XML 80 R66.htm IDEA: XBRL DOCUMENT
v3.24.0.1

Loans (Schedule Of Loans Outstanding) (Details) - USD ($) $ in Thousands | Dec. 31, 2023 | Dec. 31, 2022 | Dec. 31, 2021
--- | --- | --- | ---
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Loans | $ 1,256,985 | $ 1,051,041 |
Less: Allowance for credit losses | (16,052) | (14,175) | $ (15,066)
Net Loans | 1,240,933 | 1,036,866 |
Unamortized deferred PPP loan fees (included in Net unamortized deferred loan fees above) | 1,615 | 2,027 |
Net loans | 783,009 | 678,523 |
Residential Real Estate [Member] |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Loans | 277,849 | 220,556 |
Residential Real Estate - Construction [Member] |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Loans | 25,900 | 24,393 |
Less: Allowance for credit losses | (296) | (343) | (325)
Commercial Real Estate [Member] |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Loans | 703,767 | 564,291 |
Less: Allowance for credit losses | (10,657) | (7,493) | (8,168)
Commercial [Member] |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Loans | 242,654 | 235,602 |
Less: Allowance for credit losses | (3,290) | (4,846) | (5,127)
Total Commercial [Member] |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Loans | 946,421 | 799,893 |
Consumer [Member] |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Loans | 6,815 | 6,199 |
Less: Allowance for credit losses | (94) | (133) | (130)
Consumer First Liens [Member] | Residential Real Estate [Member] |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Loans | 142,017 | 85,166 |
Consumer Junior Liens And Lines Of Credit [Member] | Residential Real Estate [Member] |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Loans | 68,752 | 69,561 |
Consumer [Member] | Residential Real Estate - Construction [Member] |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Loans | 13,837 | 13,908 |
Commercial First Lien [Member] | Residential Real Estate [Member] |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Loans | 63,271 | 61,702 |
Commercial Junior Liens And Lines Of Credit [Member] | Residential Real Estate [Member] |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Loans | 3,809 | 4,127 |
Commercial [Member] | Residential Real Estate - Construction [Member] |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Loans | 12,063 | 10,485 |
First Liens [Member] | Residential Real Estate [Member] |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Loans | 205,288 | 146,868 |
Less: Allowance for credit losses | (1,296) | (459) | $ (475)
Junior Lines And Lines Of Credit [Member] | Residential Real Estate [Member] |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Loans | 72,561 | 73,688 |
PPP [Member] |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Loans | 57 | 179 |
FHLB [Member] |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Net loans | 699,527 | 585,601 |
Federal Reserve Bank [Member] |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Net loans | $ 83,482 | $ 92,922 |

X
- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + References No definition available. + Details
Name: | us-gaap_AccountsNotesAndLoansReceivableLineItems
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount, after accumulated amortization, of debt discount (premium). + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 835 -SubTopic 30 -Section 45 -Paragraph 2 -Publisher FASB -URI https://asc.fasb.org//1943274/2147482925/835-30-45-2 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 835 -SubTopic 30 -Section 45 -Paragraph 1A -Publisher FASB -URI https://asc.fasb.org//1943274/2147482925/835-30-45-1A Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 835 -SubTopic 30 -Section 45 -Paragraph 4 -Publisher FASB -URI https://asc.fasb.org//1943274/2147482925/835-30-45-4 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 835 -SubTopic 30 -Section 45 -Paragraph 3 -Publisher FASB -URI https://asc.fasb.org//1943274/2147482925/835-30-45-3 Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 835 -SubTopic 30 -Section 55 -Paragraph 8 -Publisher FASB -URI https://asc.fasb.org//1943274/2147482949/835-30-55-8 Reference 6: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 470 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 1D -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org//1943274/2147481139/470-20-50-1D + Details
Name: | us-gaap_DebtInstrumentUnamortizedDiscountPremiumNet
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479344/326-20-45-1 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amortized cost excluding accrued interest, after allowance for credit loss, of financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479344/326-20-45-1 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amortized cost excluding accrued interest, before allowance for credit loss, of financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479344/326-20-45-1 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 3B -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-3B Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 5 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-5 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Fair value portion of loan receivable, including, but not limited to, mortgage loans held for investment, finance receivables held for investment, policy loans on insurance contracts. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Publisher FASB -URI https://asc.fasb.org//310-10/tableOfContent + Details
Name: | us-gaap_LoansReceivableFairValueDisclosure
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ResidentialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=fraf_ResidentialRealEstateConstructionFinancingReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=fraf_CommercialTotalMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fraf_ConsumerFirstLiensMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fraf_ConsumerJuniorLiensAndLinesOfCreditMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fraf_ConsumerMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fraf_CommercialFirstLienMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fraf_CommercialJuniorLiensAndLinesOfCreditMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fraf_CommercialMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fraf_FirstLiensMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fraf_JuniorLinesAndLinesOfCreditMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fraf_PppMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fraf_FhlbMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_FederalReserveBankAdvancesMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |