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Loans (Tables)
12 Months Ended
Dec. 31, 2022
Loans [Abstract]  
Schedule Of Loans Outstanding

(Dollars in thousands)

2022

2021

Residential Real Estate 1-4 Family

Consumer first liens

$

82,795

$

71,828

Commercial first lien

61,702

60,655

Total first liens

144,497

132,483

Consumer junior liens and lines of credit

69,561

67,103

Commercial junior liens and lines of credit

4,127

4,841

Total junior liens and lines of credit

73,688

71,944

Total residential real estate 1-4 family

218,185

204,427

Residential real estate - construction

Consumer

13,908

8,278

Commercial

10,485

12,379

Total residential real estate construction

24,393

20,657

Commercial real estate

566,662

522,779

Commercial

235,602

244,543

Total commercial

802,264

767,322

Consumer

6,199

6,406

1,051,041

998,812

Less: Allowance for loan losses

(14,175)

(15,066)

Net Loans

$

1,036,866

$

983,746

Included in the loan balances are the following:

Net unamortized deferred loan costs

$

2,027

$

1,289

Loans pledged as collateral for borrowings and commitments from:

FHLB

$

585,601

$

513,074

Federal Reserve Bank

92,922

45,453

Total

$

678,523

$

558,527

Paycheck Protection Program loans (included in Commercial loans)

$

179

$

7,755

Schedule Of Loans To Related Parties

(Dollars in thousands)

2022

2021

Balance at beginning of year

$

10,162

$

10,604

New loans made

4,615

3,086

Repayments

(1,494)

(3,528)

Balance at end of year

$

13,283

$

10,162