbsp;The Employment Period shall be extended automatically for one (1) additional year on the first annual anniversary date of the commencement of the Initial Term (the date first above written), and then on each anniversary date of this Agreement thereafter, unless the Corporation, the Bank or Executive gives contrary written notice to the other not less than one hundred eighty (180) days before any such anniversary date so that upon the anniversary date if notice had not been previously given as provided in this Section 4(a), the Employment Period shall be and continue for a three (3) year period thereafter.&nbsp;&nbsp;References in the Agreement to &#x201C;Employment Period&#x201D; shall refer to the Initial Term of this Agreement and any extensions to the initial term of this Agreement.&nbsp;&nbsp;It is the intention of the parties that this Agreement be &#x201C;Evergreen&#x201D; unless (i) either party gives written notice to the other party of his or its intention not to renew this Agreement as provided above or (ii) this Agreement is terminated pursuant to Section 4(b) hereof. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:35pt;"><p style="width:35pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (b)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">Notwithstanding the provisions of Section 4(a) of this Agreement, this Agreement shall terminate automatically for Cause (as defined herein) upon written notice from the Board of Directors of the Corporation or the Bank to Executive.&nbsp;&nbsp;As used in this Agreement, &#x201C;Cause&#x201D; shall mean any of the following: </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">

		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;;font-size: 12pt"><font style="display: inline;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 26pt 0pt 0pt;"> (i)</font>
			<font style="display: inline;color:#000000;">Executive&#x2019;s conviction of or plea of guilty or nolo </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 108.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">contendere to a felony, a crime of falsehood or a crime involving moral turpitude, or the actual incarceration of Executive; </font>
		</p>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 24pt 0pt 0pt;"> (ii)</font>
			<font style="display: inline;color:#000000;">Executive&#x2019;s failure to follow the good faith lawful </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 108.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">instructions of the Boards of Directors or the President and CEO of the Corporation or the Bank with respect to their operations; </font>
		</p>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 22pt 0pt 0pt;"> (iii)</font>
			<font style="display: inline;color:#000000;">Executive&#x2019;s willful failure to substantially perform </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 108.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">Executive&#x2019;s duties to the Corporation or the Bank, other than a failure resulting from Executive&#x2019;s incapacity because of physical or mental illness, as provided in subsection (d) of this Section 4; </font>
		</p>
		<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 22pt 0pt 0pt;"> (iv)</font>
			<font style="display: inline;color:#000000;">Executive&#x2019;s intentional violation of the provisions of this </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 108.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">Agreement; </font>
		</p>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 23pt 0pt 0pt;"> (v)</font>
			<font style="display: inline;color:#000000;">dishonesty or gross negligence of the Executive in the </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 108.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">performance of his duties; </font>
		</p>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 22pt 0pt 0pt;"> (vi)</font>
			<font style="display: inline;color:#000000;">Executive&#x2019;s removal or prohibition from being an </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 108.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">institutional-affiliated party by a final order of an appropriate federal banking agency pursuant to Section 8(e) or 8(g) of the Federal Deposit Insurance Act or by any state or federal regulatory agency or any other correspondence from the Bank&#x2019;s regulators instructing the Bank to terminate, remove or limit the authority or activities of the Executive;&nbsp; </font>
		</p>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 20pt 0pt 0pt;"> (vii)</font>
			<font style="display: inline;color:#000000;">conduct by the Executive as determined by an affirmative </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 108.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">vote of seventy-five percent (75%) of the disinterested members of the Board of Directors of the Corporation which brings public discredit to the Corporation or the Bank and which results or may be reasonably expected to result in material financial or reputational harm to the Corporation or the Bank; </font><a name="_Hlk66172069"></a>
		</p>
		<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 18pt 0pt 0pt;"> (viii)</font>
			<font style="display: inline;color:#000000;">Executive&#x2019;s breach of fiduciary duty involving personal profit; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt 72pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 22pt 0pt 0pt;"> (ix)</font>
			<font style="display: inline;color:#000000;">unlawful harassment by the Executive against employees, </font><font style="display: inline;color:#000000;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt -165.6pt 0pt 0pt;"></font><font style="display: inline;color:#000000;">customers, business associates, contractors, or vendors of the Corporation </font><font style="display: inline;color:#000000;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt -165.6pt 0pt 0pt;"></font><font style="display: inline;color:#000000;">or the Bank, as determined by an affirmative vote of seventy-five percent </font></p></td></tr></table></div>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 12pt">
			<font style="text-indent:0pt;margin-left:0pt; padding-right:70pt;"></font><font style="text-indent:0pt;margin-left:0pt; padding-right:196.75pt;text-align:center"><font style="display: inline;font-family:Calibri;font-size:11pt;color:#000000;"></font><font style="display: inline;color:#000000;">&nbsp;</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:center"><font style="display: inline;color:#000000;">(75%) of the disinterested members of the Board of Directors of the </font></font>
		</p>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 12pt">
			<font style="text-indent:0pt;margin-left:0pt; padding-right:70pt;"></font><font style="text-indent:0pt;margin-left:0pt; padding-right:64.65pt;text-align:center"><font style="display: inline;font-family:Calibri;font-size:11pt;color:#000000;"></font><font style="display: inline;color:#000000;">&nbsp;</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:center"><font style="display: inline;color:#000000;">Corporation; </font></font>
		</p>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:108pt;"><p style="width:108pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:0pt;">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.25pt;">
				<font style="margin:0pt 0pt 0.25pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;;;padding:0pt 23pt 0pt 0pt;"> (x)</font>
			<font style="display: inline;color:#000000;">the willful violation by the Executive of the provisions of Sections 9, 10, or 11 hereof, after notice from the Corporation;&nbsp; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt 108pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&#xFEFF;</font>
		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:108pt;"><p style="width:108pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:0pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 22pt 0pt 0pt;"> (xi)</font>
			<font style="display: inline;color:#000000;">the willful violation of any law, rule or regulation governing banks or bank officers or any Bank policy, or receipt of any cease and desist order issued by a bank regulatory authority; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt 72pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:0pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 20pt 0pt 0pt;"> (xii)</font>
			<font style="display: inline;color:#000000;">theft or abuse by Executive of the Corporation&#x2019;s or the Bank&#x2019;s property or the property of the Corporation&#x2019;s or the Bank&#x2019;s customers, employees, contractors, vendors, or business associates; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 72pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:0pt;">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;;;padding:0pt 18pt 0pt 0pt;"> (xiii)</font>
			<font style="display: inline;color:#000000;">any act of fraud, misappropriation or personal dishonesty; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 72pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:0pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 17pt 0pt 0pt;"> (xiv)</font>
			<font style="display: inline;color:#000000;">insubordination as determined by an affirmative vote of seventy-five percent (75%) of the disinterested members of Board of Directors of the Corporation, after written notice from the Corporation and a failure to cure such violation within fifteen (15) days of said written notice; or </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt 72pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:0pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 19pt 0pt 0pt;"> (xv)</font>
			<font style="display: inline;color:#000000;">the existence of any material conflict between the interests of the Corporation or the Bank and the Executive that is not disclosed in writing by the Executive to the Corporation and the Bank and approved in writing by the Boards of Directors of the Corporation and the Bank. </font></p></td></tr></table></div>
		<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 72.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">If this Agreement is terminated for Cause, all of Executive&#x2019;s rights under this Agreement shall cease as of the effective date of such termination, except for the rights under Section 20 hereof with respect to arbitration. </font>
		</p>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:35pt;"><p style="width:35pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (c)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">Notwithstanding the provisions of Section 4(a) of this Agreement, this Agreement shall terminate automatically upon Executive&#x2019;s voluntary termination of employment for Good Reason.&nbsp;&nbsp;The term &#x201C;Good Reason&#x201D; shall mean (i) the assignment of duties and responsibilities inconsistent with Executive&#x2019;s status as Executive Vice President and Chief Operating Officer of the Bank, (ii) a reassignment which requires Executive to move his principal residence or his office more than fifty (50) miles from the Bank&#x2019;s principal executive office immediately prior to this Agreement, (iii) any reduction in the Executive&#x2019;s Annual Base Salary as in effect on the date hereof or as the same may be increased from time to time unless such reduction is the result of a national financial depression or national or bank emergency or such reduction is part of a reduction applicable to all employees, or (iv) any failure of the Bank to provide the Executive with benefits at least as favorable as those enjoyed by the Executive during the Employment Period under any of the pension, life insurance, medical, health and accident, disability or other employee plans of the Bank, or the taking of any action that would materially reduce any of such benefits unless such reduction is part of a reduction applicable to all employees. </font></p></td></tr></table></div>
		<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 72.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">Executive shall within sixty (60) days of the occurrence of any of the foregoing events, provide notice to the Bank of the existence of the condition and provide the Bank thirty (30) days in which to cure such condition.&nbsp;&nbsp;In the event that the </font>
		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 0pt 72.5pt;font-family:Times New Roman;;font-size: 12pt"><font style="display: inline;">Bank does not cure the condition within thirty (30) days of such notice, Executive may resign from employment for Good Reason by delivering written notice ("Notice of Termination") to the Bank. </font>
		</p>
		<p style="margin:0pt 0pt 0pt 72pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;"> If such termination occurs for Good Reason and such termination constitutes a </font>
		</p>
		<p style="margin:0pt 0pt 0pt 72.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">Separation of Service as defined by Internal Revenue Code of 1986, as amended </font>
		</p>
		<p style="margin:0pt 0pt 0pt 72.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">(&#x201C;Code&#x201D;) Section 409A (&#x201C;Separation of Service&#x201D;), then the Bank shall pay Executive an amount equal to the Executive&#x2019;s remaining Annual Base Salary that would otherwise be due and payable under the Agreement to the Executive for the remaining Employment Period, minus applicable taxes and withholdings, payable in equal monthly installments over the remaining Employment Period.&nbsp;&nbsp;Such amount in the aggregate shall not exceed 2.99 times Executive&#x2019;s Annual Base Salary or be less than 2.00 times Executive&#x2019;s Annual Base Salary. In addition, for a period of two (2) years from the date of Separation of Service, or until Executive secures benefits of comparable coverage through other employment, whichever shall first occur, Executive shall receive a continuation of all life, disability, medical insurance and other normal health and welfare benefits in effect or that would otherwise be provided, and available with respect to Executive during the two (2) years prior to his termination of employment at the time of his termination of employment under the terms of and as provided by the medical insurance plan then in effect in which he and his spouse were participants, or, if the Bank cannot legally provide such benefits because Executive is no longer an employee, or future law or plans do not permit so, the Bank shall reimburse Executive in an amount equal to the monthly premium paid by him to obtain comparable coverage for employee benefits which he enjoyed prior to termination, subject to Code Section 409A if applicable.&nbsp;&nbsp; </font>
		</p>
		<p style="margin:0pt 0pt 0.25pt 72pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:35pt;"><p style="width:35pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (d)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">Notwithstanding the provisions of Section 4(a) of this Agreement, this Agreement shall terminate automatically upon Executive&#x2019;s Disability and Executive&#x2019;s rights under this Agreement shall cease as of the date of such termination; provided, however, that Executive shall nevertheless be entitled to receive any amount payable under any disability plan of the Bank for which he is eligible.&nbsp;&nbsp;Disability shall have the meaning provided in Code Section 409A and the regulations promulgated thereunder.&nbsp; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:35pt;"><p style="width:35pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (e)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">In the event that Executive terminates his employment without Good Reason as defined in Section 4(c), or retires, all of Executive&#x2019;s rights under this Agreement shall cease as of the effective date of such termination, except for the rights under Paragraph 20 hereof with respect to arbitration. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:35pt;"><p style="width:35pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (f)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">Upon the expiration or termination of the Employment Period and this </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 72.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">Agreement, all of Executive&#x2019;s rights under this Agreement shall cease; however, the provisions of Paragraphs 9 and 10 shall survive the expiration or termination of the Employment Period and the termination of this Agreement regardless of reason.&nbsp; </font>
		</p>
		<p style="margin:0pt 0pt 0.25pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:35pt;"><p style="width:35pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (g)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">Executive agrees that in the event his employment under this Agreement is terminated, Executive shall resign and by this Agreement does upon such event resign as a director of the Corporation and the Bank, or any affiliate or subsidiary thereof, if he is then serving as a director of any of such entities. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.45pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;font-family:Times New Roman;;"> 5.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Employment Period Compensation</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;">&nbsp;</font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:106.67%;font-family:Calibri;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt 0pt 0.25pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;;"> (a)</font>
			</p>
		</td><td style="width:10pt;"><p style="width:10pt;width:10pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:106.67%;font-family:Calibri;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;text-decoration:underline;color:#000000;">Annual Base Salary</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;color:#000000;">.&nbsp;&nbsp;For services performed by Executive under this Agreement, the Bank shall pay Executive an Annual Base Salary during the Employment Period at the rate of $292,500 per year, minus applicable withholdings and deductions, payable at the same times as salaries are payable to other executive employees of the Bank.&nbsp;&nbsp;The Bank may, from time to time, increase Executive&#x2019;s Annual Base Salary or in the event of a result of a national financial depression or national or bank emergency or a reduction applicable to all employees reduce Executive&#x2019;s Annual Base Salary, and any and all such increases or reductions shall be deemed to constitute amendments to this Section 5(a) to reflect the increased or reduced amounts, effective as of the date established for such increases or reductions by the Board of Directors of the Bank or any committee of such Board. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&#xFEFF;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:106.67%;border-bottom:1pt none #D9D9D9 ;font-family:Calibri;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt 0pt 0.25pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;border-bottom:1pt none #D9D9D9;;"> (b)</font>
			</p>
		</td><td style="width:10pt;"><p style="width:10pt;width:10pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:106.67%;border-bottom:1pt none #D9D9D9 ;font-family:Calibri;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;text-decoration:underline;color:#000000;">Bonus</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;color:#000000;">.&nbsp;&nbsp;For services performed by Executive under this Agreement, the Bank may, from time to time, pay a bonus or bonuses to Executive as the Bank or an affiliate thereof, in its sole discretion, deems appropriate.&nbsp;&nbsp;The payment or nonpayment of any such bonuses shall not reduce or otherwise affect any other obligation of the Bank to Executive provided for in this Agreement.&nbsp; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt 71.25pt;line-height:106.67%;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;color:#000000;">&#xFEFF;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;border-top:1pt none #D9D9D9 ;font-family:Calibri;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;border-top:1pt none #D9D9D9;;"> (c)</font>
			</p>
		</td><td style="width:10pt;"><p style="width:10pt;width:10pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;border-top:1pt none #D9D9D9 ;font-family:Calibri;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;text-decoration:underline;color:#000000;">Paid Time-Off</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;color:#000000;">.&nbsp;&nbsp;During the term of this Agreement, Executive shall be entitled to Paid Time-Off in accordance with the manner provided under the paid time-off plan then in effect.</font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt 40.5pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&#xFEFF;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Calibri;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (d)</font>
			</p>
		</td><td style="width:10pt;"><p style="width:10pt;width:10pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Calibri;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;text-decoration:underline;color:#000000;">Employee Benefit Plans</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;color:#000000;">.&nbsp;&nbsp;During the term of this Agreement, Executive shall be entitled to participate in or receive the benefits of any employee benefit plan currently in effect at the Bank, subject to the terms of said plan, until such time that the Board of Directors of the Bank authorize a change in such benefits.&nbsp;&nbsp;The Bank shall not make any changes in such plans or benefits which would adversely affect Executive&#x2019;s rights or benefits thereunder, unless such change occurs pursuant to a program applicable to all executive officers of the Bank and does not result in a proportionately greater adverse change in the rights of or benefits to Executive as compared with any other executive officer of the Bank.&nbsp;&nbsp;Nothing paid to Executive under any plan or arrangement presently in effect or made available in the future shall be deemed to be in lieu of the salary payable to Executive pursuant to Section 5(a) hereof. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt 40.5pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&#xFEFF;</font>
		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;border-bottom:1pt none #D9D9D9 ;font-family:Calibri;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;border-bottom:1pt none #D9D9D9;;"> (e)</font>
			</p>
		</td><td style="width:10pt;"><p style="width:10pt;width:10pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;border-bottom:1pt none #D9D9D9 ;font-family:Calibri;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;text-decoration:underline;color:#000000;">Business Expenses</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;color:#000000;">.&nbsp;&nbsp;During the term of this Agreement, Executive shall be entitled to receive prompt reimbursement for all reasonable expenses incurred by him, which are properly accounted for, in accordance with the policies and procedures established by the Board of Directors of the Bank for its executive officers.&nbsp; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 10pt 71.25pt;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;line-height:115%;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;color:#000000;">&#xFEFF;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;border-top:1pt none #D9D9D9 ;font-family:Calibri;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;border-top:1pt none #D9D9D9;;"> (f)</font>
			</p>
		</td><td style="width:10pt;"><p style="width:10pt;width:10pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;border-top:1pt none #D9D9D9 ;font-family:Calibri;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;text-decoration:underline;color:#000000;">Club Membership</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;color:#000000;">.&nbsp;&nbsp;Executive shall be reimbursed the initiation fee, &#x201C;family&#x201D; membership dues and member assessments in a country club or business club mutually approved by Executive and President of the Corporation and Bank. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;font-family:Times New Roman;;"> 6.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Termination of Employment Following Change in Control</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;">&nbsp;</font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (a)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">If a Change in Control (as defined in Section 6(b) of this Agreement) shall occur and Executive experiences an involuntary separation of service as defined in Code Section 409A (&#x201C;Separation of Service&#x201D;) without Cause, then the provisions of Section 7 of this Agreement shall apply. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:98.75%;;"> (b)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;color:#000000;">As used in this Agreement, &#x201C;Change in Control&#x201D; shall mean the change in ownership or effective control of the Corporation as further defined by Treasury Regulation &#xA7;1.409A-3(i)(5).&nbsp; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.45pt 72pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;font-family:Times New Roman;;"> 7.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Rights in Event of Termination Following a Change in Control</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;">&nbsp;</font></p></td></tr></table></div>
		<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 71.25pt;text-indent: -36pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">(a)</font><font style="display: inline;color:#000000;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 25.2pt 0pt 0pt;"></font><font style="display: inline;color:#000000;">In the event that Executive is involuntarily terminated without Cause after a Change in Control (as defined in Section 6(b) of this Agreement) and such termination of employment constitutes a Separation of Service, then the Bank shall pay Executive a lump sum amount equal to 2.5</font><font style="display: inline;font-weight:bold;color:#000000;">&nbsp;</font><font style="display: inline;color:#000000;">times the Executive&#x2019;s Annual Base Salary, minus applicable taxes and withholdings, payable within thirty (30) days of Executive&#x2019;s Separation of Service.&nbsp;&nbsp;In addition, for a period of two (2) years from the date of Separation of Service, or until Executive secures benefits of comparable coverage through other employment, whichever shall first occur, Executive shall receive a continuation of all life, disability, medical insurance and other normal health and welfare benefits in effect with respect to Executive during the two (2) years prior to his termination of employment at the time of his termination of employment under the terms of and as provided by the medical insurance plan then in effect in which he and his spouse were participants, or, if the Bank cannot legally provide such benefits because Executive is no longer an employee, or future law or plans do not permit so, the Bank shall reimburse Executive in an amount equal to the monthly premium paid by him to obtain comparable coverage for employee benefits which he enjoyed prior to termination, subject to Code Section 409A if applicable.&nbsp;&nbsp; </font>
		</p>
		<p style="margin:0pt 0pt 0.25pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 71.25pt;text-indent: -36pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">(b) </font><font style="display: inline;color:#000000;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 21.6pt 0pt 0pt;"></font><font style="display: inline;color:#000000;">Executive shall not be required to mitigate the amount of any payment provided for in this Section 7 by seeking other employment or otherwise.&nbsp;&nbsp;Unless otherwise agreed to in writing, the amount of payment or the benefit provided for in this </font>
		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 0pt 71.25pt;font-family:Times New Roman;font-size: 12pt"><font style="display: inline;">Section 7 shall not be reduced by any compensation earned by Executive as the result of employment by another employer or by reason of Executive&#x2019;s receipt of or right to receive any retirement or other benefits after the date of termination of employment or otherwise. </font>
		</p>
		<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 35.75pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">This Section 7 and the provisions and terms hereof shall be subject to Sections 19 and 21 of this Agreement. </font>
		</p>
		<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;font-family:Times New Roman;;"> 8.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Rights in Event of Termination of Employment Absent Change in Control</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;">&nbsp;</font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt 36pt;line-height:106.67%;text-indent: -36pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (a)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">In the event that Executive&#x2019;s employment is involuntarily terminated by the Corporation and the Bank without Cause and no Change in Control has occurred at the date of such termination and such termination constitutes a Separation of Service, then the Bank shall pay Executive an amount equal to the Executive&#x2019;s remaining Annual Base Salary that would otherwise be due and payable under the Agreement to the Executive for the remaining Employment Period, minus applicable taxes and withholdings, payable in equal monthly installments over the remaining Employment Period.&nbsp;&nbsp;Such amount in the aggregate shall not exceed 2.99 times Executive&#x2019;s Annual Base Salary or be less than 2.00 times Executive&#x2019;s Annual Base Salary.&nbsp;&nbsp;In addition, for a period of two (2) years from the date of Separation of Service, or until Executive secures benefits of comparable coverage through other employment, whichever shall first occur, Executive shall receive a continuation of all life, disability, medical insurance and other normal health and welfare benefits in effect with respect to Executive during the two (2) years prior to his termination of employment at the time of his termination of employment under the terms of and as provided by the medical insurance plan then in effect in which he and his spouse were participants, or, if the Bank cannot legally provide such benefits because Executive is no longer an employee, or future law or plans do not permit so, the Bank shall reimburse Executive in an amount equal to the monthly premium paid by him to obtain comparable coverage for employee benefits which he enjoyed prior to termination, subject to Code Section 409A if applicable.&nbsp;&nbsp; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.55pt 72pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font><font style="display: inline;color:#000000;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (b)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">Executive shall not be required to mitigate the amount of any payment provided for in this Section 8 by seeking other employment or otherwise.&nbsp;&nbsp;Unless otherwise agreed to in writing, the amount of payment or the benefit provided for in this Section 8 shall not be reduced by any compensation earned by Executive as the result of employment by another employer or by reason of Executive&#x2019;s receipt of or right to receive any retirement or other benefits after the date of termination of employment or otherwise. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 10pt 36pt;line-height:115%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;color:#000000;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">This Section 8 and the provisions and terms hereof shall be subject to Sections 19 and 21 of this Agreement. </font>
		</p>
		<p style="margin:0pt 0pt 0.45pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt 0pt 0.45pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">

		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 0.45pt 36pt;line-height:106.67%;font-family:Times New Roman;;font-size: 12pt"><font style="display: inline;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt 0pt 0.45pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&#xFEFF;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;font-family:Times New Roman;;"> 9.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Covenant Not to Compete</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;">&nbsp;</font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (a)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">Executive hereby acknowledges and recognizes the highly competitive nature of the business of the Corporation and the Bank and accordingly agrees that, during employment and for two years following termination of employment regardless of the reason for termination, Executive shall not, except as otherwise permitted in writing by the Bank: </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:0pt;">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;;;padding:0pt 26pt 0pt 0pt;"> (i)</font>
			<font style="display: inline;color:#000000;">(A) in any county in which, at any time during the Employment Period or as of the date of Executive&#x2019;s termination, a branch, office or other facility of the Corporation or the Bank is located or in any county contiguous to such county, or (B) in the area which is within 50 miles from any branch office or other facility of the Corporation or Bank (&#x201C;Non-Competition Area&#x201D;), be engaged, directly or indirectly, either for his own account or as agent, consultant, employee, partner, officer, director, proprietor, investor (except as an investor owning less than 5% of the stock of a publicly owned company) or otherwise of any person, firm, corporation or enterprise engaged in (1) the banking (including bank holding company) or financial services industry, or (2) any other activity in which the Corporation or the Bank or any of their subsidiaries are engaged during the Employment Period; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt 72pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:0pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 24pt 0pt 0pt;"> (ii)</font>
			<font style="display: inline;color:#000000;">provide financial or other assistance to any person, firm, </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 72pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">corporation, or enterprise engaged in (1) the banking (including bank holding company) or financial services industry, or (2) any other activity in which the Corporation or the Bank or any of their subsidiaries are engaged during the Employment Period, in the Non-Competition Area; </font>
		</p>
		<p style="margin:0pt 0pt 0.25pt 72pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:0pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 22pt 0pt 0pt;"> (iii)</font>
			<font style="display: inline;color:#000000;">directly or indirectly solicit persons or entities who were </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 72pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">customers or referral sources of the Corporation, the Bank or their subsidiaries within one (1) year prior to Executive&#x2019;s termination of employment, to become a customer or referral source of a person or entity other than the Corporation, the Bank or their subsidiaries; or </font>
		</p>
		<p style="margin:0pt 0pt 0.25pt 72pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:0pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 22pt 0pt 0pt;"> (iv)</font>
			<font style="display: inline;color:#000000;">directly or indirectly solicit employees of the Corporation, the Bank or their subsidiaries who were employed within two (2) years prior to Executive&#x2019;s termination of employment to work for anyone other than the Corporation, the Bank or their subsidiaries. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (b)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">It is expressly understood and agreed that, although Executive and the Corporation and the Bank consider the restrictions contained in Section 9(a) hereof reasonable for the purpose of preserving for the Corporation and the Bank and their subsidiaries their good will and other proprietary rights, if a final judicial </font>
		</p>
		<p><font size="1"> </font></p></td></tr></table><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<table style="width:100%;" cellpadding="0" cellspacing="0"><tr><td><p style="margin:0pt 0pt 0.15pt;line-height:102.92%;font-family:Times New Roman;font-size: 12pt"><font style="display: inline;color:#000000;">determination is made by a court having jurisdiction that the time or territory or any other restriction contained in Section 9(a) hereof is an unreasonable or otherwise unenforceable restriction against Executive, the provisions of Section 9(a) hereof shall not be rendered void but shall be deemed amended to apply as to such maximum time and territory and to such other extent as such court may judicially determine or indicate to be reasonable. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.3pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;font-family:Times New Roman;;"> 10.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Unauthorized Disclosure</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;"> &nbsp;During the term of his employment hereunder, or at any later time, Executive shall not, without the written consent of the Board of Directors of the Bank or a person authorized thereby, knowingly disclose to any person, other than an employee of the Corporation or the Bank or a person to whom disclosure is reasonably necessary or appropriate in connection with the performance by Executive of his duties as an executive of the Bank, any material confidential information obtained by him while in </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 35.75pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">the employ of the Bank with respect to any of the Corporation&#x2019;s and the Bank&#x2019;s services, products, improvements, formulas, designs or styles, processes, customers, methods of business or any business practices the disclosure of which could be or will be damaging to the Corporation or the Bank; provided, however, that confidential information shall not include any information known generally to the public (other than as a result of unauthorized disclosure by Executive or any person with the assistance, consent or direction of the Executive) or any information of a type not otherwise considered confidential by persons engaged in the same business or a business similar to that conducted by the Corporation and the Bank or any information that must be disclosed as required by law. </font>
		</p>
		<p style="margin:0pt 0pt 0.3pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:4pt;"><p style="width:4pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;font-family:Times New Roman;;"> 11.</font>
			</p>
		</td><td style="width:9pt;"><p style="width:9pt;width:9pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Work Made for Hire.</font><font style="display: inline;font-weight:bold;color:#000000;"> &nbsp; &nbsp;</font><font style="display: inline;color:#000000;">Any work performed by the Executive under this Agreement is considered a &#x201C;Work Made for Hire&#x201D; as the phrase is defined by the Copyright Act of 1976 and shall be owned by and for the express benefit of Bank and its subsidiaries and affiliates.&nbsp;&nbsp;In the event it is established that such work does not qualify as a Work Made for Hire, the Executive agrees to and does hereby assign to Bank, and its affiliates and subsidiaries, all of his rights, title, and/or interest in such work product, including, but not limited to, all copyrights, patents, trademarks, and proprietary rights. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.35pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;font-family:Times New Roman;;"> 12.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Return of Company Property and Documents.</font><font style="display: inline;color:#000000;"> &nbsp;The Executive agrees that, at the time of termination of his employment, regardless of the reason for termination, he will deliver to Bank and its subsidiaries and affiliates, any and all company property, including, but not limited to, keys, security codes or passes, mobile telephones, automobiles, records, data, notes, reports, proposals, lists, correspondence, specifications, drawings, blueprints, sketches, software programs, equipment, other documents or property, or reproductions of any of the aforementioned items developed or obtained by the Executive during the course of his employment. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.3pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:4pt;"><p style="width:4pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;font-family:Times New Roman;;"> 13.</font>
			</p>
		</td><td style="width:9pt;"><p style="width:9pt;width:9pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Liability Insurance</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;"> &nbsp;The Bank shall use its best efforts to obtain liability insurance coverage for the Executive under an insurance policy with similar terms as that which is currently covering officers and directors of Bank against lawsuits, arbitrations or other legal or regulatory proceedings. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">

		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;;font-size: 12pt"><font style="display: inline;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;font-family:Times New Roman;;"> 14.</font>
			</p>
		</td><td style="width:18pt;"><p style="width:18pt;width:18pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Notices</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;"> &nbsp;Except as otherwise provided in this Agreement, any notice required or permitted to be given under this Agreement shall be deemed properly given if in writing and if mailed by registered or certified mail, postage prepaid with return receipt requested, to Executive&#x2019;s residence, in the case of notices to Executive, and to the principal executive office of the Bank, in the case of notices to the Bank. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;font-family:Times New Roman;;"> 15.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Waiver</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;"> &nbsp;No provision of this Agreement may be modified, waived or discharged unless such waiver, modification or discharge is agreed to in writing and signed by Executive and an executive officer specifically designated by the Board of Directors of the Bank.&nbsp;&nbsp;No waiver by either party hereto at any time of any breach by the other party hereto of, or compliance with, any condition or provision of this Agreement to be performed by such other party shall be deemed a waiver of similar or dissimilar provisions or conditions at the same or at any prior or subsequent time. </font></p></td></tr></table></div>
		<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;font-family:Times New Roman;;"> 16.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Assignment</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;"> &nbsp;This Agreement shall not be assignable by any party, except by the Corporation or the Bank to any successor in interest to its respective businesses. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.3pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;font-family:Times New Roman;;"> 17.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Entire Agreement</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;"> &nbsp;This Agreement supersedes any and all agreements, either oral or in writing, among or between the parties with respect to the employment of the Executive by the Bank and/or Corporation.&nbsp;&nbsp;This Agreement contains all the covenants and agreements between the parties with respect to employment and termination of employment. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.45pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-weight:bold;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;font-family:Times New Roman;;"> 18.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Successors; Binding Agreement</font><font style="display: inline;font-weight:bold;color:#000000;">.&nbsp; </font><font style="display: inline;color:#000000;">&nbsp;</font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (a)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">The Bank will require any successor (whether direct or indirect, by purchase, merger, consolidation, or otherwise) to all or substantially all of the businesses and/or assets of Bank to expressly assume and agree to perform this Agreement in the same manner and to the same extent that Bank would be required to perform it if no such succession had taken place.&nbsp;&nbsp;Failure by Bank to obtain such assumption and agreement prior to the effectiveness of any such succession shall constitute a breach of this Agreement and the provisions of Section 7 of this Agreement shall apply.&nbsp;&nbsp;As used in this Agreement, &#x201C;Corporation&#x201D; and &#x201C;Bank&#x201D; shall mean Corporation and Bank, as defined previously and any successor to their respective businesses and/or assets as aforesaid which assumes and agrees to perform this Agreement by operation of law or otherwise. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (b)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">This Agreement shall inure to the benefit of and be enforceable by Executive&#x2019;s personal or legal representatives, executors, administrators, heirs, distributees, devisees and legatees.&nbsp;&nbsp;If Executive should die after a Change in Control or following termination of Executive&#x2019;s employment without Cause, and any amounts would be payable to Executive under this Agreement if Executive had continued to live, all such amounts shall be paid in accordance with the terms of </font>
		</p>
		<p><font size="1"> </font></p></td></tr></table><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<table style="width:100%;" cellpadding="0" cellspacing="0"><tr><td><p style="margin:0pt 0pt 0.15pt;line-height:102.92%;font-family:Times New Roman;font-size: 12pt"><font style="display: inline;color:#000000;">this Agreement to Executive&#x2019;s devisee, legatee, or other designee, or, if there is no </font><font style="display: inline;color:#000000;">such designee, to Executive&#x2019;s estate. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 10pt 36pt;border-bottom:1pt none #D9D9D9 ;line-height:115%;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;color:#000000;">&#xFEFF;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 26.00pt;">
			<p style="line-height:106.67%;border-top:1pt none #D9D9D9 ;font-family:Calibri;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt 0pt 0.4pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;border-top:1pt none #D9D9D9;font-family:Calibri;;"> 19.</font>
			</p>
		</td><td style="width:10pt;"><p style="width:10pt;width:10pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:106.67%;border-top:1pt none #D9D9D9 ;font-family:Calibri;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;text-decoration:underline;color:#000000;">Code Section 409A</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;color:#000000;"> &nbsp; &nbsp;</font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (a)</font>
			</p>
		</td><td style="width:10pt;"><p style="width:10pt;width:10pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">Any payments made pursuant to this Agreement, to the extent of payments made from the date of termination through March 15th of the calendar year following such date, are intended to constitute separate payments for purposes of Treas. Reg. &#xA7;1.409A-2(b)(2) and thus payable pursuant to the &#x201C;short-term deferral&#x201D; rule set forth in Treas. Reg. &#xA7;1.409A-1(b)(4); to the extent such payments are made following said March 15th, they are intended to constitute separate payments for purposes of Treas. Reg. &#xA7;1.409A-2(b)(2) made upon an involuntary termination from service and payable pursuant to Treas. Reg. &#xA7;1.409A-1(b)(9)(iii), to the maximum extent permitted by said provision. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (b)</font>
			</p>
		</td><td style="width:10pt;"><p style="width:10pt;width:10pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">The parties hereto intend that any and all post-employment compensation under this Agreement satisfy the requirements of Section 409A or an exception or exclusion therefrom to avoid the imposition of any accelerated or additional taxes pursuant to Section 409A.&nbsp;&nbsp;Any terms not specifically defined shall have the meaning as set forth in Section 409A.&nbsp; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:40pt;"><p style="width:40pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:98.75%;;"> (c)</font>
			</p>
		</td><td style="width:5pt;"><p style="width:5pt;width:5pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;color:#000000;">If when the Executive&#x2019;s employment terminates, the Executive is a &#x201C;specified employee,&#x201D; as defined in Code Section 409A(a)(2)(B)(i), then despite any provision of this Agreement or other plan or agreement to the contrary, the Executive will not be entitled to the payments until the earliest of: (a) the date that is at least six months after the Executive&#x2019;s Separation from Service for reasons other than the Executive&#x2019;s death, (b) the date of the Executive&#x2019;s death, or (c) any earlier date that does not result in additional tax or interest to the Executive under Code Section 409A.&nbsp;&nbsp;As promptly as possible after the end of the period during which payments are delayed under this provision, the entire amount of the delayed payments shall be paid to the Executive in a single lump sum with any remaining payments to commence in accordance with the terms of this Agreement or other applicable plan or agreement. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:98.75%;;"> (d)</font>
			</p>
		</td><td style="width:10pt;"><p style="width:10pt;width:10pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;color:#000000;">Notwithstanding the foregoing, no payment shall be made pursuant to this Agreement unless such termination of employment is a &#x201C;separation of service&#x201D; as defined in Code Section 409A.&nbsp;&nbsp; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.3pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 26.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;font-family:Times New Roman;;"> 20.</font>
			</p>
		</td><td style="width:10pt;"><p style="width:10pt;width:10pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Arbitration</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;"> &nbsp;The Corporation, Bank and Executive recognize that in the event a dispute should arise among or between them concerning the interpretation or implementation of this Agreement, lengthy and expensive litigation will not afford a practical resolution of the issues within a reasonable period of time.&nbsp;&nbsp;Consequently, each party agrees that all disputes, disagreements and questions of interpretation concerning this Agreement (except for any enforcement sought with respect to Sections 9, 10, 11 or 12 which may be </font>
		</p>
		<p><font size="1"> </font></p></td></tr></table><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<table style="width:100%;" cellpadding="0" cellspacing="0"><tr><td><p style="margin:0pt 0pt 0.15pt 36pt;line-height:102.92%;font-family:Times New Roman;font-size: 12pt"><font style="display: inline;color:#000000;">litigated in court, including an action for injunction or other relief) are to be submitted for resolution, in Chambersburg, Pennsylvania, to the American Arbitration Association (the </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 35.75pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&#x201C;Association&#x201D;) in accordance with the Association&#x2019;s National Rules for the Resolution of </font>
		</p>
		<p style="margin:0pt 0pt 0pt 35.75pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">Employment Disputes or other applicable rules then in effect (&#x201C;Rules&#x201D;).&nbsp;&nbsp;The Corporation, Bank or Executive may initiate an arbitration proceeding at any time by giving notice to the other in accordance with the Rules.&nbsp;&nbsp;The Corporation, Bank and Executive may, as a matter of right, mutually agree on the appointment of a particular arbitrator from the Association&#x2019;s pool.&nbsp;&nbsp;The arbitrator shall not be bound by the rules of evidence and procedure of the courts of the Commonwealth of Pennsylvania but shall be bound by the substantive law applicable to this Agreement.&nbsp;&nbsp;The decision of the arbitrator, absent fraud, duress, incompetence or gross and obvious error of fact, shall be final and binding upon the parties and shall be enforceable in courts of proper jurisdiction.&nbsp;&nbsp;Following written notice of a request for arbitration, the Corporation, Bank and Executive shall be entitled to an injunction restraining all further proceedings in any pending or subsequently filed litigation concerning this Agreement, except as otherwise provided herein or any enforcement sought with respect to Sections 9, 10, 11 or 12 of this Agreement, including an action for injunction or other relief. </font>
		</p>
		<p style="margin:0pt 0pt 0pt 35.75pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&#xFEFF;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 26.00pt;">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:98.75%;font-family:Times New Roman;;"> 21.</font>
			</p>
		</td><td style="width:10pt;"><p style="width:10pt;width:10pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Code Sections 280G and 4999</font><font style="display: inline;color:#000000;">.&nbsp;&nbsp;In the event the payment described herein, when added to all other amounts or benefits provided to or on behalf of the Executive in connection with his termination of employment, would result in the imposition of an excise tax under Section 4999 of the Code, such payments shall be retroactively reduced to the extent necessary to avoid such excise tax imposition.&nbsp;&nbsp;Upon written notice to Executive, together with calculations from the Corporation, Executive shall remit to Corporation the amount of the reduction plus such interest as may be necessary to avoid the imposition of such excise tax.&nbsp;&nbsp;Notwithstanding the foregoing or any other provision of this contract to the contrary, if any portion of the amount herein payable to the Executive is determined to be non-deductible pursuant to the regulations promulgated under Section 280G of the Code, then Corporation shall be required only to pay to Executive the amount determined to be deductible under Section 280G. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 26.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;font-family:Times New Roman;;"> 22.</font>
			</p>
		</td><td style="width:10pt;"><p style="width:10pt;width:10pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Validity</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;"> &nbsp;The invalidity or unenforceability of any provision of this Agreement shall not affect the validity or enforceability of any other provision of this Agreement, which shall remain in full force and effect. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.3pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 26.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;font-family:Times New Roman;;"> 23.</font>
			</p>
		</td><td style="width:10pt;"><p style="width:10pt;width:10pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Applicable Law</font><font style="display: inline;font-weight:bold;color:#000000;">.&nbsp; </font><font style="display: inline;color:#000000;">This Agreement shall be governed by and construed in accordance with the domestic, internal laws of the Commonwealth of Pennsylvania, without regard to its conflicts of laws principles. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 36pt;line-height:106.67%;text-indent: -36pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 26.00pt;">
			<p style="line-height:98.75%;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt;margin:0pt -0.65pt 0pt 0pt;">
				<font style="margin:0pt -0.65pt 0pt 0pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:98.75%;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;;"> 24.</font>
			</p>
		</td><td style="width:10pt;"><p style="width:10pt;width:10pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:98.75%;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt;margin:0pt -0.65pt 0pt 0pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Consent to Jurisdiction</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;"> &nbsp;To the extent that any court action is permitted consistent with or to enforce this Agreement, the parties hereby consent to the jurisdiction of the Court of Common Pleas of Franklin County located in Chambersburg, Pennsylvania.&nbsp;&nbsp;Accordingly, with respect to any such court action, Executive (a) submits to the personal jurisdiction of such court; (b) consents to service of process; and (c) waives any other requirement (whether imposed by statute, rule of court or otherwise) with respect to personal jurisdiction or service of process. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 36pt;line-height:106.67%;text-indent: -36pt;font-family:Times New Roman;font-size: 12pt">

		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 0pt 36pt;line-height:106.67%;text-indent: -36pt;font-family:Times New Roman;;font-size: 12pt"><font style="display: inline;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 26.00pt;">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:98.75%;font-family:Times New Roman;;"> 25.</font>
			</p>
		</td><td style="width:10pt;"><p style="width:10pt;width:10pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Headings</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;"> &nbsp;The section headings of this Agreement are for convenience only and shall not control or affect the meaning or construction or limit the scope or intent of any of the provisions of this Agreement. </font></p></td></tr></table></div>
		<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
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			<font style="display: inline;color:#000000;">&nbsp;</font>
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			<font style="display: inline;color:#000000;">&nbsp;</font>
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			<font style="display: inline;color:#000000;">&nbsp;</font>
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			<font style="display: inline;color:#000000;">&nbsp;</font>
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		<p style="margin:0pt 0pt 0.3pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
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			&nbsp;
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		<p style="margin:0pt;text-indent:35.5pt;font-family:Times New Roman;font-size: 12pt">

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		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt;text-indent:35.5pt;font-family:Times New Roman;;font-size: 12pt"><font style="display: inline;font-weight:bold;">IN WITNESS WHEREOF,</font><font style="display: inline;"> the parties have executed this Agreement as of the date below. </font>
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			<font style="display: inline;">&nbsp;</font>
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						<font style="display: inline;font-family:Times New Roman;">ATTEST: </font></p>
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						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
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					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;"> &nbsp;Franklin Financial Services Corporation</font></p>
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					<p style="margin:0pt 0pt 0.6pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
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						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;"> &nbsp; </font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
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					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;text-decoration:underline;">/s/ Amanda M. Ducey</font><font style="display: inline;font-family:Times New Roman;"> &nbsp; &nbsp;</font></p>
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					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;">By</font><font style="display: inline;font-family:Times New Roman;text-decoration:underline;"> /s/ Timothy G. Henry</font></p>
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						<font style="display: inline;font-family:Times New Roman;"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
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					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;"> &nbsp;&nbsp;&nbsp;&nbsp;Timothy G. Henry&nbsp; </font></p>
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			</tr>
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					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;">Date:</font><font style="display: inline;font-family:Times New Roman;text-decoration:underline;"> March 1, 2022</font><font style="display: inline;font-family:Times New Roman;"> &nbsp; &nbsp;</font></p>
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
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				<td valign="top" style="width:255.00pt;height:41.40pt;padding:0pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;"> &nbsp;&nbsp;&nbsp;&nbsp;President and CEO</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:216.00pt;height:13.80pt;padding:0pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;">ATTEST: </font></p>
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				<td valign="top" style="width:255.00pt;height:13.80pt;padding:0pt">
					<p style="margin:0pt 0pt 0pt 18pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;">Farmers and Merchants Trust Company of Chambersburg</font></p>
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					<p style="margin:0pt 0pt 0.6pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
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					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;"> &nbsp; </font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
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					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;text-decoration:underline;">/s/ Amanda M. Ducey</font><font style="display: inline;font-family:Times New Roman;"> &nbsp; &nbsp;</font></p>
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				<td valign="top" style="width:255.00pt;height:13.80pt;padding:0pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;">By</font><font style="display: inline;font-family:Times New Roman;text-decoration:underline;"> /s/ Timothy G. Henry</font></p>
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					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
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				<td valign="top" style="width:255.00pt;height:13.80pt;padding:0pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;"> &nbsp;&nbsp;&nbsp;&nbsp;Timothy G. Henry&nbsp;&nbsp;&nbsp; </font></p>
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				<td valign="top" style="width:216.00pt;height:55.20pt;padding:0pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;">Date:</font><font style="display: inline;font-family:Times New Roman;text-decoration:underline;"> March 1, 2022</font><font style="display: inline;font-family:Times New Roman;"> &nbsp; &nbsp;</font></p>
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
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				<td valign="top" style="width:255.00pt;height:55.20pt;padding:0pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;"> &nbsp;&nbsp;&nbsp;&nbsp;President and CEO&nbsp; </font></p>
				</td>
			</tr>
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				<td valign="top" style="width:216.00pt;height:41.40pt;padding:0pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="text-indent:0pt;margin-left:0pt; padding-right:19pt;"><font style="display: inline;font-family:Times New Roman;">WITNESS: </font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:30pt;text-align:center"><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:30pt;text-align:center"><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:30pt;text-align:center"><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:center"><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></font></p>
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
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					<p style="margin:0pt 0pt 0pt 18pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;">EXECUTIVE </font></p>
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					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;text-decoration:underline;">/s/ Amanda M. Ducey</font><font style="display: inline;font-family:Times New Roman;"> &nbsp; &nbsp;</font></p>
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					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="text-indent:0pt;margin-left:0pt; padding-right:164pt;"><font style="display: inline;font-family:Times New Roman;text-decoration:underline;"> /s/ Steven M. Poynot</font><font style="display: inline;font-family:Times New Roman;"> &nbsp;&nbsp;&nbsp; </font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:center"><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></font></p>
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					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;">Date:</font><font style="display: inline;font-family:Times New Roman;text-decoration:underline;"> March 1, 2022</font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
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					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Steven M. Poynot </font></p>
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</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.3
<SEQUENCE>4
<FILENAME>fraf-20220304xex99_3.htm
<DESCRIPTION>EX-99.3
<TEXT>
<!--HTML document created with Certent Disclosure Management 22.1.0.2-->
<!--Created on: 3/4/2022 3:51:09 PM-->
<html>
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		<title>
			8-K - Mar-Exh 993
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	<body><div style="margin-left:72pt;margin-right:72pt;">
		<p style="margin:0pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">Exhibit 99.</font><font style="display: inline;">3</font><font style="display: inline;">&nbsp;</font>
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			<font style="display: inline;">&#xFEFF;</font>
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			<font style="display: inline;">March 4, 2022</font>
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			<font style="display: inline;">&#xFEFF;</font>
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			<font style="display: inline;font-weight:bold;text-decoration:underline;">EMPLOYMENT AGREEMENT</font><font style="display: inline;font-weight:bold;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 2.85pt;line-height:106.67%;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&#xFEFF;</font>
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		<p style="margin:0pt 0pt 0pt 2.85pt;line-height:106.67%;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
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		<p style="margin:0pt 0pt 0pt 10.55pt;line-height:106.67%;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-weight:bold;">&nbsp;</font><font style="display: inline;font-weight:bold;">THIS AGREEMENT</font><font style="display: inline;"> is made as of the 1st day of March 2022, by and among </font>
		</p>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">Franklin Financial Services Corporation (&#x201C;Corporation&#x201D;), Farmers and Merchants Trust Company of Chambersburg (&#x201C;Bank&#x201D;), and Mark R. Hollar (&#x201C;Executive&#x201D;), an adult individual residing in Pennsylvania. </font>
		</p>
		<p style="margin:0pt 0pt 0.45pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt -0.75pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="text-indent:0pt;margin-left:0pt; padding-right:228.85pt;"><font style="display: inline;">&nbsp;</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:center"><font style="display: inline;"></font><font style="display: inline;font-weight:bold;text-decoration:underline;">WITNESSETH</font><font style="display: inline;font-weight:bold;">: &nbsp;</font></font>
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		<p style="margin:0pt 0pt 0.3pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 12pt">
			<font style="text-indent:0pt;margin-left:0pt; padding-right:169.3pt;"><font style="display: inline;">&nbsp;</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:center"><font style="display: inline;"></font><font style="display: inline;font-weight:bold;">WHEREAS</font><font style="display: inline;">, the Corporation is a bank holding company;&nbsp; </font></font>
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		<p style="margin:0pt 0pt 0.6pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font><font style="display: inline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font><font style="display: inline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;"></font><font style="display: inline;font-weight:bold;">WHEREAS,</font><font style="display: inline;"> the Bank is a subsidiary of the Corporation; </font>
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		<p style="margin:0pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&#xFEFF;</font>
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		<p style="margin:0pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font><font style="display: inline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;"></font><font style="display: inline;font-weight:bold;">WHEREAS</font><font style="display: inline;">, the Corporation and the Bank wish to employ the Executive as Chief Financial Officer and Treasurer in accordance with the terms and conditions set forth herein; </font>
		</p>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&#xFEFF;</font>
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		<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font><font style="display: inline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;"></font><font style="display: inline;font-weight:bold;">WHEREAS</font><font style="display: inline;">, as additional consideration for entering into this Agreement, the Corporation is providing the Executive with a Restricted Stock Grant of 300 shares of the Corporation&#x2019;s Common Stock as delineated on Exhibit A hereto; and</font>
		</p>
		<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font><font style="display: inline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;"></font><font style="display: inline;font-weight:bold;">WHEREAS</font><font style="display: inline;">, Executive wishes to serve the Corporation and the Bank in accordance with the terms and conditions herein. </font>
		</p>
		<p style="margin:0pt 0pt 0.45pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt -0.75pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="text-indent:0pt;margin-left:0pt; padding-right:228.85pt;"><font style="display: inline;">&nbsp;</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:center"><font style="display: inline;"></font><font style="display: inline;font-weight:bold;text-decoration:underline;">AGREEMENT</font><font style="display: inline;font-weight:bold;">:</font><font style="display: inline;">&nbsp;</font></font>
		</p>
		<p style="margin:0pt 0pt 0.3pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font><font style="display: inline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;"></font><font style="display: inline;font-weight:bold;">NOW THEREFORE,</font><font style="display: inline;"> in consideration of the mutual covenants herein, the parties hereto, intending to be legally bound, agree as follows: </font>
		</p>
		<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:98.75%;;"> 1.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Employment</font><font style="display: inline;font-weight:bold;color:#000000;">.&nbsp; </font><font style="display: inline;color:#000000;">The Corporation and the Bank hereby employ Executive and Executive hereby accepts employment with the Corporation and the Bank, under the terms and conditions set forth in this Agreement. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.3pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> 2.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Duties of Executive</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;"> &nbsp;Executive shall serve as the Chief Financial Officer and Treasurer of the Corporation and of the Bank reporting only to the President and CEO, and the Board of Directors, or committee thereof, as may be required by law, rule or regulation.&nbsp;&nbsp;Executive shall have such other duties and hold such other titles as may be given to him from time to time by the Boards of Directors of the Corporation and the Bank provided that such duties are consistent with the Executive&#x2019;s position as Chief Financial Officer and Treasurer.&nbsp;&nbsp; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.65pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font><font style="display: inline;color:#000000;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> 3.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Engagement in Other Employment</font><font style="display: inline;color:#000000;">.&nbsp;&nbsp;Executive shall devote all of his working time, ability and attention to the business of the Corporation and the Bank and/or their subsidiaries or affiliates, during the term of this Agreement.&nbsp;&nbsp;The Executive shall seek approval of the President and CEO of the Corporation and of the Bank in writing before the Executive engages in any other business or commercial duties or pursuits, including but not limited to, directorships of other companies.&nbsp;&nbsp;Under no circumstances may the Executive engage in any business or commercial activities, duties or pursuits which compete with the business or commercial activities of the Corporation, the Bank and/or any of their subsidiaries or affiliates nor may the Executive serve as a director or officer or in any other capacity in a company which competes with the Corporation, the Bank </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 35.75pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">and/or any of their subsidiaries or affiliates.&nbsp;&nbsp;Executive shall not be precluded, however, upon written notification to the President and CEO, from engaging in voluntary or philanthropic endeavors, from engaging in activities designed to maintain and improve his professional skills, or from engaging in activities incident or necessary to personal investments, so long as they are, in the President and CEO&#x2019;s reasonable opinion, not in conflict with or detrimental to the Executive&#x2019;s rendition of services on behalf of the Corporation, the Bank and/or any of their subsidiaries or affiliates. </font>
		</p>
		<p style="margin:0pt 0pt 0.4pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;;"> 4.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Term of Agreement</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;">&nbsp;</font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-weight:bold;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:35pt;"><p style="width:35pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (a)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">This Agreement shall be for a three (3) year period (the &#x201C;Employment Period&#x201D;) beginning March 1, 2022, and if not previously terminated pursuant to the terms of this Agreement, the Employment Period shall end three (3) years later (the &#x201C;Initial Term&#x201D;).&nbsp;&nbsp;The Employment Period shall be extended automatically for one (1) additional year on the first annual anniversary date of the commencement of the Initial Term (the date first above written), and then on each anniversary date of this Agreement thereafter, unless the Corporation, the Bank or Executive gives contrary written notice to the other not less than one hundred eighty (180) days before any such anniversary date so that upon the anniversary date if notice had not been previously given as provided in this Section 4(a), the Employment Period shall be and continue for a three (3) year period thereafter.&nbsp;&nbsp;References in the Agreement to &#x201C;Employment Period&#x201D; shall refer to the Initial Term of this Agreement and any extensions to the initial term of this Agreement.&nbsp;&nbsp;It is the intention of the parties that this Agreement be &#x201C;Evergreen&#x201D; unless (i) either party gives written notice to the other party of his or its intention not to renew this Agreement as provided above or (ii) this Agreement is terminated pursuant to Section 4(b) hereof. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:35pt;"><p style="width:35pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (b)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">Notwithstanding the provisions of Section 4(a) of this Agreement, this Agreement shall terminate automatically for Cause (as defined herein) upon written notice from the Board of Directors of the Corporation or the Bank to Executive.&nbsp;&nbsp;As used in this Agreement, &#x201C;Cause&#x201D; shall mean any of the following: </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 26pt 0pt 0pt;"> (i)</font>
			<font style="display: inline;color:#000000;">Executive&#x2019;s conviction of or plea of guilty or nolo </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 108.5pt;font-family:Times New Roman;font-size: 12pt">

		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 0pt 108.5pt;font-family:Times New Roman;;font-size: 12pt"><font style="display: inline;">contendere to a felony, a crime of falsehood or a crime involving moral turpitude, or the actual incarceration of Executive; </font>
		</p>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 24pt 0pt 0pt;"> (ii)</font>
			<font style="display: inline;color:#000000;">Executive&#x2019;s failure to follow the good faith lawful </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 108.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">instructions of the Boards of Directors or the President and CEO of the Corporation or the Bank with respect to their operations; </font>
		</p>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 22pt 0pt 0pt;"> (iii)</font>
			<font style="display: inline;color:#000000;">Executive&#x2019;s willful failure to substantially perform </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 108.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">Executive&#x2019;s duties to the Corporation or the Bank, other than a failure resulting from Executive&#x2019;s incapacity because of physical or mental illness, as provided in subsection (d) of this Section 4; </font>
		</p>
		<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 22pt 0pt 0pt;"> (iv)</font>
			<font style="display: inline;color:#000000;">Executive&#x2019;s intentional violation of the provisions of this </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 108.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">Agreement; </font>
		</p>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 23pt 0pt 0pt;"> (v)</font>
			<font style="display: inline;color:#000000;">dishonesty or gross negligence of the Executive in the </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 108.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">performance of his duties; </font>
		</p>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 22pt 0pt 0pt;"> (vi)</font>
			<font style="display: inline;color:#000000;">Executive&#x2019;s removal or prohibition from being an </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 108.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">institutional-affiliated party by a final order of an appropriate federal banking agency pursuant to Section 8(e) or 8(g) of the Federal Deposit Insurance Act or by any state or federal regulatory agency or any other correspondence from the Bank&#x2019;s regulators instructing the Bank to terminate, remove or limit the authority or activities of the Executive;&nbsp; </font>
		</p>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 20pt 0pt 0pt;"> (vii)</font>
			<font style="display: inline;color:#000000;">conduct by the Executive as determined by an affirmative </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 108.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">vote of seventy-five percent (75%) of the disinterested members of the Board of Directors of the Corporation which brings public discredit to the Corporation or the Bank and which results or may be reasonably expected to result in material financial or reputational harm to the Corporation or the Bank; </font><a name="_Hlk66172069"></a>
		</p>
		<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 18pt 0pt 0pt;"> (viii)</font>
			<font style="display: inline;color:#000000;">Executive&#x2019;s breach of fiduciary duty involving personal profit; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt 72pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 22pt 0pt 0pt;"> (ix)</font>
			<font style="display: inline;color:#000000;">unlawful harassment by the Executive against employees, </font><font style="display: inline;color:#000000;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt -165.6pt 0pt 0pt;"></font><font style="display: inline;color:#000000;">customers, business associates, contractors, or vendors of the Corporation </font><font style="display: inline;color:#000000;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt -165.6pt 0pt 0pt;"></font><font style="display: inline;color:#000000;">or the Bank, as determined by an affirmative vote of seventy-five percent </font></p></td></tr></table></div>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 12pt">
			<font style="text-indent:0pt;margin-left:0pt; padding-right:70pt;"></font><font style="text-indent:0pt;margin-left:0pt; padding-right:196.75pt;text-align:center"><font style="display: inline;font-family:Calibri;font-size:11pt;color:#000000;"></font><font style="display: inline;color:#000000;">&nbsp;</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:center"><font style="display: inline;color:#000000;">(75%) of the disinterested members of the Board of Directors of the </font></font>
		</p>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 12pt">
			<font style="text-indent:0pt;margin-left:0pt; padding-right:70pt;"></font><font style="text-indent:0pt;margin-left:0pt; padding-right:64.65pt;text-align:center"><font style="display: inline;font-family:Calibri;font-size:11pt;color:#000000;"></font><font style="display: inline;color:#000000;">&nbsp;</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:center"><font style="display: inline;color:#000000;">Corporation; </font></font>
		</p>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:108pt;"><p style="width:108pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:0pt;">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.25pt;">
				<font style="margin:0pt 0pt 0.25pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;;;padding:0pt 23pt 0pt 0pt;"> (x)</font>
			<font style="display: inline;color:#000000;">the willful violation by the Executive of the provisions of Sections 9, 10, or 11 hereof, after notice from the Corporation;&nbsp; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt 108pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&#xFEFF;</font>
		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:108pt;"><p style="width:108pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:0pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 22pt 0pt 0pt;"> (xi)</font>
			<font style="display: inline;color:#000000;">the willful violation of any law, rule or regulation governing banks or bank officers or any Bank policy, or receipt of any cease and desist order issued by a bank regulatory authority; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt 72pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:0pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 20pt 0pt 0pt;"> (xii)</font>
			<font style="display: inline;color:#000000;">theft or abuse by Executive of the Corporation&#x2019;s or the Bank&#x2019;s property or the property of the Corporation&#x2019;s or the Bank&#x2019;s customers, employees, contractors, vendors, or business associates; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 72pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:0pt;">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;;;padding:0pt 18pt 0pt 0pt;"> (xiii)</font>
			<font style="display: inline;color:#000000;">any act of fraud, misappropriation or personal dishonesty; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 72pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:0pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 17pt 0pt 0pt;"> (xiv)</font>
			<font style="display: inline;color:#000000;">insubordination as determined by an affirmative vote of seventy-five percent (75%) of the disinterested members of Board of Directors of the Corporation, after written notice from the Corporation and a failure to cure such violation within fifteen (15) days of said written notice; or </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt 72pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:0pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 19pt 0pt 0pt;"> (xv)</font>
			<font style="display: inline;color:#000000;">the existence of any material conflict between the interests of the Corporation or the Bank and the Executive that is not disclosed in writing by the Executive to the Corporation and the Bank and approved in writing by the Boards of Directors of the Corporation and the Bank. </font></p></td></tr></table></div>
		<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 72.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">If this Agreement is terminated for Cause, all of Executive&#x2019;s rights under this Agreement shall cease as of the effective date of such termination, except for the rights under Section 20 hereof with respect to arbitration. </font>
		</p>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:35pt;"><p style="width:35pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (c)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">Notwithstanding the provisions of Section 4(a) of this Agreement, this Agreement shall terminate automatically upon Executive&#x2019;s voluntary termination of employment for Good Reason.&nbsp;&nbsp;The term &#x201C;Good Reason&#x201D; shall mean (i) the assignment of duties and responsibilities inconsistent with Executive&#x2019;s status as Chief Financial Officer and Treasurer of the Corporation or of the Bank, (ii) a reassignment which requires Executive to move his principal residence or his office more than fifty (50) miles from the Bank&#x2019;s principal executive office immediately prior to this Agreement, (iii) any reduction in the Executive&#x2019;s Annual Base Salary as in effect on the date hereof or as the same may be increased from time to time unless such reduction is the result of a national financial depression or national or bank emergency or such reduction is part of a reduction applicable to all employees, or (iv) any failure of the Bank to provide the Executive with benefits at least as favorable as those enjoyed by the Executive during the Employment Period under any of the pension, life insurance, medical, health and accident, disability or other employee plans of the Bank, or the taking of any action that would materially reduce any of such benefits unless such reduction is part of a reduction applicable to all employees. </font></p></td></tr></table></div>
		<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 72.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">Executive shall within sixty (60) days of the occurrence of any of the foregoing events, provide notice to the Bank of the existence of the condition and provide the Bank thirty (30) days in which to cure such condition.&nbsp;&nbsp;In the event that the </font>
		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 0pt 72.5pt;font-family:Times New Roman;;font-size: 12pt"><font style="display: inline;">Bank does not cure the condition within thirty (30) days of such notice, Executive may resign from employment for Good Reason by delivering written notice ("Notice of Termination") to the Bank. </font>
		</p>
		<p style="margin:0pt 0pt 0pt 72pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;"> If such termination occurs for Good Reason and such termination constitutes a </font>
		</p>
		<p style="margin:0pt 0pt 0pt 72.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">Separation of Service as defined by Internal Revenue Code of 1986, as amended </font>
		</p>
		<p style="margin:0pt 0pt 0pt 72.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">(&#x201C;Code&#x201D;) Section 409A (&#x201C;Separation of Service&#x201D;), then the Bank shall pay Executive an amount equal to the Executive&#x2019;s remaining Annual Base Salary that would otherwise be due and payable under the Agreement to the Executive for the remaining Employment Period, minus applicable taxes and withholdings, payable in equal monthly installments over the remaining Employment Period.&nbsp;&nbsp;Such amount in the aggregate shall not exceed 2.99 times Executive&#x2019;s Annual Base Salary or be less than 2.00 times Executive&#x2019;s Annual Base Salary. In addition, for a period of two (2) years from the date of Separation of Service, or until Executive secures benefits of comparable coverage through other employment, whichever shall first occur, Executive shall receive a continuation of all life, disability, medical insurance and other normal health and welfare benefits in effect or that would otherwise be provided, and available with respect to Executive during the two (2) years prior to his termination of employment at the time of his termination of employment under the terms of and as provided by the medical insurance plan then in effect in which he and his spouse were participants, or, if the Bank cannot legally provide such benefits because Executive is no longer an employee, or future law or plans do not permit so, the Bank shall reimburse Executive in an amount equal to the monthly premium paid by him to obtain comparable coverage for employee benefits which he enjoyed prior to termination, subject to Code Section 409A if applicable.&nbsp;&nbsp; </font>
		</p>
		<p style="margin:0pt 0pt 0.25pt 72pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:35pt;"><p style="width:35pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (d)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">Notwithstanding the provisions of Section 4(a) of this Agreement, this Agreement shall terminate automatically upon Executive&#x2019;s Disability and Executive&#x2019;s rights under this Agreement shall cease as of the date of such termination; provided, however, that Executive shall nevertheless be entitled to receive any amount payable under any disability plan of the Bank for which he is eligible.&nbsp;&nbsp;Disability shall have the meaning provided in Code Section 409A and the regulations promulgated thereunder.&nbsp; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:35pt;"><p style="width:35pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (e)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">In the event that Executive terminates his employment without Good Reason as defined in Section 4(c), or retires, all of Executive&#x2019;s rights under this Agreement shall cease as of the effective date of such termination, except for the rights under Paragraph 20 hereof with respect to arbitration. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:35pt;"><p style="width:35pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (f)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">Upon the expiration or termination of the Employment Period and this </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 72.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">Agreement, all of Executive&#x2019;s rights under this Agreement shall cease; however, the provisions of Paragraphs 9 and 10 shall survive the expiration or termination of the Employment Period and the termination of this Agreement regardless of reason.&nbsp; </font>
		</p>
		<p style="margin:0pt 0pt 0.25pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:35pt;"><p style="width:35pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (g)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">Executive agrees that in the event his employment under this Agreement is terminated, Executive shall resign and by this Agreement does upon such event resign as a director of the Corporation and the Bank, or any affiliate or subsidiary thereof, if he is then serving as a director of any of such entities. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.45pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;font-family:Times New Roman;;"> 5.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Employment Period Compensation</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;">&nbsp;</font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:106.67%;font-family:Calibri;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt 0pt 0.25pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;;"> (a)</font>
			</p>
		</td><td style="width:10pt;"><p style="width:10pt;width:10pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:106.67%;font-family:Calibri;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;text-decoration:underline;color:#000000;">Annual Base Salary</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;color:#000000;">.&nbsp;&nbsp;For services performed by Executive under this Agreement, the Bank shall pay Executive an Annual Base Salary during the Employment Period at the rate of $253,136 per year, minus applicable withholdings and deductions, payable at the same times as salaries are payable to other executive employees of the Bank.&nbsp;&nbsp;The Bank may, from time to time, increase Executive&#x2019;s Annual Base Salary or in the event of a result of a national financial depression or national or bank emergency or a reduction applicable to all employees reduce Executive&#x2019;s Annual Base Salary, and any and all such increases or reductions shall be deemed to constitute amendments to this Section 5(a) to reflect the increased or reduced amounts, effective as of the date established for such increases or reductions by the Board of Directors of the Bank or any committee of such Board. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&#xFEFF;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:106.67%;border-bottom:1pt none #D9D9D9 ;font-family:Calibri;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt 0pt 0.25pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;border-bottom:1pt none #D9D9D9;;"> (b)</font>
			</p>
		</td><td style="width:10pt;"><p style="width:10pt;width:10pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:106.67%;border-bottom:1pt none #D9D9D9 ;font-family:Calibri;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;text-decoration:underline;color:#000000;">Bonus</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;color:#000000;">.&nbsp;&nbsp;For services performed by Executive under this Agreement, the Bank may, from time to time, pay a bonus or bonuses to Executive as the Bank or an affiliate thereof, in its sole discretion, deems appropriate.&nbsp;&nbsp;The payment or nonpayment of any such bonuses shall not reduce or otherwise affect any other obligation of the Bank to Executive provided for in this Agreement.&nbsp;&nbsp;In addition, the Corporation shall provide (as of the date of execution of this Agreement) the Executive with a Restricted Stock Grant of 300 shares of the Corporation&#x2019;s Common Stock as delineated on Exhibit A hereto.</font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 10pt 36pt;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;line-height:115%;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;color:#000000;">&#xFEFF;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;border-top:1pt none #D9D9D9 ;font-family:Calibri;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;border-top:1pt none #D9D9D9;;"> (c)</font>
			</p>
		</td><td style="width:10pt;"><p style="width:10pt;width:10pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;border-top:1pt none #D9D9D9 ;font-family:Calibri;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;text-decoration:underline;color:#000000;">Paid Time-Off</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;color:#000000;">.&nbsp;&nbsp;During the term of this Agreement, Executive shall be entitled to Paid Time-Off in accordance with the manner provided under the paid time-off plan then in effect.</font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt 40.5pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&#xFEFF;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Calibri;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (d)</font>
			</p>
		</td><td style="width:10pt;"><p style="width:10pt;width:10pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Calibri;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;text-decoration:underline;color:#000000;">Employee Benefit Plans</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;color:#000000;">.&nbsp;&nbsp;During the term of this Agreement, Executive shall be entitled to participate in or receive the benefits of any employee benefit plan currently in effect at the Bank, subject to the terms of said plan, until such time that the Board of Directors of the Bank authorize a change in such benefits.&nbsp;&nbsp;The Bank shall not make any changes in such plans or benefits which would adversely affect Executive&#x2019;s rights or benefits thereunder, unless such change occurs pursuant to a program applicable to all executive officers of the Bank and does not result in a proportionately greater adverse change in the rights of or benefits to Executive as compared with any other executive officer of the Bank.&nbsp;&nbsp;Nothing paid to Executive under any plan or arrangement presently in effect or made </font>
		</p>
		<p><font size="1"> </font></p></td></tr></table><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<table style="width:100%;" cellpadding="0" cellspacing="0"><tr><td><p style="margin:0pt 0pt 0.15pt 36pt;line-height:102.92%;font-family:Calibri;font-size: 12pt"><font style="display: inline;font-family:Times New Roman;font-size:12pt;color:#000000;">available in the future shall be deemed to be in lieu of the salary payable to Executive pursuant to Section 5(a) hereof. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt 40.5pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&#xFEFF;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Calibri;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (e)</font>
			</p>
		</td><td style="width:10pt;"><p style="width:10pt;width:10pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Calibri;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;text-decoration:underline;color:#000000;">Business Expenses</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;color:#000000;">.&nbsp;&nbsp;During the term of this Agreement, Executive shall be entitled to receive prompt reimbursement for all reasonable expenses incurred by him, which are properly accounted for, in accordance with the policies and procedures established by the Board of Directors of the Bank for its executive officers.&nbsp;&nbsp; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;font-family:Times New Roman;;"> 6.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Termination of Employment Following Change in Control</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;">&nbsp;</font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (a)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">If a Change in Control (as defined in Section 6(b) of this Agreement) shall occur and Executive experiences an involuntary separation of service as defined in Code Section 409A (&#x201C;Separation of Service&#x201D;) without Cause, then the provisions of Section 7 of this Agreement shall apply. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:98.75%;;"> (b)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;color:#000000;">As used in this Agreement, &#x201C;Change in Control&#x201D; shall mean the change in ownership or effective control of the Corporation as further defined by Treasury Regulation &#xA7;1.409A-3(i)(5).&nbsp; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.45pt 72pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;font-family:Times New Roman;;"> 7.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Rights in Event of Termination Following a Change in Control</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;">&nbsp;</font></p></td></tr></table></div>
		<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 71.25pt;text-indent: -36pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">(a)</font><font style="display: inline;color:#000000;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 25.2pt 0pt 0pt;"></font><font style="display: inline;color:#000000;">In the event that Executive is involuntarily terminated without Cause after a Change in Control (as defined in Section 6(b) of this Agreement) and such termination of employment constitutes a Separation of Service, then the Bank shall pay Executive a lump sum amount equal to 2.5</font><font style="display: inline;font-weight:bold;color:#000000;">&nbsp;</font><font style="display: inline;color:#000000;">times the Executive&#x2019;s Annual Base Salary, minus applicable taxes and withholdings, payable within thirty (30) days of Executive&#x2019;s Separation of Service.&nbsp;&nbsp;In addition, for a period of two (2) years from the date of Separation of Service, or until Executive secures benefits of comparable coverage through other employment, whichever shall first occur, Executive shall receive a continuation of all life, disability, medical insurance and other normal health and welfare benefits in effect with respect to Executive during the two (2) years prior to his termination of employment at the time of his termination of employment under the terms of and as provided by the medical insurance plan then in effect in which he and his spouse were participants, or, if the Bank cannot legally provide such benefits because Executive is no longer an employee, or future law or plans do not permit so, the Bank shall reimburse Executive in an amount equal to the monthly premium paid by him to obtain comparable coverage for employee benefits which he enjoyed prior to termination, subject to Code Section 409A if applicable.&nbsp;&nbsp; </font>
		</p>
		<p style="margin:0pt 0pt 0.25pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 71.25pt;text-indent: -36pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">(b) </font><font style="display: inline;color:#000000;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 21.6pt 0pt 0pt;"></font><font style="display: inline;color:#000000;">Executive shall not be required to mitigate the amount of any payment provided for in this Section 7 by seeking other employment or otherwise.&nbsp;&nbsp;Unless otherwise agreed to in writing, the amount of payment or the benefit provided for in this Section 7 shall not be reduced by any compensation earned by Executive as the </font>
		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 0pt 71.25pt;font-family:Times New Roman;font-size: 12pt"><font style="display: inline;">result of employment by another employer or by reason of Executive&#x2019;s receipt of or right to receive any retirement or other benefits after the date of termination of employment or otherwise. </font>
		</p>
		<p style="margin:0pt 0pt 0pt 71.25pt;text-indent: -36pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 72pt;text-indent: -36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">(c)</font><font style="display: inline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 25.2pt 0pt 0pt;"></font><font style="display: inline;">In the event that the Executive is involuntarily terminated without Cause after a Change of Control (as defined in Section 6(b) of the Agreement) and such termination of employment constitutes a Separation of Service, or as part of a Change of Control, the Pension Plan entitled F&amp;M&nbsp;&nbsp;Pension Plan is terminated, then&nbsp;&nbsp;the Executive shall receive as an additional payment, the amount identified in the schedule below, to be paid when the other benefits in Section 7 would otherwise be paid to the Executive.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 72pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;"></font><font style="display: inline;"></font>
		</p>
		<p style="margin:0pt 0pt 0pt 72pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">Additional Payment Schedule</font>
		</p>
		<p style="margin:0pt 0pt 0pt 72pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">Change of Control and Separation of Service Date of Executive or F&amp;M Pension Plan </font>
		</p>
		<p style="margin:0pt 0pt 0pt 72pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 72pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">Termination Date:</font>
		</p>
		<p style="margin:0pt 0pt 0pt 72pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 72pt;line-height:150%;font-family:Times New Roman;font-size: 12pt">
			<font style="text-indent:0pt;margin-left:0pt; padding-right:8.5pt;"><font style="display: inline;">If on 1/1/2022 or before 11/2/22</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:left"><font style="display: inline;"></font></font><font style="display: inline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;"></font><font style="display: inline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;"></font><font style="display: inline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;">$277,174</font>
		</p>
		<p style="margin:0pt 0pt 0pt 72pt;line-height:150%;font-family:Times New Roman;font-size: 12pt">
			<font style="text-indent:0pt;margin-left:0pt; padding-right:0.5pt;"><font style="display: inline;">If after 11/1/22 but before 11/2/23 </font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:left"><font style="display: inline;"></font></font><font style="display: inline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;"></font><font style="display: inline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;"></font><font style="display: inline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;">$236,449</font>
		</p>
		<p style="margin:0pt 0pt 0pt 72pt;line-height:150%;font-family:Times New Roman;font-size: 12pt">
			<font style="text-indent:0pt;margin-left:0pt; padding-right:3.5pt;"><font style="display: inline;">If after 11/1/23 but before 11/2/24</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:left"><font style="display: inline;"></font></font><font style="display: inline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;"></font><font style="display: inline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;"></font><font style="display: inline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;">$186,034</font>
		</p>
		<p style="margin:0pt 0pt 0pt 72pt;line-height:150%;font-family:Times New Roman;font-size: 12pt">
			<font style="text-indent:0pt;margin-left:0pt; padding-right:3.5pt;"><font style="display: inline;">If after 11/1/24 but before 11/2/25</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:left"><font style="display: inline;"></font></font><font style="display: inline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;"></font><font style="display: inline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;">&nbsp;</font><font style="display: inline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;">$130,338</font>
		</p>
		<p style="margin:0pt 0pt 0pt 72pt;line-height:150%;font-family:Times New Roman;font-size: 12pt">
			<font style="text-indent:0pt;margin-left:0pt; padding-right:3.5pt;"><font style="display: inline;">If after 11/1/25 but before 11/2/26</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:left"><font style="display: inline;"></font></font><font style="display: inline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;"></font><font style="display: inline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;"></font><font style="display: inline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;">$&nbsp;&nbsp;68,000</font>
		</p>
		<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 35.75pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">This Section 7 and the provisions and terms hereof shall be subject to Sections 19 and 21 of this Agreement. </font>
		</p>
		<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;font-family:Times New Roman;;"> 8.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Rights in Event of Termination of Employment Absent Change in Control</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;">&nbsp;</font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt 36pt;line-height:106.67%;text-indent: -36pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (a)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">In the event that Executive&#x2019;s employment is involuntarily terminated by the Corporation and the Bank without Cause and no Change in Control has occurred at the date of such termination and such termination constitutes a Separation of Service, then the Bank shall pay Executive an amount equal to the Executive&#x2019;s remaining Annual Base Salary that would otherwise be due and payable under the Agreement to the Executive for the remaining Employment Period, minus applicable taxes and withholdings, payable in equal monthly installments over the remaining Employment Period.&nbsp;&nbsp;Such amount in the aggregate shall not exceed 2.99 times Executive&#x2019;s Annual Base Salary or be less than 2.00 times Executive&#x2019;s Annual Base Salary.&nbsp;&nbsp;In addition, for a period of two (2) years from the date of Separation of Service, or until Executive secures benefits of comparable coverage through other employment, whichever shall first occur, Executive shall receive a continuation of all life, disability, medical insurance and other normal health and welfare benefits in effect with respect to Executive during the two (2) years prior </font>
		</p>
		<p><font size="1"> </font></p></td></tr></table><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<table style="width:100%;" cellpadding="0" cellspacing="0"><tr><td><p style="margin:0pt 0pt 0.15pt;line-height:102.92%;font-family:Times New Roman;font-size: 12pt"><font style="display: inline;color:#000000;">to his termination of employment at the time of his termination of employment under the terms of and as provided by the medical insurance plan then in effect in which he and his spouse were participants, or, if the Bank cannot legally provide such benefits because Executive is no longer an employee, or future law or plans do not permit so, the Bank shall reimburse Executive in an amount equal to the monthly premium paid by him to obtain comparable coverage for employee benefits which he enjoyed prior to termination, subject to Code Section 409A if applicable.&nbsp;&nbsp; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.55pt 72pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font><font style="display: inline;color:#000000;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (b)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">Executive shall not be required to mitigate the amount of any payment provided for in this Section 8 by seeking other employment or otherwise.&nbsp;&nbsp;Unless otherwise agreed to in writing, the amount of payment or the benefit provided for in this Section 8 shall not be reduced by any compensation earned by Executive as the result of employment by another employer or by reason of Executive&#x2019;s receipt of or right to receive any retirement or other benefits after the date of termination of employment or otherwise. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 35.25pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">This Section 8 and the provisions and terms hereof shall be subject to Sections 19 and 21 of this Agreement. </font>
		</p>
		<p style="margin:0pt 0pt 0.45pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&#xFEFF;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;font-family:Times New Roman;;"> 9.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Covenant Not to Compete</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;">&nbsp;</font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (a)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">Executive hereby acknowledges and recognizes the highly competitive nature of the business of the Corporation and the Bank and accordingly agrees that, during employment and for two years following termination of employment regardless of the reason for termination, Executive shall not, except as otherwise permitted in writing by the Bank: </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:0pt;">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;;;padding:0pt 26pt 0pt 0pt;"> (i)</font>
			<font style="display: inline;color:#000000;">(A) in any county in which, at any time during the Employment Period or as of the date of Executive&#x2019;s termination, a branch, office or other facility of the Corporation or the Bank is located or in any county contiguous to such county, or (B) in the area which is within 50 miles from any branch office or other facility of the Corporation or Bank (&#x201C;Non-Competition Area&#x201D;), be engaged, directly or indirectly, either for his own account or as agent, consultant, employee, partner, officer, director, proprietor, investor (except as an investor owning less than 5% of the stock of a publicly owned company) or otherwise of any person, firm, corporation or enterprise engaged in (1) the banking (including bank holding company) or financial services industry, or (2) any other activity in which the Corporation or the Bank or any of their subsidiaries are engaged during the Employment Period; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt 72pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:0pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 24pt 0pt 0pt;"> (ii)</font>
			<font style="display: inline;color:#000000;">provide financial or other assistance to any person, firm, </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 72pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">corporation, or enterprise engaged in (1) the banking (including bank holding company) or financial services industry, or (2) any other activity in which the </font>
		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 0pt 72pt;font-family:Times New Roman;;font-size: 12pt"><font style="display: inline;">Corporation or the Bank or any of their subsidiaries are engaged during the Employment Period, in the Non-Competition Area; </font>
		</p>
		<p style="margin:0pt 0pt 0.25pt 72pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:0pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 22pt 0pt 0pt;"> (iii)</font>
			<font style="display: inline;color:#000000;">directly or indirectly solicit persons or entities who were </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 72pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">customers or referral sources of the Corporation, the Bank or their subsidiaries within one (1) year prior to Executive&#x2019;s termination of employment, to become a customer or referral source of a person or entity other than the Corporation, the Bank or their subsidiaries; or </font>
		</p>
		<p style="margin:0pt 0pt 0.25pt 72pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:0pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 22pt 0pt 0pt;"> (iv)</font>
			<font style="display: inline;color:#000000;">directly or indirectly solicit employees of the Corporation, the Bank or their subsidiaries who were employed within two (2) years prior to Executive&#x2019;s termination of employment to work for anyone other than the Corporation, the Bank or their subsidiaries. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (b)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">It is expressly understood and agreed that, although Executive and the Corporation and the Bank consider the restrictions contained in Section 9(a) hereof reasonable for the purpose of preserving for the Corporation and the Bank and their subsidiaries their good will and other proprietary rights, if a final judicial determination is made by a court having jurisdiction that the time or territory or any other restriction contained in Section 9(a) hereof is an unreasonable or otherwise unenforceable restriction against Executive, the provisions of Section 9(a) hereof shall not be rendered void but shall be deemed amended to apply as to such maximum time and territory and to such other extent as such court may judicially determine or indicate to be reasonable. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.3pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;font-family:Times New Roman;;"> 10.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Unauthorized Disclosure</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;"> &nbsp;During the term of his employment hereunder, or at any later time, Executive shall not, without the written consent of the Board of Directors of the Bank or a person authorized thereby, knowingly disclose to any person, other than an employee of the Corporation or the Bank or a person to whom disclosure is reasonably necessary or appropriate in connection with the performance by Executive of his duties as an executive of the Bank, any material confidential information obtained by him while in </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 35.75pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">the employ of the Bank with respect to any of the Corporation&#x2019;s and the Bank&#x2019;s services, products, improvements, formulas, designs or styles, processes, customers, methods of business or any business practices the disclosure of which could be or will be damaging to the Corporation or the Bank; provided, however, that confidential information shall not include any information known generally to the public (other than as a result of unauthorized disclosure by Executive or any person with the assistance, consent or direction of the Executive) or any information of a type not otherwise considered confidential by persons engaged in the same business or a business similar to that conducted by the Corporation and the Bank or any information that must be disclosed as required by law. </font>
		</p>
		<p style="margin:0pt 0pt 0.3pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:4pt;"><p style="width:4pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;font-family:Times New Roman;;"> 11.</font>
			</p>
		</td><td style="width:9pt;"><p style="width:9pt;width:9pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Work Made for Hire.</font><font style="display: inline;font-weight:bold;color:#000000;"> &nbsp; &nbsp;</font><font style="display: inline;color:#000000;">Any work performed by the Executive under this Agreement is considered a &#x201C;Work Made for Hire&#x201D; as the phrase is defined by the Copyright Act of 1976 and shall be owned by and for the express benefit of Bank and its subsidiaries and </font>
		</p>
		<p><font size="1"> </font></p></td></tr></table><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<table style="width:100%;" cellpadding="0" cellspacing="0"><tr><td><p style="margin:0pt 0pt 0.15pt 36pt;line-height:102.92%;font-family:Times New Roman;font-size: 12pt"><font style="display: inline;color:#000000;">affiliates.&nbsp;&nbsp;In the event it is established that such work does not qualify as a Work Made for Hire, the Executive agrees to and does hereby assign to Bank, and its affiliates and subsidiaries, all of his rights, title, and/or interest in such work product, including, but not limited to, all copyrights, patents, trademarks, and proprietary rights. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.35pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;font-family:Times New Roman;;"> 12.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Return of Company Property and Documents.</font><font style="display: inline;color:#000000;"> &nbsp;The Executive agrees that, at the time of termination of his employment, regardless of the reason for termination, he will deliver to Bank and its subsidiaries and affiliates, any and all company property, including, but not limited to, keys, security codes or passes, mobile telephones, automobiles, records, data, notes, reports, proposals, lists, correspondence, specifications, drawings, blueprints, sketches, software programs, equipment, other documents or property, or reproductions of any of the aforementioned items developed or obtained by the Executive during the course of his employment. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.3pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:4pt;"><p style="width:4pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;font-family:Times New Roman;;"> 13.</font>
			</p>
		</td><td style="width:9pt;"><p style="width:9pt;width:9pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Liability Insurance</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;"> &nbsp;The Bank shall use its best efforts to obtain liability insurance coverage for the Executive under an insurance policy with similar terms as that which is currently covering officers and directors of Bank against lawsuits, arbitrations or other legal or regulatory proceedings. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;font-family:Times New Roman;;"> 14.</font>
			</p>
		</td><td style="width:18pt;"><p style="width:18pt;width:18pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Notices</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;"> &nbsp;Except as otherwise provided in this Agreement, any notice required or permitted to be given under this Agreement shall be deemed properly given if in writing and if mailed by registered or certified mail, postage prepaid with return receipt requested, to Executive&#x2019;s residence, in the case of notices to Executive, and to the principal executive office of the Bank, in the case of notices to the Bank. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;font-family:Times New Roman;;"> 15.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Waiver</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;"> &nbsp;No provision of this Agreement may be modified, waived or discharged unless such waiver, modification or discharge is agreed to in writing and signed by Executive and an executive officer specifically designated by the Board of Directors of the Bank.&nbsp;&nbsp;No waiver by either party hereto at any time of any breach by the other party hereto of, or compliance with, any condition or provision of this Agreement to be performed by such other party shall be deemed a waiver of similar or dissimilar provisions or conditions at the same or at any prior or subsequent time. </font></p></td></tr></table></div>
		<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;font-family:Times New Roman;;"> 16.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Assignment</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;"> &nbsp;This Agreement shall not be assignable by any party, except by the Corporation or the Bank to any successor in interest to its respective businesses. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.3pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;font-family:Times New Roman;;"> 17.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Entire Agreement</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;"> &nbsp;This Agreement supersedes any and all agreements, either oral or in writing, among or between the parties with respect to the employment of the Executive by the Bank and/or Corporation.&nbsp;&nbsp;This Agreement contains all the covenants and agreements between the parties with respect to employment and termination of employment. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.45pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-weight:bold;color:#000000;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0.45pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&#xFEFF;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;font-family:Times New Roman;;"> 18.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Successors; Binding Agreement</font><font style="display: inline;font-weight:bold;color:#000000;">.&nbsp; </font><font style="display: inline;color:#000000;">&nbsp;</font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (a)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">The Bank will require any successor (whether direct or indirect, by purchase, merger, consolidation, or otherwise) to all or substantially all of the businesses and/or assets of Bank to expressly assume and agree to perform this Agreement in the same manner and to the same extent that Bank would be required to perform it if no such succession had taken place.&nbsp;&nbsp;Failure by Bank to obtain such assumption and agreement prior to the effectiveness of any such succession shall constitute a breach of this Agreement and the provisions of Section 7 of this Agreement shall apply.&nbsp;&nbsp;As used in this Agreement, &#x201C;Corporation&#x201D; and &#x201C;Bank&#x201D; shall mean Corporation and Bank, as defined previously and any successor to their respective businesses and/or assets as aforesaid which assumes and agrees to perform this Agreement by operation of law or otherwise. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (b)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">This Agreement shall inure to the benefit of and be enforceable by Executive&#x2019;s personal or legal representatives, executors, administrators, heirs, distributees, devisees and legatees.&nbsp;&nbsp;If Executive should die after a Change in Control or following termination of Executive&#x2019;s employment without Cause, and any amounts would be payable to Executive under this Agreement if Executive had continued to live, all such amounts shall be paid in accordance with the terms of this Agreement to Executive&#x2019;s devisee, legatee, or other designee, or, if there is no such designee, to Executive&#x2019;s estate. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 10pt 36pt;border-bottom:1pt none #D9D9D9 ;line-height:115%;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;color:#000000;">&#xFEFF;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 26.00pt;">
			<p style="line-height:106.67%;border-top:1pt none #D9D9D9 ;font-family:Calibri;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt 0pt 0.4pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;border-top:1pt none #D9D9D9;font-family:Calibri;;"> 19.</font>
			</p>
		</td><td style="width:10pt;"><p style="width:10pt;width:10pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:106.67%;border-top:1pt none #D9D9D9 ;font-family:Calibri;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;text-decoration:underline;color:#000000;">Code Section 409A</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;color:#000000;"> &nbsp; &nbsp;</font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (a)</font>
			</p>
		</td><td style="width:10pt;"><p style="width:10pt;width:10pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">Any payments made pursuant to this Agreement, to the extent of payments made from the date of termination through March 15th of the calendar year following such date, are intended to constitute separate payments for purposes of Treas. Reg. &#xA7;1.409A-2(b)(2) and thus payable pursuant to the &#x201C;short-term deferral&#x201D; rule set forth in Treas. Reg. &#xA7;1.409A-1(b)(4); to the extent such payments are made following said March 15th, they are intended to constitute separate payments for purposes of Treas. Reg. &#xA7;1.409A-2(b)(2) made upon an involuntary termination from service and payable pursuant to Treas. Reg. &#xA7;1.409A-1(b)(9)(iii), to the maximum extent permitted by said provision. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (b)</font>
			</p>
		</td><td style="width:10pt;"><p style="width:10pt;width:10pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">The parties hereto intend that any and all post-employment compensation under this Agreement satisfy the requirements of Section 409A or an exception or exclusion therefrom to avoid the imposition of any accelerated or additional taxes pursuant to Section 409A.&nbsp;&nbsp;Any terms not specifically defined shall have the meaning as set forth in Section 409A.&nbsp; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:40pt;"><p style="width:40pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:98.75%;;"> (c)</font>
			</p>
		</td><td style="width:5pt;"><p style="width:5pt;width:5pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;color:#000000;">If when the Executive&#x2019;s employment terminates, the Executive is a &#x201C;specified employee,&#x201D; as defined in Code Section 409A(a)(2)(B)(i), then despite any provision of this Agreement or other plan or agreement to the contrary, the Executive will not be entitled to the payments until the earliest of: (a) the date that is at least six months after the Executive&#x2019;s Separation from Service for reasons other than the Executive&#x2019;s death, (b) the date of the Executive&#x2019;s death, or (c) any </font>
		</p>
		<p><font size="1"> </font></p></td></tr></table><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<table style="width:100%;" cellpadding="0" cellspacing="0"><tr><td><p style="margin:0pt;line-height:98.75%;font-family:Times New Roman;font-size: 12pt"><font style="display: inline;color:#000000;">earlier date that does not result in additional tax or interest to the Executive under Code Section 409A.&nbsp;&nbsp;As promptly as possible after the end of the period during which payments are delayed under this provision, the entire amount of the delayed payments shall be paid to the Executive in a single lump sum with any remaining payments to commence in accordance with the terms of this Agreement or other applicable plan or agreement. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:98.75%;;"> (d)</font>
			</p>
		</td><td style="width:10pt;"><p style="width:10pt;width:10pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;color:#000000;">Notwithstanding the foregoing, no payment shall be made pursuant to this Agreement unless such termination of employment is a &#x201C;separation of service&#x201D; as defined in Code Section 409A.&nbsp;&nbsp; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.3pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 26.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;font-family:Times New Roman;;"> 20.</font>
			</p>
		</td><td style="width:10pt;"><p style="width:10pt;width:10pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Arbitration</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;"> &nbsp;The Corporation, Bank and Executive recognize that in the event a dispute should arise among or between them concerning the interpretation or implementation of this Agreement, lengthy and expensive litigation will not afford a practical resolution of the issues within a reasonable period of time.&nbsp;&nbsp;Consequently, each party agrees that all disputes, disagreements and questions of interpretation concerning this Agreement (except for any enforcement sought with respect to Sections 9, 10, 11 or 12 which may be litigated in court, including an action for injunction or other relief) are to be submitted for resolution, in Chambersburg, Pennsylvania, to the American Arbitration Association (the </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 35.75pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&#x201C;Association&#x201D;) in accordance with the Association&#x2019;s National Rules for the Resolution of </font>
		</p>
		<p style="margin:0pt 0pt 0pt 35.75pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">Employment Disputes or other applicable rules then in effect (&#x201C;Rules&#x201D;).&nbsp;&nbsp;The Corporation, Bank or Executive may initiate an arbitration proceeding at any time by giving notice to the other in accordance with the Rules.&nbsp;&nbsp;The Corporation, Bank and Executive may, as a matter of right, mutually agree on the appointment of a particular arbitrator from the Association&#x2019;s pool.&nbsp;&nbsp;The arbitrator shall not be bound by the rules of evidence and procedure of the courts of the Commonwealth of Pennsylvania but shall be bound by the substantive law applicable to this Agreement.&nbsp;&nbsp;The decision of the arbitrator, absent fraud, duress, incompetence or gross and obvious error of fact, shall be final and binding upon the parties and shall be enforceable in courts of proper jurisdiction.&nbsp;&nbsp;Following written notice of a request for arbitration, the Corporation, Bank and Executive shall be entitled to an injunction restraining all further proceedings in any pending or subsequently filed litigation concerning this Agreement, except as otherwise provided herein or any enforcement sought with respect to Sections 9, 10, 11 or 12 of this Agreement, including an action for injunction or other relief. </font>
		</p>
		<p style="margin:0pt 0pt 0pt 35.75pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&#xFEFF;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 26.00pt;">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:98.75%;font-family:Times New Roman;;"> 21.</font>
			</p>
		</td><td style="width:10pt;"><p style="width:10pt;width:10pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Code Sections 280G and 4999</font><font style="display: inline;color:#000000;">.&nbsp;&nbsp;In the event the payment described herein, when added to all other amounts or benefits provided to or on behalf of the Executive in connection with his termination of employment, would result in the imposition of an excise tax under Section 4999 of the Code, such payments shall be retroactively reduced to the extent necessary to avoid such excise tax imposition.&nbsp;&nbsp;Upon written notice to Executive, together with calculations from the Corporation, Executive shall remit to Corporation the amount of the reduction plus such interest as may be necessary to avoid the imposition of such excise tax.&nbsp;&nbsp;Notwithstanding the foregoing or any other provision of this contract to the contrary, if any portion of the amount herein payable to the Executive is determined to be non-deductible pursuant to the regulations promulgated under Section 280G of the </font>
		</p>
		<p><font size="1"> </font></p></td></tr></table><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<table style="width:100%;" cellpadding="0" cellspacing="0"><tr><td><p style="margin:0pt 0pt 0pt 36pt;line-height:98.75%;font-family:Times New Roman;font-size: 12pt"><font style="display: inline;color:#000000;">Code, then Corporation shall be required only to pay to Executive the amount determined to be deductible under Section 280G. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 26.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;font-family:Times New Roman;;"> 22.</font>
			</p>
		</td><td style="width:10pt;"><p style="width:10pt;width:10pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Validity</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;"> &nbsp;The invalidity or unenforceability of any provision of this Agreement shall not affect the validity or enforceability of any other provision of this Agreement, which shall remain in full force and effect. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.3pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 26.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;font-family:Times New Roman;;"> 23.</font>
			</p>
		</td><td style="width:10pt;"><p style="width:10pt;width:10pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Applicable Law</font><font style="display: inline;font-weight:bold;color:#000000;">.&nbsp; </font><font style="display: inline;color:#000000;">This Agreement shall be governed by and construed in accordance with the domestic, internal laws of the Commonwealth of Pennsylvania, without regard to its conflicts of laws principles. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 36pt;line-height:106.67%;text-indent: -36pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 26.00pt;">
			<p style="line-height:98.75%;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt;margin:0pt -0.65pt 0pt 0pt;">
				<font style="margin:0pt -0.65pt 0pt 0pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:98.75%;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;;"> 24.</font>
			</p>
		</td><td style="width:10pt;"><p style="width:10pt;width:10pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:98.75%;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt;margin:0pt -0.65pt 0pt 0pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Consent to Jurisdiction</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;"> &nbsp;To the extent that any court action is permitted consistent with or to enforce this Agreement, the parties hereby consent to the jurisdiction of the Court of Common Pleas of Franklin County located in Chambersburg, Pennsylvania.&nbsp;&nbsp;Accordingly, with respect to any such court action, Executive (a) submits to the personal jurisdiction of such court; (b) consents to service of process; and (c) waives any other requirement (whether imposed by statute, rule of court or otherwise) with respect to personal jurisdiction or service of process. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 36pt;line-height:106.67%;text-indent: -36pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
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		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 26.00pt;">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:98.75%;font-family:Times New Roman;;"> 25.</font>
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		</td><td style="width:10pt;"><p style="width:10pt;width:10pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Headings</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;"> &nbsp;The section headings of this Agreement are for convenience only and shall not control or affect the meaning or construction or limit the scope or intent of any of the provisions of this Agreement. </font></p></td></tr></table></div>
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		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt;font-family:Times New Roman;;font-size: 12pt"><font style="display: inline;font-weight:bold;"></font>
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			<font style="display: inline;font-weight:bold;">IN WITNESS WHEREOF,</font><font style="display: inline;"> the parties have executed this Agreement as of the date below. </font>
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		<p style="margin:0pt 0pt 0pt 38.85pt;line-height:106.67%;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
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					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;height:1.00pt;overflow:hidden;font-size: 12pt">
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					<p style="margin:0pt;font-family:Times New Roman;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
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					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;">ATTEST: </font></p>
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
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				<td valign="top" style="width:255.00pt;height:26.15pt;padding:0pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;"> &nbsp;Franklin Financial Services Corporation</font></p>
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					<p style="margin:0pt 0pt 0.6pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
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				<td valign="top" style="width:255.00pt;height:27.60pt;padding:0pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;"> &nbsp; </font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:216.00pt;height:13.80pt;padding:0pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;text-decoration:underline;"> /s/ Amanda M. Ducey</font><font style="display: inline;font-family:Times New Roman;"> &nbsp; &nbsp;</font></p>
				</td>
				<td valign="top" style="width:255.00pt;height:13.80pt;padding:0pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;">By</font><font style="display: inline;font-family:Times New Roman;text-decoration:underline;"> /s/ Timothy G. Henry</font></p>
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				<td valign="top" style="width:216.00pt;height:13.80pt;padding:0pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						<font style="display: inline;font-family:Times New Roman;"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
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				<td valign="top" style="width:255.00pt;height:13.80pt;padding:0pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;"> &nbsp;&nbsp;&nbsp;&nbsp;Timothy G. Henry </font></p>
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				<td valign="top" style="width:216.00pt;height:41.40pt;padding:0pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;">Date:</font><font style="display: inline;font-family:Times New Roman;text-decoration:underline;"> March 1, 2022</font><font style="display: inline;font-family:Times New Roman;"> &nbsp; &nbsp;</font></p>
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
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				<td valign="top" style="width:255.00pt;height:41.40pt;padding:0pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;"> &nbsp;&nbsp;&nbsp;&nbsp;President and CEO&nbsp;&nbsp; </font></p>
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					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;">ATTEST: </font></p>
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				<td valign="top" style="width:255.00pt;height:13.80pt;padding:0pt">
					<p style="margin:0pt 0pt 0pt 18pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;">Farmers and Merchants Trust Company of Chambersburg</font></p>
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					<p style="margin:0pt 0pt 0.6pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
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					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;"> &nbsp; </font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
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				<td valign="top" style="width:216.00pt;height:13.80pt;padding:0pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;text-decoration:underline;"> /s/ Amanda M. Ducey</font><font style="display: inline;font-family:Times New Roman;"> &nbsp; &nbsp;</font></p>
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				<td valign="top" style="width:255.00pt;height:13.80pt;padding:0pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;">By</font><font style="display: inline;font-family:Times New Roman;text-decoration:underline;"> /s/ Timothy G. Henry</font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
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					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
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				<td valign="top" style="width:255.00pt;height:13.80pt;padding:0pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;"> &nbsp;&nbsp;&nbsp;&nbsp;Timothy G. Henry&nbsp; </font></p>
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						<font style="display: inline;font-family:Times New Roman;">Date:</font><font style="display: inline;font-family:Times New Roman;text-decoration:underline;"> March 1, 2022</font><font style="display: inline;font-family:Times New Roman;"> &nbsp; &nbsp;</font></p>
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
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						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
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						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
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					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;"> &nbsp;&nbsp;&nbsp;&nbsp;President and CEO</font></p>
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						<font style="text-indent:0pt;margin-left:0pt; padding-right:19pt;"><font style="display: inline;font-family:Times New Roman;">WITNESS: </font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:30pt;text-align:center"><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:30pt;text-align:center"><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:30pt;text-align:center"><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:center"><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></font></p>
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
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					<p style="margin:0pt 0pt 0pt 13.5pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;">EXECUTIVE </font></p>
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					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;text-decoration:underline;"> /s/ Amanda M. Ducey</font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
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						<font style="text-indent:0pt;margin-left:0pt; padding-right:175pt;"><font style="display: inline;font-family:Times New Roman;text-decoration:underline;"> /s/ Mark R. Hollar</font><font style="display: inline;font-family:Times New Roman;"> &nbsp;&nbsp;&nbsp; </font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:center"><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></font></p>
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					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;">Date:</font><font style="display: inline;font-family:Times New Roman;text-decoration:underline;"> March 1, 2022</font></p>
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					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Mark R. Hollar </font></p>
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<DOCUMENT>
<TYPE>EX-99.4
<SEQUENCE>5
<FILENAME>fraf-20220304xex99_4.htm
<DESCRIPTION>EX-99.4
<TEXT>
<!--HTML document created with Certent Disclosure Management 22.1.0.2-->
<!--Created on: 3/4/2022 3:51:19 PM-->
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		<title>
			8-K - Mar-Exh 994
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			<font style="display: inline;">Exhibit 99</font><font style="display: inline;">.4</font><font style="display: inline;">&nbsp;</font>
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			<font style="display: inline;">&#xFEFF;</font>
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			<font style="display: inline;">March 4, 2022</font>
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			<font style="display: inline;">&#xFEFF;</font>
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			<font style="display: inline;font-weight:bold;text-decoration:underline;">EMPLOYMENT AGREEMENT</font><font style="display: inline;font-weight:bold;">&nbsp;</font>
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		<p style="margin:0pt 0pt 0pt 2.85pt;line-height:106.67%;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&#xFEFF;</font>
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			<font style="display: inline;">&nbsp;</font>
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		<p style="margin:0pt 0pt 0pt 10.55pt;line-height:106.67%;text-align:center;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-weight:bold;">&nbsp;</font><font style="display: inline;font-weight:bold;">THIS AGREEMENT</font><font style="display: inline;"> is made as of the 1</font><font style="display: inline;font-size:6pt;vertical-align:super;line-height:106.67%">st</font><font style="display: inline;"> day of March 2022, by and among </font>
		</p>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">Franklin Financial Services Corporation (&#x201C;Corporation&#x201D;), Farmers and Merchants Trust Company of Chambersburg (&#x201C;Bank&#x201D;), and Steven D. Butz (&#x201C;Executive&#x201D;), an adult individual residing in Pennsylvania. </font>
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		<p style="margin:0pt 0pt 0.45pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt -0.75pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="text-indent:0pt;margin-left:0pt; padding-right:228.85pt;"><font style="display: inline;">&nbsp;</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:center"><font style="display: inline;"></font><font style="display: inline;font-weight:bold;text-decoration:underline;">WITNESSETH</font><font style="display: inline;font-weight:bold;">: &nbsp;</font></font>
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		<p style="margin:0pt 0pt 0.3pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
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		<p style="margin:0pt;font-family:Times New Roman;font-size: 12pt">
			<font style="text-indent:0pt;margin-left:0pt; padding-right:169.3pt;"><font style="display: inline;">&nbsp;</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:center"><font style="display: inline;"></font><font style="display: inline;font-weight:bold;">WHEREAS</font><font style="display: inline;">, the Corporation is a bank holding company;&nbsp; </font></font>
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		<p style="margin:0pt 0pt 0.6pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font><font style="display: inline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font><font style="display: inline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;"></font><font style="display: inline;font-weight:bold;">WHEREAS,</font><font style="display: inline;"> the Bank is a subsidiary of the Corporation; </font>
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		<p style="margin:0pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&#xFEFF;</font>
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		<p style="margin:0pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font><font style="display: inline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;"></font><font style="display: inline;font-weight:bold;">WHEREAS</font><font style="display: inline;">, the Corporation and the Bank wish to employ the Executive as SVP-Chief Commercial Services Officer of the Bank in accordance with the terms and conditions set forth herein; </font>
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		<p style="margin:0pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&#xFEFF;</font>
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		<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font><font style="display: inline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;"></font><font style="display: inline;font-weight:bold;">WHEREAS</font><font style="display: inline;">, as additional consideration for entering into this Agreement, the Corporation is providing the Executive with a Restricted Stock Grant of 300 shares of the Corporation&#x2019;s Common Stock as delineated on Exhibit A hereto; and</font>
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		<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&#xFEFF;</font>
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		<p style="margin:0pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font><font style="display: inline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;"></font><font style="display: inline;font-weight:bold;">WHEREAS</font><font style="display: inline;">, Executive wishes to serve the Corporation and the Bank in accordance with the terms and conditions herein. </font>
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		<p style="margin:0pt 0pt 0.45pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
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		<p style="margin:0pt 0pt 0pt -0.75pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="text-indent:0pt;margin-left:0pt; padding-right:228.85pt;"><font style="display: inline;">&nbsp;</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:center"><font style="display: inline;"></font><font style="display: inline;font-weight:bold;text-decoration:underline;">AGREEMENT</font><font style="display: inline;font-weight:bold;">:</font><font style="display: inline;">&nbsp;</font></font>
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		<p style="margin:0pt 0pt 0.3pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font><font style="display: inline;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;"></font><font style="display: inline;font-weight:bold;">NOW THEREFORE,</font><font style="display: inline;"> in consideration of the mutual covenants herein, the parties hereto, intending to be legally bound, agree as follows: </font>
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		<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:98.75%;;"> 1.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Employment</font><font style="display: inline;font-weight:bold;color:#000000;">.&nbsp; </font><font style="display: inline;color:#000000;">The Corporation and the Bank hereby employ Executive and Executive hereby accepts employment with the Corporation and the Bank, under the terms and conditions set forth in this Agreement. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.3pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> 2.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Duties of Executive</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;"> &nbsp;Executive shall serve as the SVP-Chief Commercial Services Officer of the Bank reporting only to the President and CEO.&nbsp;&nbsp;&nbsp;Executive shall have such other duties and hold such other titles as may be given to him from time to time by the Boards of Directors of the Corporation and the Bank provided that such duties are consistent with the Executive&#x2019;s position as SVP-Chief Commercial Services Officer of the Bank.&nbsp;&nbsp; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.65pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font><font style="display: inline;color:#000000;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> 3.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Engagement in Other Employment</font><font style="display: inline;color:#000000;">.&nbsp;&nbsp;Executive shall devote all of his working time, ability and attention to the business of the Corporation and the Bank and/or their subsidiaries or affiliates, during the term of this Agreement.&nbsp;&nbsp;The Executive shall seek approval of the President and CEO of the Corporation and of the Bank in writing before the Executive engages in any other business or commercial duties or pursuits, including but not limited to, directorships of other companies.&nbsp;&nbsp;Under no circumstances may the Executive engage in any business or commercial activities, duties or pursuits which compete with the business or commercial activities of the Corporation, the Bank and/or any of their subsidiaries or affiliates nor may the Executive serve as a director or officer or in any other capacity in a company which competes with the Corporation, the Bank </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 35.75pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">and/or any of their subsidiaries or affiliates.&nbsp;&nbsp;Executive shall not be precluded, however, upon written notification to the President and CEO, from engaging in voluntary or philanthropic endeavors, from engaging in activities designed to maintain and improve his professional skills, or from engaging in activities incident or necessary to personal investments, so long as they are, in the President and CEO&#x2019;s reasonable opinion, not in conflict with or detrimental to the Executive&#x2019;s rendition of services on behalf of the Corporation, the Bank and/or any of their subsidiaries or affiliates. </font>
		</p>
		<p style="margin:0pt 0pt 0.4pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;;"> 4.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Term of Agreement</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;">&nbsp;</font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-weight:bold;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:35pt;"><p style="width:35pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (a)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">This Agreement shall be for a three (3) year period (the &#x201C;Employment Period&#x201D;) beginning March 1, 2022, and if not previously terminated pursuant to the terms of this Agreement, the Employment Period shall end three (3) years later (the &#x201C;Initial Term&#x201D;).&nbsp;&nbsp;The Employment Period shall be extended automatically for one (1) additional year on the first annual anniversary date of the commencement of the Initial Term (the date first above written), and then on each anniversary date of this Agreement thereafter, unless the Corporation, the Bank or Executive gives contrary written notice to the other not less than one hundred eighty (180) days before any such anniversary date so that upon the anniversary date if notice had not been previously given as provided in this Section 4(a), the Employment Period shall be and continue for a three (3) year period thereafter.&nbsp;&nbsp;References in the Agreement to &#x201C;Employment Period&#x201D; shall refer to the Initial Term of this Agreement and any extensions to the initial term of this Agreement.&nbsp;&nbsp;It is the intention of the parties that this Agreement be &#x201C;Evergreen&#x201D; unless (i) either party gives written notice to the other party of his or its intention not to renew this Agreement as provided above or (ii) this Agreement is terminated pursuant to Section 4(b) hereof. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:35pt;"><p style="width:35pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (b)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">Notwithstanding the provisions of Section 4(a) of this Agreement, this Agreement shall terminate automatically for Cause (as defined herein) upon written notice from the Board of Directors of the Corporation or the Bank to Executive.&nbsp;&nbsp;As used in this Agreement, &#x201C;Cause&#x201D; shall mean any of the following: </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 26pt 0pt 0pt;"> (i)</font>
			<font style="display: inline;color:#000000;">Executive&#x2019;s conviction of or plea of guilty or nolo </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 108.5pt;font-family:Times New Roman;font-size: 12pt">

		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 0pt 108.5pt;font-family:Times New Roman;;font-size: 12pt"><font style="display: inline;">contendere to a felony, a crime of falsehood or a crime involving moral turpitude, or the actual incarceration of Executive; </font>
		</p>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 24pt 0pt 0pt;"> (ii)</font>
			<font style="display: inline;color:#000000;">Executive&#x2019;s failure to follow the good faith lawful </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 108.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">instructions of the Boards of Directors or the President and CEO of the Corporation or the Bank with respect to their operations; </font>
		</p>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 22pt 0pt 0pt;"> (iii)</font>
			<font style="display: inline;color:#000000;">Executive&#x2019;s willful failure to substantially perform </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 108.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">Executive&#x2019;s duties to the Corporation or the Bank, other than a failure resulting from Executive&#x2019;s incapacity because of physical or mental illness, as provided in subsection (d) of this Section 4; </font>
		</p>
		<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 22pt 0pt 0pt;"> (iv)</font>
			<font style="display: inline;color:#000000;">Executive&#x2019;s intentional violation of the provisions of this </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 108.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">Agreement; </font>
		</p>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 23pt 0pt 0pt;"> (v)</font>
			<font style="display: inline;color:#000000;">dishonesty or gross negligence of the Executive in the </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 108.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">performance of his duties; </font>
		</p>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 22pt 0pt 0pt;"> (vi)</font>
			<font style="display: inline;color:#000000;">Executive&#x2019;s removal or prohibition from being an </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 108.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">institutional-affiliated party by a final order of an appropriate federal banking agency pursuant to Section 8(e) or 8(g) of the Federal Deposit Insurance Act or by any state or federal regulatory agency or any other correspondence from the Bank&#x2019;s regulators instructing the Bank to terminate, remove or limit the authority or activities of the Executive;&nbsp; </font>
		</p>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 20pt 0pt 0pt;"> (vii)</font>
			<font style="display: inline;color:#000000;">conduct by the Executive as determined by an affirmative </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 108.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">vote of seventy-five percent (75%) of the disinterested members of the Board of Directors of the Corporation which brings public discredit to the Corporation or the Bank and which results or may be reasonably expected to result in material financial or reputational harm to the Corporation or the Bank; </font><a name="_Hlk66172069"></a>
		</p>
		<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 18pt 0pt 0pt;"> (viii)</font>
			<font style="display: inline;color:#000000;">Executive&#x2019;s breach of fiduciary duty involving personal profit; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt 72pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:36pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 22pt 0pt 0pt;"> (ix)</font>
			<font style="display: inline;color:#000000;">unlawful harassment by the Executive against employees, </font><font style="display: inline;color:#000000;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt -165.6pt 0pt 0pt;"></font><font style="display: inline;color:#000000;">customers, business associates, contractors, or vendors of the Corporation </font><font style="display: inline;color:#000000;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt -165.6pt 0pt 0pt;"></font><font style="display: inline;color:#000000;">or the Bank, as determined by an affirmative vote of seventy-five percent </font></p></td></tr></table></div>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 12pt">
			<font style="text-indent:0pt;margin-left:0pt; padding-right:70pt;"></font><font style="text-indent:0pt;margin-left:0pt; padding-right:196.75pt;text-align:center"><font style="display: inline;font-family:Calibri;font-size:11pt;color:#000000;"></font><font style="display: inline;color:#000000;">&nbsp;</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:center"><font style="display: inline;color:#000000;">(75%) of the disinterested members of the Board of Directors of the </font></font>
		</p>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 12pt">
			<font style="text-indent:0pt;margin-left:0pt; padding-right:70pt;"></font><font style="text-indent:0pt;margin-left:0pt; padding-right:64.65pt;text-align:center"><font style="display: inline;font-family:Calibri;font-size:11pt;color:#000000;"></font><font style="display: inline;color:#000000;">&nbsp;</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:center"><font style="display: inline;color:#000000;">Corporation; </font></font>
		</p>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:108pt;"><p style="width:108pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:0pt;">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.25pt;">
				<font style="margin:0pt 0pt 0.25pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;;;padding:0pt 23pt 0pt 0pt;"> (x)</font>
			<font style="display: inline;color:#000000;">the willful violation by the Executive of the provisions of Sections 9, 10, or 11 hereof, after notice from the Corporation;&nbsp; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt 108pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&#xFEFF;</font>
		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:108pt;"><p style="width:108pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:0pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 22pt 0pt 0pt;"> (xi)</font>
			<font style="display: inline;color:#000000;">the willful violation of any law, rule or regulation governing banks or bank officers or any Bank policy, or receipt of any cease and desist order issued by a bank regulatory authority; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt 72pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:0pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 20pt 0pt 0pt;"> (xii)</font>
			<font style="display: inline;color:#000000;">theft or abuse by Executive of the Corporation&#x2019;s or the Bank&#x2019;s property or the property of the Corporation&#x2019;s or the Bank&#x2019;s customers, employees, contractors, vendors, or business associates; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 72pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:0pt;">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;;;padding:0pt 18pt 0pt 0pt;"> (xiii)</font>
			<font style="display: inline;color:#000000;">any act of fraud, misappropriation or personal dishonesty; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 72pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:0pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 17pt 0pt 0pt;"> (xiv)</font>
			<font style="display: inline;color:#000000;">insubordination as determined by an affirmative vote of seventy-five percent (75%) of the disinterested members of Board of Directors of the Corporation, after written notice from the Corporation and a failure to cure such violation within fifteen (15) days of said written notice; or </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt 72pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:0pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 19pt 0pt 0pt;"> (xv)</font>
			<font style="display: inline;color:#000000;">the existence of any material conflict between the interests of the Corporation or the Bank and the Executive that is not disclosed in writing by the Executive to the Corporation and the Bank and approved in writing by the Boards of Directors of the Corporation and the Bank. </font></p></td></tr></table></div>
		<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 72.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">If this Agreement is terminated for Cause, all of Executive&#x2019;s rights under this Agreement shall cease as of the effective date of such termination, except for the rights under Section 20 hereof with respect to arbitration. </font>
		</p>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:35pt;"><p style="width:35pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (c)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">Notwithstanding the provisions of Section 4(a) of this Agreement, this Agreement shall terminate automatically upon Executive&#x2019;s voluntary termination of employment for Good Reason.&nbsp;&nbsp;The term &#x201C;Good Reason&#x201D; shall mean (i) the assignment of duties and responsibilities inconsistent with Executive&#x2019;s status as SVP-Chief Commercial Services Officer of the Bank, (ii) a reassignment which requires Executive to move his principal residence or his office more than fifty (50) miles from the Bank&#x2019;s principal executive office immediately prior to this Agreement, (iii) any reduction in the Executive&#x2019;s Annual Base Salary as in effect on the date hereof or as the same may be increased from time to time unless such reduction is the result of a national financial depression or national or bank emergency or such reduction is part of a reduction applicable to all employees, or (iv) any failure of the Bank to provide the Executive with benefits at least as favorable as those enjoyed by the Executive during the Employment Period under any of the pension, life insurance, medical, health and accident, disability or other employee plans of the Bank, or the taking of any action that would materially reduce any of such benefits unless such reduction is part of a reduction applicable to all employees. </font></p></td></tr></table></div>
		<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 72.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">Executive shall within sixty (60) days of the occurrence of any of the foregoing events, provide notice to the Bank of the existence of the condition and provide the Bank thirty (30) days in which to cure such condition.&nbsp;&nbsp;In the event that the </font>
		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 0pt 72.5pt;font-family:Times New Roman;;font-size: 12pt"><font style="display: inline;">Bank does not cure the condition within thirty (30) days of such notice, Executive may resign from employment for Good Reason by delivering written notice ("Notice of Termination") to the Bank. </font>
		</p>
		<p style="margin:0pt 0pt 0pt 72pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 72pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 72.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">If such termination occurs for Good Reason and such termination constitutes a </font>
		</p>
		<p style="margin:0pt 0pt 0pt 72.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">Separation of Service as defined by Internal Revenue Code of 1986, as amended </font>
		</p>
		<p style="margin:0pt 0pt 0pt 72.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">(&#x201C;Code&#x201D;) Section 409A (&#x201C;Separation of Service&#x201D;), then the Bank shall pay Executive an amount equal to the Executive&#x2019;s remaining Annual Base Salary that would otherwise be due and payable under the Agreement to the Executive for the remaining Employment Period, minus applicable taxes and withholdings, payable in equal monthly installments over the remaining Employment Period.&nbsp;&nbsp;Such amount in the aggregate shall not exceed 2.99 times Executive&#x2019;s Annual Base Salary or be less than 2.00 times Executive&#x2019;s Annual Base Salary. In addition, for a period of two (2) years from the date of Separation of Service, or until Executive secures benefits of comparable coverage through other employment, whichever shall first occur, Executive shall receive a continuation of all life, disability, medical insurance and other normal health and welfare benefits in effect or that would otherwise be provided, and available with respect to Executive during the two (2) years prior to his termination of employment at the time of his termination of employment under the terms of and as provided by the medical insurance plan then in effect in which he and his spouse were participants, or, if the Bank cannot legally provide such benefits because Executive is no longer an employee, or future law or plans do not permit so, the Bank shall reimburse Executive in an amount equal to the monthly premium paid by him to obtain comparable coverage for employee benefits which he enjoyed prior to termination, subject to Code Section 409A if applicable.&nbsp;&nbsp; </font>
		</p>
		<p style="margin:0pt 0pt 0.25pt 72pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:35pt;"><p style="width:35pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (d)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">Notwithstanding the provisions of Section 4(a) of this Agreement, this Agreement shall terminate automatically upon Executive&#x2019;s Disability and Executive&#x2019;s rights under this Agreement shall cease as of the date of such termination; provided, however, that Executive shall nevertheless be entitled to receive any amount payable under any disability plan of the Bank for which he is eligible.&nbsp;&nbsp;Disability shall have the meaning provided in Code Section 409A and the regulations promulgated thereunder.&nbsp; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:35pt;"><p style="width:35pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (e)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">In the event that Executive terminates his employment without Good Reason as defined in Section 4(c), or retires, all of Executive&#x2019;s rights under this Agreement shall cease as of the effective date of such termination, except for the rights under Paragraph 20 hereof with respect to arbitration. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:35pt;"><p style="width:35pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (f)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">Upon the expiration or termination of the Employment Period and this </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 72.5pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">Agreement, all of Executive&#x2019;s rights under this Agreement shall cease; however, the provisions of Paragraphs 9 and 10 shall survive the expiration or termination of the Employment Period and the termination of this Agreement regardless of reason.&nbsp; </font>
		</p>
		<p style="margin:0pt 0pt 0.25pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">

		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 0.25pt 36pt;line-height:106.67%;font-family:Times New Roman;;font-size: 12pt"><font style="display: inline;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:35pt;"><p style="width:35pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (g)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">Executive agrees that in the event his employment under this Agreement is terminated, Executive shall resign and by this Agreement does upon such event resign as a director of the Corporation and the Bank, or any affiliate or subsidiary thereof, if he is then serving as a director of any of such entities. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.45pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;font-family:Times New Roman;;"> 5.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Employment Period Compensation</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;">&nbsp;</font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:106.67%;font-family:Calibri;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt 0pt 0.25pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;;"> (a)</font>
			</p>
		</td><td style="width:10pt;"><p style="width:10pt;width:10pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:106.67%;font-family:Calibri;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;text-decoration:underline;color:#000000;">Annual Base Salary</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;color:#000000;">.&nbsp;&nbsp;For services performed by Executive under this Agreement, the Bank shall pay Executive an Annual Base Salary during the Employment Period at the rate of $217,048 per year, minus applicable withholdings and deductions, payable at the same times as salaries are payable to other executive employees of the Bank.&nbsp;&nbsp;The Bank may, from time to time, increase Executive&#x2019;s Annual Base Salary or in the event of a result of a national financial depression or national or bank emergency or a reduction applicable to all employees reduce Executive&#x2019;s Annual Base Salary, and any and all such increases or reductions shall be deemed to constitute amendments to this Section 5(a) to reflect the increased or reduced amounts, effective as of the date established for such increases or reductions by the Board of Directors of the Bank or any committee of such Board. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&#xFEFF;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:106.67%;border-bottom:1pt none #D9D9D9 ;font-family:Calibri;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt 0pt 0.25pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;border-bottom:1pt none #D9D9D9;;"> (b)</font>
			</p>
		</td><td style="width:10pt;"><p style="width:10pt;width:10pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:106.67%;border-bottom:1pt none #D9D9D9 ;font-family:Calibri;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;text-decoration:underline;color:#000000;">Bonus</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;color:#000000;">.&nbsp;&nbsp;For services performed by Executive under this Agreement, the Bank may, from time to time, pay a bonus or bonuses to Executive as the Bank or an affiliate thereof, in its sole discretion, deems appropriate.&nbsp;&nbsp;The payment or nonpayment of any such bonuses shall not reduce or otherwise affect any other obligation of the Bank to Executive provided for in this Agreement.&nbsp;&nbsp;In addition, the Corporation shall provide (as of the date of execution of this Agreement) the Executive with a Restricted Stock Grant of 300 shares of the Corporation&#x2019;s Common Stock as delineated on Exhibit A hereto.</font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 10pt 36pt;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;line-height:115%;font-family:Calibri;font-size: 12pt">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;color:#000000;">&#xFEFF;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;border-top:1pt none #D9D9D9 ;font-family:Calibri;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;border-top:1pt none #D9D9D9;;"> (c)</font>
			</p>
		</td><td style="width:10pt;"><p style="width:10pt;width:10pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;border-top:1pt none #D9D9D9 ;font-family:Calibri;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;text-decoration:underline;color:#000000;">Paid Time-Off</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;color:#000000;">.&nbsp;&nbsp;During the term of this Agreement, Executive shall be entitled to Paid Time-Off in accordance with the manner provided under the paid time-off plan then in effect.</font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt 40.5pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&#xFEFF;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Calibri;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (d)</font>
			</p>
		</td><td style="width:10pt;"><p style="width:10pt;width:10pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Calibri;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;text-decoration:underline;color:#000000;">Employee Benefit Plans</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;color:#000000;">.&nbsp;&nbsp;During the term of this Agreement, Executive shall be entitled to participate in or receive the benefits of any employee benefit plan currently in effect at the Bank, subject to the terms of said plan, until such time that the Board of Directors of the Bank authorize a change in such benefits.&nbsp;&nbsp;The Bank shall not make any changes in such plans or benefits which would adversely affect Executive&#x2019;s rights or benefits thereunder, unless such change occurs pursuant to a program applicable to all executive officers of the Bank and does not result in a proportionately greater adverse change in the rights of or benefits to Executive as compared with any other executive officer of the Bank.&nbsp;&nbsp;Nothing paid to Executive under any plan or arrangement presently in effect or made </font>
		</p>
		<p><font size="1"> </font></p></td></tr></table><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<table style="width:100%;" cellpadding="0" cellspacing="0"><tr><td><p style="margin:0pt 0pt 0.15pt 36pt;line-height:102.92%;font-family:Calibri;font-size: 12pt"><font style="display: inline;font-family:Times New Roman;font-size:12pt;color:#000000;">available in the future shall be deemed to be in lieu of the salary payable to Executive pursuant to Section 5(a) hereof. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt 40.5pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&#xFEFF;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Calibri;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (e)</font>
			</p>
		</td><td style="width:10pt;"><p style="width:10pt;width:10pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Calibri;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-family:Times New Roman;font-size:12pt;text-decoration:underline;color:#000000;">Business Expenses</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;color:#000000;">.&nbsp;&nbsp;During the term of this Agreement, Executive shall be entitled to receive prompt reimbursement for all reasonable expenses incurred by him, which are properly accounted for, in accordance with the policies and procedures established by the Board of Directors of the Bank for its executive officers.&nbsp;&nbsp; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;font-family:Times New Roman;;"> 6.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Termination of Employment Following Change in Control</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;">&nbsp;</font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (a)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">If a Change in Control (as defined in Section 6(b) of this Agreement) shall occur and Executive experiences an involuntary separation of service as defined in Code Section 409A (&#x201C;Separation of Service&#x201D;) without Cause, then the provisions of Section 7 of this Agreement shall apply. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:98.75%;;"> (b)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;color:#000000;">As used in this Agreement, &#x201C;Change in Control&#x201D; shall mean the change in ownership or effective control of the Corporation as further defined by Treasury Regulation &#xA7;1.409A-3(i)(5).&nbsp; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.45pt 72pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;font-family:Times New Roman;;"> 7.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Rights in Event of Termination Following a Change in Control</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;">&nbsp;</font></p></td></tr></table></div>
		<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 71.25pt;text-indent: -36pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">(a)</font><font style="display: inline;color:#000000;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 25.2pt 0pt 0pt;"></font><font style="display: inline;color:#000000;">In the event that Executive is involuntarily terminated without Cause after a Change in Control (as defined in Section 6(b) of this Agreement) and such termination of employment constitutes a Separation of Service, then the Bank shall pay Executive a lump sum amount equal to 2.5</font><font style="display: inline;font-weight:bold;color:#000000;">&nbsp;</font><font style="display: inline;color:#000000;">times the Executive&#x2019;s Annual Base Salary, minus applicable taxes and withholdings, payable within thirty (30) days of Executive&#x2019;s Separation of Service.&nbsp;&nbsp;In addition, for a period of two (2) years from the date of Separation of Service, or until Executive secures benefits of comparable coverage through other employment, whichever shall first occur, Executive shall receive a continuation of all life, disability, medical insurance and other normal health and welfare benefits in effect with respect to Executive during the two (2) years prior to his termination of employment at the time of his termination of employment under the terms of and as provided by the medical insurance plan then in effect in which he and his spouse were participants, or, if the Bank cannot legally provide such benefits because Executive is no longer an employee, or future law or plans do not permit so, the Bank shall reimburse Executive in an amount equal to the monthly premium paid by him to obtain comparable coverage for employee benefits which he enjoyed prior to termination, subject to Code Section 409A if applicable.&nbsp;&nbsp; </font>
		</p>
		<p style="margin:0pt 0pt 0.25pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 71.25pt;text-indent: -36pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">(b) </font><font style="display: inline;color:#000000;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 21.6pt 0pt 0pt;"></font><font style="display: inline;color:#000000;">Executive shall not be required to mitigate the amount of any payment provided for in this Section 7 by seeking other employment or otherwise.&nbsp;&nbsp;Unless otherwise agreed to in writing, the amount of payment or the benefit provided for in this Section 7 shall not be reduced by any compensation earned by Executive as the </font>
		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 0pt 71.25pt;font-family:Times New Roman;font-size: 12pt"><font style="display: inline;">result of employment by another employer or by reason of Executive&#x2019;s receipt of or right to receive any retirement or other benefits after the date of termination of employment or otherwise. </font>
		</p>
		<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 35.75pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">This Section 7 and the provisions and terms hereof shall be subject to Sections 19 and 21 of this Agreement. </font>
		</p>
		<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;font-family:Times New Roman;;"> 8.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Rights in Event of Termination of Employment Absent Change in Control</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;">&nbsp;</font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt 36pt;line-height:106.67%;text-indent: -36pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (a)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">In the event that Executive&#x2019;s employment is involuntarily terminated by the Corporation and the Bank without Cause and no Change in Control has occurred at the date of such termination and such termination constitutes a Separation of Service, then the Bank shall pay Executive an amount equal to the Executive&#x2019;s remaining Annual Base Salary that would otherwise be due and payable under the Agreement to the Executive for the remaining Employment Period, minus applicable taxes and withholdings, payable in equal monthly installments over the remaining Employment Period.&nbsp;&nbsp;Such amount in the aggregate shall not exceed 2.99 times Executive&#x2019;s Annual Base Salary or be less than 2.00 times Executive&#x2019;s Annual Base Salary.&nbsp;&nbsp;In addition, for a period of two (2) years from the date of Separation of Service, or until Executive secures benefits of comparable coverage through other employment, whichever shall first occur, Executive shall receive a continuation of all life, disability, medical insurance and other normal health and welfare benefits in effect with respect to Executive during the two (2) years prior to his termination of employment at the time of his termination of employment under the terms of and as provided by the medical insurance plan then in effect in which he and his spouse were participants, or, if the Bank cannot legally provide such benefits because Executive is no longer an employee, or future law or plans do not permit so, the Bank shall reimburse Executive in an amount equal to the monthly premium paid by him to obtain comparable coverage for employee benefits which he enjoyed prior to termination, subject to Code Section 409A if applicable.&nbsp;&nbsp; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.55pt 72pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font><font style="display: inline;color:#000000;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (b)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">Executive shall not be required to mitigate the amount of any payment provided for in this Section 8 by seeking other employment or otherwise.&nbsp;&nbsp;Unless otherwise agreed to in writing, the amount of payment or the benefit provided for in this Section 8 shall not be reduced by any compensation earned by Executive as the result of employment by another employer or by reason of Executive&#x2019;s receipt of or right to receive any retirement or other benefits after the date of termination of employment or otherwise. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 10pt 36pt;line-height:115%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;color:#000000;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">This Section 8 and the provisions and terms hereof shall be subject to Sections 19 and 21 of this Agreement. </font>
		</p>
		<p style="margin:0pt 0pt 0.45pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&#xFEFF;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;font-family:Times New Roman;;"> 9.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Covenant Not to Compete</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;">&nbsp;</font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">

		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;;font-size: 12pt"><font style="display: inline;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (a)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">Executive hereby acknowledges and recognizes the highly competitive nature of the business of the Corporation and the Bank and accordingly agrees that, during employment and for two years following termination of employment regardless of the reason for termination, Executive shall not, except as otherwise permitted in writing by the Bank: </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:0pt;">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;;;padding:0pt 26pt 0pt 0pt;"> (i)</font>
			<font style="display: inline;color:#000000;">(A) in any county in which, at any time during the Employment Period or as of the date of Executive&#x2019;s termination, a branch, office or other facility of the Corporation or the Bank is located or in any county contiguous to such county, or (B) in the area which is within 50 miles from any branch office or other facility of the Corporation or Bank (&#x201C;Non-Competition Area&#x201D;), be engaged, directly or indirectly, either for his own account or as agent, consultant, employee, partner, officer, director, proprietor, investor (except as an investor owning less than 5% of the stock of a publicly owned company) or otherwise of any person, firm, corporation or enterprise engaged in (1) the banking (including bank holding company) or financial services industry, or (2) any other activity in which the Corporation or the Bank or any of their subsidiaries are engaged during the Employment Period; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt 72pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:0pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 24pt 0pt 0pt;"> (ii)</font>
			<font style="display: inline;color:#000000;">provide financial or other assistance to any person, firm, </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 72pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">corporation, or enterprise engaged in (1) the banking (including bank holding company) or financial services industry, or (2) any other activity in which the Corporation or the Bank or any of their subsidiaries are engaged during the Employment Period, in the Non-Competition Area; </font>
		</p>
		<p style="margin:0pt 0pt 0.25pt 72pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:0pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 22pt 0pt 0pt;"> (iii)</font>
			<font style="display: inline;color:#000000;">directly or indirectly solicit persons or entities who were </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 72pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">customers or referral sources of the Corporation, the Bank or their subsidiaries within one (1) year prior to Executive&#x2019;s termination of employment, to become a customer or referral source of a person or entity other than the Corporation, the Bank or their subsidiaries; or </font>
		</p>
		<p style="margin:0pt 0pt 0.25pt 72pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:72pt;"><p style="width:72pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 100%;text-indent:0pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;;padding:0pt 22pt 0pt 0pt;"> (iv)</font>
			<font style="display: inline;color:#000000;">directly or indirectly solicit employees of the Corporation, the Bank or their subsidiaries who were employed within two (2) years prior to Executive&#x2019;s termination of employment to work for anyone other than the Corporation, the Bank or their subsidiaries. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (b)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">It is expressly understood and agreed that, although Executive and the Corporation and the Bank consider the restrictions contained in Section 9(a) hereof reasonable for the purpose of preserving for the Corporation and the Bank and their subsidiaries their good will and other proprietary rights, if a final judicial determination is made by a court having jurisdiction that the time or territory or any other restriction contained in Section 9(a) hereof is an unreasonable or otherwise unenforceable restriction against Executive, the provisions of Section 9(a) hereof shall not be rendered void but shall be deemed amended to apply as to </font>
		</p>
		<p><font size="1"> </font></p></td></tr></table><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<table style="width:100%;" cellpadding="0" cellspacing="0"><tr><td><p style="margin:0pt 0pt 0.15pt;line-height:102.92%;font-family:Times New Roman;font-size: 12pt"><font style="display: inline;color:#000000;">such maximum time and territory and to such other extent as such court may judicially determine or indicate to be reasonable. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.3pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;font-family:Times New Roman;;"> 10.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Unauthorized Disclosure</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;"> &nbsp;During the term of his employment hereunder, or at any later time, Executive shall not, without the written consent of the Board of Directors of the Bank or a person authorized thereby, knowingly disclose to any person, other than an employee of the Corporation or the Bank or a person to whom disclosure is reasonably necessary or appropriate in connection with the performance by Executive of his duties as an executive of the Bank, any material confidential information obtained by him while in </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 35.75pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">the employ of the Bank with respect to any of the Corporation&#x2019;s and the Bank&#x2019;s services, products, improvements, formulas, designs or styles, processes, customers, methods of business or any business practices the disclosure of which could be or will be damaging to the Corporation or the Bank; provided, however, that confidential information shall not include any information known generally to the public (other than as a result of unauthorized disclosure by Executive or any person with the assistance, consent or direction of the Executive) or any information of a type not otherwise considered confidential by persons engaged in the same business or a business similar to that conducted by the Corporation and the Bank or any information that must be disclosed as required by law. </font>
		</p>
		<p style="margin:0pt 0pt 0.3pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:4pt;"><p style="width:4pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;font-family:Times New Roman;;"> 11.</font>
			</p>
		</td><td style="width:9pt;"><p style="width:9pt;width:9pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Work Made for Hire.</font><font style="display: inline;font-weight:bold;color:#000000;"> &nbsp; &nbsp;</font><font style="display: inline;color:#000000;">Any work performed by the Executive under this Agreement is considered a &#x201C;Work Made for Hire&#x201D; as the phrase is defined by the Copyright Act of 1976 and shall be owned by and for the express benefit of Bank and its subsidiaries and affiliates.&nbsp;&nbsp;In the event it is established that such work does not qualify as a Work Made for Hire, the Executive agrees to and does hereby assign to Bank, and its affiliates and subsidiaries, all of his rights, title, and/or interest in such work product, including, but not limited to, all copyrights, patents, trademarks, and proprietary rights. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.35pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;font-family:Times New Roman;;"> 12.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Return of Company Property and Documents.</font><font style="display: inline;color:#000000;"> &nbsp;The Executive agrees that, at the time of termination of his employment, regardless of the reason for termination, he will deliver to Bank and its subsidiaries and affiliates, any and all company property, including, but not limited to, keys, security codes or passes, mobile telephones, automobiles, records, data, notes, reports, proposals, lists, correspondence, specifications, drawings, blueprints, sketches, software programs, equipment, other documents or property, or reproductions of any of the aforementioned items developed or obtained by the Executive during the course of his employment. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.3pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:4pt;"><p style="width:4pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;font-family:Times New Roman;;"> 13.</font>
			</p>
		</td><td style="width:9pt;"><p style="width:9pt;width:9pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Liability Insurance</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;"> &nbsp;The Bank shall use its best efforts to obtain liability insurance coverage for the Executive under an insurance policy with similar terms as that which is currently covering officers and directors of Bank against lawsuits, arbitrations or other legal or regulatory proceedings. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;font-family:Times New Roman;;"> 14.</font>
			</p>
		</td><td style="width:18pt;"><p style="width:18pt;width:18pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Notices</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;"> &nbsp;Except as otherwise provided in this Agreement, any notice required or permitted to be given under this Agreement shall be deemed properly given if in writing and if mailed by registered or certified mail, postage prepaid with return receipt </font>
		</p>
		<p><font size="1"> </font></p></td></tr></table><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<table style="width:100%;" cellpadding="0" cellspacing="0"><tr><td><p style="margin:0pt 0pt 0.15pt 40.5pt;line-height:102.92%;font-family:Times New Roman;font-size: 12pt"><font style="display: inline;color:#000000;">requested, to Executive&#x2019;s residence, in the case of notices to Executive, and to the principal executive office of the Bank, in the case of notices to the Bank. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;font-family:Times New Roman;;"> 15.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Waiver</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;"> &nbsp;No provision of this Agreement may be modified, waived or discharged unless such waiver, modification or discharge is agreed to in writing and signed by Executive and an executive officer specifically designated by the Board of Directors of the Bank.&nbsp;&nbsp;No waiver by either party hereto at any time of any breach by the other party hereto of, or compliance with, any condition or provision of this Agreement to be performed by such other party shall be deemed a waiver of similar or dissimilar provisions or conditions at the same or at any prior or subsequent time. </font></p></td></tr></table></div>
		<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;font-family:Times New Roman;;"> 16.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Assignment</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;"> &nbsp;This Agreement shall not be assignable by any party, except by the Corporation or the Bank to any successor in interest to its respective businesses. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.3pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;font-family:Times New Roman;;"> 17.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Entire Agreement</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;"> &nbsp;This Agreement supersedes any and all agreements, either oral or in writing, among or between the parties with respect to the employment of the Executive by the Bank and/or Corporation.&nbsp;&nbsp;This Agreement contains all the covenants and agreements between the parties with respect to employment and termination of employment. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.45pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;font-weight:bold;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 22.00pt;">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;font-family:Times New Roman;;"> 18.</font>
			</p>
		</td><td style="width:14pt;"><p style="width:14pt;width:14pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:106.67%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Successors; Binding Agreement</font><font style="display: inline;font-weight:bold;color:#000000;">.&nbsp; </font><font style="display: inline;color:#000000;">&nbsp;</font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (a)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">The Bank will require any successor (whether direct or indirect, by purchase, merger, consolidation, or otherwise) to all or substantially all of the businesses and/or assets of Bank to expressly assume and agree to perform this Agreement in the same manner and to the same extent that Bank would be required to perform it if no such succession had taken place.&nbsp;&nbsp;Failure by Bank to obtain such assumption and agreement prior to the effectiveness of any such succession shall constitute a breach of this Agreement and the provisions of Section 7 of this Agreement shall apply.&nbsp;&nbsp;As used in this Agreement, &#x201C;Corporation&#x201D; and &#x201C;Bank&#x201D; shall mean Corporation and Bank, as defined previously and any successor to their respective businesses and/or assets as aforesaid which assumes and agrees to perform this Agreement by operation of law or otherwise. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (b)</font>
			</p>
		</td><td style="width:11pt;"><p style="width:11pt;width:11pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">This Agreement shall inure to the benefit of and be enforceable by Executive&#x2019;s personal or legal representatives, executors, administrators, heirs, distributees, devisees and legatees.&nbsp;&nbsp;If Executive should die after a Change in Control or following termination of Executive&#x2019;s employment without Cause, and any amounts would be payable to Executive under this Agreement if Executive had continued to live, all such amounts shall be paid in accordance with the terms of this Agreement to Executive&#x2019;s devisee, legatee, or other designee, or, if there is no such designee, to Executive&#x2019;s estate. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 10pt 36pt;border-bottom:1pt none #D9D9D9 ;line-height:115%;font-family:Calibri;font-size: 11pt">
			<font style="display: inline;color:#000000;">&#xFEFF;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 26.00pt;">
			<p style="line-height:106.67%;border-top:1pt none #D9D9D9 ;font-family:Calibri;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt 0pt 0.4pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:106.67%;border-top:1pt none #D9D9D9;font-family:Calibri;;"> 19.</font>
			</p>
		</td><td style="width:10pt;"><p style="width:10pt;width:10pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:106.67%;border-top:1pt none #D9D9D9 ;font-family:Calibri;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-family:Times New Roman;font-weight:bold;font-size:12pt;text-decoration:underline;color:#000000;">Code Section 409A</font><font style="display: inline;font-family:Times New Roman;font-size:12pt;color:#000000;"> &nbsp; &nbsp;</font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (a)</font>
			</p>
		</td><td style="width:10pt;"><p style="width:10pt;width:10pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">Any payments made pursuant to this Agreement, to the extent of payments made from the date of termination through March 15th of the calendar year following such date, are intended to constitute separate payments for purposes of Treas. Reg. &#xA7;1.409A-2(b)(2) and thus payable pursuant to the &#x201C;short-term deferral&#x201D; rule set forth in Treas. Reg. &#xA7;1.409A-1(b)(4); to the extent such payments are made following said March 15th, they are intended to constitute separate payments for purposes of Treas. Reg. &#xA7;1.409A-2(b)(2) made upon an involuntary termination from service and payable pursuant to Treas. Reg. &#xA7;1.409A-1(b)(9)(iii), to the maximum extent permitted by said provision. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;;"> (b)</font>
			</p>
		</td><td style="width:10pt;"><p style="width:10pt;width:10pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;color:#000000;">The parties hereto intend that any and all post-employment compensation under this Agreement satisfy the requirements of Section 409A or an exception or exclusion therefrom to avoid the imposition of any accelerated or additional taxes pursuant to Section 409A.&nbsp;&nbsp;Any terms not specifically defined shall have the meaning as set forth in Section 409A.&nbsp; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:40pt;"><p style="width:40pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:98.75%;;"> (c)</font>
			</p>
		</td><td style="width:5pt;"><p style="width:5pt;width:5pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;color:#000000;">If when the Executive&#x2019;s employment terminates, the Executive is a &#x201C;specified employee,&#x201D; as defined in Code Section 409A(a)(2)(B)(i), then despite any provision of this Agreement or other plan or agreement to the contrary, the Executive will not be entitled to the payments until the earliest of: (a) the date that is at least six months after the Executive&#x2019;s Separation from Service for reasons other than the Executive&#x2019;s death, (b) the date of the Executive&#x2019;s death, or (c) any earlier date that does not result in additional tax or interest to the Executive under Code Section 409A.&nbsp;&nbsp;As promptly as possible after the end of the period during which payments are delayed under this provision, the entire amount of the delayed payments shall be paid to the Executive in a single lump sum with any remaining payments to commence in accordance with the terms of this Agreement or other applicable plan or agreement. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 25.00pt;">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:98.75%;;"> (d)</font>
			</p>
		</td><td style="width:10pt;"><p style="width:10pt;width:10pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;color:#000000;">Notwithstanding the foregoing, no payment shall be made pursuant to this Agreement unless such termination of employment is a &#x201C;separation of service&#x201D; as defined in Code Section 409A.&nbsp;&nbsp; </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.3pt 36pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 26.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;font-family:Times New Roman;;"> 20.</font>
			</p>
		</td><td style="width:10pt;"><p style="width:10pt;width:10pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Arbitration</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;"> &nbsp;The Corporation, Bank and Executive recognize that in the event a dispute should arise among or between them concerning the interpretation or implementation of this Agreement, lengthy and expensive litigation will not afford a practical resolution of the issues within a reasonable period of time.&nbsp;&nbsp;Consequently, each party agrees that all disputes, disagreements and questions of interpretation concerning this Agreement (except for any enforcement sought with respect to Sections 9, 10, 11 or 12 which may be litigated in court, including an action for injunction or other relief) are to be submitted for resolution, in Chambersburg, Pennsylvania, to the American Arbitration Association (the </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 35.75pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&#x201C;Association&#x201D;) in accordance with the Association&#x2019;s National Rules for the Resolution of </font>
		</p>
		<p style="margin:0pt 0pt 0pt 35.75pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">Employment Disputes or other applicable rules then in effect (&#x201C;Rules&#x201D;).&nbsp;&nbsp;The Corporation, Bank or Executive may initiate an arbitration proceeding at any time by giving notice to the other in accordance with the Rules.&nbsp;&nbsp;The Corporation, Bank and Executive may, as a matter of right, mutually agree on the appointment of a particular </font>
		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 0pt 35.75pt;font-family:Times New Roman;;font-size: 12pt"><font style="display: inline;">arbitrator from the Association&#x2019;s pool.&nbsp;&nbsp;The arbitrator shall not be bound by the rules of evidence and procedure of the courts of the Commonwealth of Pennsylvania but shall be bound by the substantive law applicable to this Agreement.&nbsp;&nbsp;The decision of the arbitrator, absent fraud, duress, incompetence or gross and obvious error of fact, shall be final and binding upon the parties and shall be enforceable in courts of proper jurisdiction.&nbsp;&nbsp;Following written notice of a request for arbitration, the Corporation, Bank and Executive shall be entitled to an injunction restraining all further proceedings in any pending or subsequently filed litigation concerning this Agreement, except as otherwise provided herein or any enforcement sought with respect to Sections 9, 10, 11 or 12 of this Agreement, including an action for injunction or other relief. </font>
		</p>
		<p style="margin:0pt 0pt 0pt 35.75pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&#xFEFF;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 26.00pt;">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:98.75%;font-family:Times New Roman;;"> 21.</font>
			</p>
		</td><td style="width:10pt;"><p style="width:10pt;width:10pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Code Sections 280G and 4999</font><font style="display: inline;color:#000000;">.&nbsp;&nbsp;In the event the payment described herein, when added to all other amounts or benefits provided to or on behalf of the Executive in connection with his termination of employment, would result in the imposition of an excise tax under Section 4999 of the Code, such payments shall be retroactively reduced to the extent necessary to avoid such excise tax imposition.&nbsp;&nbsp;Upon written notice to Executive, together with calculations from the Corporation, Executive shall remit to Corporation the amount of the reduction plus such interest as may be necessary to avoid the imposition of such excise tax.&nbsp;&nbsp;Notwithstanding the foregoing or any other provision of this contract to the contrary, if any portion of the amount herein payable to the Executive is determined to be non-deductible pursuant to the regulations promulgated under Section 280G of the Code, then Corporation shall be required only to pay to Executive the amount determined to be deductible under Section 280G. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.25pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 26.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;font-family:Times New Roman;;"> 22.</font>
			</p>
		</td><td style="width:10pt;"><p style="width:10pt;width:10pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Validity</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;"> &nbsp;The invalidity or unenforceability of any provision of this Agreement shall not affect the validity or enforceability of any other provision of this Agreement, which shall remain in full force and effect. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0.3pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 26.00pt;">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
				<font style="margin:0pt 0pt 0.15pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:102.92%;font-family:Times New Roman;;"> 23.</font>
			</p>
		</td><td style="width:10pt;"><p style="width:10pt;width:10pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:102.92%;font-family:Times New Roman;font-size: 12pt;margin:0pt 0pt 0.15pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Applicable Law</font><font style="display: inline;font-weight:bold;color:#000000;">.&nbsp; </font><font style="display: inline;color:#000000;">This Agreement shall be governed by and construed in accordance with the domestic, internal laws of the Commonwealth of Pennsylvania, without regard to its conflicts of laws principles. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 36pt;line-height:106.67%;text-indent: -36pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 26.00pt;">
			<p style="line-height:98.75%;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt;margin:0pt -0.65pt 0pt 0pt;">
				<font style="margin:0pt -0.65pt 0pt 0pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:98.75%;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;;"> 24.</font>
			</p>
		</td><td style="width:10pt;"><p style="width:10pt;width:10pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:98.75%;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 12pt;margin:0pt -0.65pt 0pt 0pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Consent to Jurisdiction</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;"> &nbsp;To the extent that any court action is permitted consistent with or to enforce this Agreement, the parties hereby consent to the jurisdiction of the Court of Common Pleas of Franklin County located in Chambersburg, Pennsylvania.&nbsp;&nbsp;Accordingly, with respect to any such court action, Executive (a) submits to the personal jurisdiction of such court; (b) consents to service of process; and (c) waives any other requirement (whether imposed by statute, rule of court or otherwise) with respect to personal jurisdiction or service of process. </font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 0pt 36pt;line-height:106.67%;text-indent: -36pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 26.00pt;">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
				<font style="margin:0pt;font-weight:normal;font-style:normal;text-decoration:none;color:#000000;font-size:12pt;text-decoration:none;line-height:98.75%;font-family:Times New Roman;;"> 25.</font>
			</p>
		</td><td style="width:10pt;"><p style="width:10pt;width:10pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="line-height:98.75%;font-family:Times New Roman;font-size: 12pt;margin:0pt;">
			<font style="display: inline;font-weight:bold;text-decoration:underline;color:#000000;">Headings</font><font style="display: inline;font-weight:bold;color:#000000;">.</font><font style="display: inline;color:#000000;"> &nbsp;The section headings of this Agreement are for convenience only and shall not control or affect the meaning or construction or limit the scope or intent of any of the provisions of this Agreement. </font></p></td></tr></table></div>
		<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;color:#000000;">&nbsp;</font>
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			<font style="display: inline;color:#000000;">&nbsp;</font>
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		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt;line-height:106.67%;text-align:center;font-family:Times New Roman;;font-size: 12pt"><font style="display: inline;font-weight:bold;">&#xFEFF;</font>
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			<font style="display: inline;font-weight:bold;">IN WITNESS WHEREOF,</font><font style="display: inline;"> the parties have executed this Agreement as of the date below. </font>
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			<font style="display: inline;">&#xFEFF;</font>
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			<font style="display: inline;">&nbsp;</font>
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					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;height:1.00pt;overflow:hidden;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;">&#xFEFF;</font></p>
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					<p style="margin:0pt;font-family:Times New Roman;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
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					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;">ATTEST: </font></p>
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
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					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;"> &nbsp;Franklin Financial Services Corporation</font></p>
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					<p style="margin:0pt 0pt 0.6pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
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					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;"> &nbsp; </font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
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					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;text-decoration:underline;"> /s/ Amanda M. Ducey</font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
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					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;">By</font><font style="display: inline;font-family:Times New Roman;text-decoration:underline;"> /s/ Timothy G. Henry&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></p>
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					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						<font style="display: inline;font-family:Times New Roman;"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
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					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;"> &nbsp;&nbsp;&nbsp;&nbsp;Timothy G. Henry&nbsp; </font></p>
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					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;">Date:&nbsp; </font><font style="display: inline;font-family:Times New Roman;text-decoration:underline;"> March 1, 2022</font></p>
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
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						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
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					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;"> &nbsp;&nbsp;&nbsp;&nbsp;President and CEO</font></p>
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						<font style="display: inline;font-family:Times New Roman;">ATTEST: </font></p>
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					<p style="margin:0pt 0pt 0pt 18pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;">Farmers and Merchants Trust Company of Chambersburg</font></p>
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					<p style="margin:0pt 0pt 0.6pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
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				<td valign="top" style="width:255.00pt;height:27.60pt;padding:0pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;"> &nbsp; </font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:216.00pt;height:13.80pt;padding:0pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;text-decoration:underline;"> /s/ Amanda M. Ducey</font><font style="display: inline;font-family:Times New Roman;"> &nbsp; &nbsp;</font></p>
				</td>
				<td valign="top" style="width:255.00pt;height:13.80pt;padding:0pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;">By</font><font style="display: inline;font-family:Times New Roman;text-decoration:underline;"> /s/ Timothy G. Henry</font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:216.00pt;height:13.80pt;padding:0pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;font-size:0pt;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
				</td>
				<td valign="top" style="width:255.00pt;height:13.80pt;padding:0pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;"> &nbsp;&nbsp;&nbsp;&nbsp;Timothy G. Henry&nbsp;&nbsp;&nbsp; </font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:216.00pt;height:55.20pt;padding:0pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;">Date:</font><font style="display: inline;font-family:Times New Roman;text-decoration:underline;"> March 1, 2022</font><font style="display: inline;font-family:Times New Roman;"> &nbsp; &nbsp;</font></p>
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
				</td>
				<td valign="top" style="width:255.00pt;height:55.20pt;padding:0pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;"> &nbsp;&nbsp;&nbsp;&nbsp;President and CEO&nbsp; </font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:216.00pt;height:41.40pt;padding:0pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="text-indent:0pt;margin-left:0pt; padding-right:19pt;"><font style="display: inline;font-family:Times New Roman;">WITNESS: </font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:30pt;text-align:center"><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:30pt;text-align:center"><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:30pt;text-align:center"><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:center"><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></font></p>
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
				</td>
				<td valign="top" style="width:255.00pt;height:41.40pt;padding:0pt">
					<p style="margin:0pt 0pt 0pt 18pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;">EXECUTIVE </font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:216.00pt;height:13.80pt;padding:0pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;text-decoration:underline;"> /s/ Amanda M. Ducey</font><font style="display: inline;font-family:Times New Roman;"> &nbsp; &nbsp;</font></p>
				</td>
				<td valign="top" style="width:255.00pt;height:13.80pt;padding:0pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="text-indent:0pt;margin-left:0pt; padding-right:176pt;"><font style="display: inline;font-family:Times New Roman;text-decoration:underline;"> /s/ Steven D. Butz</font><font style="display: inline;font-family:Times New Roman;"> &nbsp;&nbsp;&nbsp; </font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:center"><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:216.00pt;height:26.15pt;padding:0pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;overflow: hidden;">
						<font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font><font style="display: inline;font-family:Times New Roman;;font-size: 12pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;">Date:</font><font style="display: inline;font-family:Times New Roman;text-decoration:underline;"> March 1, 2022</font><font style="display: inline;font-family:Times New Roman;">&nbsp;</font></p>
				</td>
				<td valign="top" style="width:255.00pt;height:26.15pt;padding:0pt">
					<p style="margin:0pt;line-height:106.67%;font-family:Times New Roman;font-size: 12pt">
						<font style="display: inline;font-family:Times New Roman;"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Steven D. Butz </font></p>
				</td>
			</tr>
		</table></div>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 12pt">
			<font style="display: inline;">&#xFEFF;</font>
		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr>
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<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>6
<FILENAME>fraf-20220304.xsd
<DESCRIPTION>EX-101.SCH
<TEXT>
<XBRL>
<?xml version="1.0" encoding="utf-8"?>
<!--XBRL document created by Certent Disclosure Management 22.1.0.2 -->
<!--Based on XBRL 2.1-->
<!--Created on: 3/4/2022 3:50:19 PM-->
<!--Modified on: 3/4/2022 3:50:19 PM-->
<schema xmlns="http://www.w3.org/2001/XMLSchema" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" targetNamespace="http://www.fmtrustonline.com/20220304" elementFormDefault="qualified" attributeFormDefault="unqualified" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:fraf="http://www.fmtrustonline.com/20220304" xmlns:dtr-types="http://www.xbrl.org/dtr/type/2020-01-21">
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<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>7
<FILENAME>fraf-20220304_lab.xml
<DESCRIPTION>EX-101.LAB
<TEXT>
<XBRL>
<?xml version="1.0" encoding="utf-8"?>
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    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityRegistrantName" xlink:label="dei_EntityRegistrantName"></loc>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityRegistrantName_lbl" xml:lang="en-US">Entity Registrant Name</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityFileNumber_lbl" xml:lang="en-US">Entity File Number</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityTaxIdentificationNumber" xlink:label="dei_EntityTaxIdentificationNumber"></loc>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressAddressLine1_lbl" xml:lang="en-US">Entity Address, Address Line One</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressStateOrProvince_lbl" xml:lang="en-US">Entity Address, State or Province</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityAddressPostalZipCode" xlink:label="dei_EntityAddressPostalZipCode"></loc>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressPostalZipCode" xlink:to="dei_EntityAddressPostalZipCode_lbl"></labelArc>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressPostalZipCode_lbl" xml:lang="en-US">Entity Address, Postal Zip Code</label>
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<span style="display: none;">v3.22.0.1</span><table class="report" border="0" cellspacing="2" id="idm140344735287736">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Document And Entity Information<br></strong></div></th>
<th class="th"><div>Mar. 04, 2022</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fraf_DocumentAndEntityInformationAbstract', window );"><strong>Document And Entity Information [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Mar.  04,  2022<span></span>
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</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">FRANKLIN FINANCIAL SERVICES CORPORATION<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">PA<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">001-38884<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">25-1440803<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">20 South Main Street<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Chambersburg<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">PA<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">17201<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">717<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">264-6116<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Common stock<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">FRAF<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0000723646<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
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<td>dei_</td>
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<td>dei:securityTitleItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Document and Entity Information</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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#

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
