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Loans (Tables)

9 Months Ended

Sep. 30, 2023

Loans [Abstract]

Schedule Of Loans Outstanding



		September 30,			December 31,
(Dollars in thousands)		2023			2022
Residential Real Estate 1-4 Family
Consumer first liens		$	124,289		$	82,795
Commercial first lien			62,942			61,702
Total first liens			187,231			144,497

Consumer junior liens and lines of credit			68,141			69,561
Commercial junior liens and lines of credit			3,685			4,127
Total junior liens and lines of credit			71,826			73,688
Total residential real estate 1-4 family			259,057			218,185

Residential real estate - construction
Consumer			11,264			13,908
Commercial			9,820			10,485
Total residential real estate construction			21,084			24,393

Commercial real estate			671,182			566,662
Commercial			249,119			235,602
Total commercial			920,301			802,264

Consumer			6,408			6,199
			1,206,850			1,051,041
Less: Allowance for credit losses			(15,528)			(14,175)
Net Loans		$	1,191,322		$	1,036,866

Included in the loan balances are the following:
Net unamortized deferred loan costs		$	1,651		$	2,027

Loans pledged as collateral for borrowings and commitments from:
FHLB		$	651,297		$	585,601
Federal Reserve Bank			85,595			92,922
		$	736,892		$	678,523

Paycheck Protection Program (included in commercial loans)		$	68		$	179