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Capital Ratios (Tables)
3 Months Ended
Mar. 31, 2023
Capital Ratios [Abstract]  
Schedule Of The Total Risk-based, Tier 1 Risk-based And Tier 1 Leverage Requirements

Regulatory Ratios

Adequately

Well

March 31,

December 31,

Capitalized

Capitalized

(Dollars in thousands)

2023

2022

Minimum

Minimum

Common Equity Tier 1 Risk-based Capital Ratio (1)

Franklin Financial Services Corporation

14.24%

14.22%

N/A

N/A

Farmers & Merchants Trust Company

14.74%

14.63%

4.50%

6.50%

Tier 1 Risk-based Capital Ratio (2)

Franklin Financial Services Corporation

14.24%

14.22%

N/A

N/A

Farmers & Merchants Trust Company

14.74%

14.63%

6.00%

8.00%

Total Risk-based Capital Ratio (3)

Franklin Financial Services Corporation

17.21%

17.21%

N/A

N/A

Farmers & Merchants Trust Company

15.99%

15.88%

8.00%

10.00%

Tier 1 Leverage Ratio (4)

Franklin Financial Services Corporation

9.58%

8.95%

N/A

N/A

Farmers & Merchants Trust Company

9.92%

9.21%

4.00%

5.00%

(1)Common equity Tier 1 capital / total risk-weighted assets

(2)Tier 1 capital / total risk-weighted assets

(3)Total risk-based capital / total risk-weighted assets

(4)Tier 1 capital / average quarterly assets