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Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2022
Regulatory Matters [Abstract]  
Schedule Of The Total Risk-based, Tier 1 Risk-based And Tier 1 Leverage Requirements

As of December 31, 2022

Regulatory Ratios

Adequately Capitalized

Well Capitalized

Actual

Minimum

Minimum

(Dollars in thousands)

Amount

Ratio

Amount

Ratio

Amount

Ratio

Common Equity Tier 1
Risk-based Capital Ratio (1)

Corporation

$

156,468

14.22%

$

49,529

N/A

N/A

N/A

Bank

160,975

14.63%

49,523

4.50%

$

71,533

6.50%

Tier 1 Risk-based Capital Ratio (2)

Corporation

$

156,468

14.22%

$

66,039

N/A

N/A

N/A

Bank

160,975

14.63%

66,030

6.00%

$

88,041

8.00%

Total Risk-based Capital Ratio (3)

Corporation

$

189,370

17.21%

$

88,051

N/A

N/A

N/A

Bank

174,754

15.88%

88,041

8.00%

$

110,051

10.00%

Tier 1 Leverage Ratio (4)

Corporation

$

156,468

8.95%

$

69,937

N/A

N/A

N/A

Bank

160,975

9.21%

69,928

4.00%

$

87,411

5.00%

 

As of December 31, 2021

Regulatory Ratios

Adequately Capitalized

Well Capitalized

Actual

Minimum

Minimum

(Dollars in thousands)

Amount

Ratio

Amount

Ratio

Amount

Ratio

Common Equity Tier 1
Risk-based Capital Ratio (1)

Corporation

$

148,365

15.20%

$

43,927

N/A

N/A

N/A

Bank

149,087

15.28%

43,901

4.50%

$

63,413

6.50%

Tier 1 Risk-based Capital Ratio (2)

Corporation

$

148,365

15.20%

$

58,569

N/A

N/A

N/A

Bank

149,087

15.28%

58,535

6.00%

$

78,046

8.00%

Total Risk-based Capital Ratio (3)

Corporation

$

179,701

18.41%

$

78,092

N/A

N/A

N/A

Bank

161,335

16.54%

78,046

8.00%

$

97,558

10.00%

Tier 1 Leverage Ratio (4)

Corporation

$

148,365

8.52%

$

69,649

N/A

N/A

N/A

Bank

149,087

8.57%

69,608

4.00%

$

87,009

5.00%

(1)Common equity Tier 1 capital / total risk-weighted assets

(2)Tier 1 capital / total risk-weighted assets

(3)Total risk-based capital / total risk-weighted assets

(4)Tier 1 capital / average quarterly assets