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Loans (Tables)

3 Months Ended

Mar. 31, 2023

Loans [Abstract]

Schedule Of Loans Outstanding



		March 31,			December 31,
(Dollars in thousands)		2023			2022
Residential Real Estate 1-4 Family
Consumer first liens		$	93,540		$	82,795
Commercial first lien			62,569			61,702
Total first liens			156,109			144,497

Consumer junior liens and lines of credit			68,765			69,561
Commercial junior liens and lines of credit			4,358			4,127
Total junior liens and lines of credit			73,123			73,688
Total residential real estate 1-4 family			229,232			218,185

Residential real estate - construction
Consumer			9,559			13,908
Commercial			9,892			10,485
Total residential real estate construction			19,451			24,393

Commercial real estate			575,516			566,662
Commercial			247,042			235,602
Total commercial			822,558			802,264

Consumer			6,205			6,199
			1,077,446			1,051,041
Less: Allowance for credit losses			(14,109)			(14,175)
Net Loans		$	1,063,337		$	1,036,866

Included in the loan balances are the following:
Net unamortized deferred loan costs		$	1,887		$	2,027

Loans pledged as collateral for borrowings and commitments from:
FHLB		$	585,601		$	585,601
Federal Reserve Bank			91,305			92,922
		$	676,906		$	678,523

Paycheck Protection Program (included in commercial loans)		$	88		$	179