XML 60 R49.htm IDEA: XBRL DOCUMENT
v3.24.1.u1

Loans (Schedule Of Loans Outstanding) (Details) - USD ($) $ in Thousands | Mar. 31, 2024 | Dec. 31, 2023 | Mar. 31, 2023 | Dec. 31, 2022
--- | --- | --- | --- | ---
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans | $ 1,277,595 | $ 1,256,985 |  |
Less: Allowance for credit losses | (16,533) | (16,052) | $ (14,109) | $ (14,175)
Net Loans | 1,261,062 | 1,240,933 |  |
Net unamortized deferred loan costs | 1,757 | 1,615 |  |
Net loans | 805,364 | 783,009 |  |
Residential Real Estate [Member] |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans | 281,203 | 277,849 |  |
Residential Real Estate - Construction [Member] |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans | 28,886 | 25,900 |  |
Less: Allowance for credit losses | (337) | (296) | (190) | (343)
Commercial Real Estate [Member] |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans | 721,320 | 703,767 |  |
Less: Allowance for credit losses | (11,057) | (10,657) | (8,236) | (7,493)
Commercial [Member] |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans | 239,603 | 242,654 |  |
Less: Allowance for credit losses | (3,324) | (3,290) | (3,275) | (4,846)
Total Commercial [Member] |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans | 960,923 | 946,421 |  |
Consumer [Member] |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans | 6,583 | 6,815 |  |
Less: Allowance for credit losses | (92) | (94) | (94) | (133)
Consumer First Liens [Member] | Residential Real Estate [Member] |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans | 145,519 | 142,017 |  |
Consumer Junior Liens And Lines Of Credit [Member] | Residential Real Estate [Member] |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans | 68,046 | 68,752 |  |
Consumer [Member] | Residential Real Estate - Construction [Member] |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans | 16,293 | 13,837 |  |
Commercial First Lien [Member] | Residential Real Estate [Member] |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans | 63,475 | 63,271 |  |
Commercial Junior Liens And Lines Of Credit [Member] | Residential Real Estate [Member] |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans | 4,163 | 3,809 |  |
Commercial [Member] | Residential Real Estate - Construction [Member] |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans | 12,593 | 12,063 |  |
First Liens [Member] | Residential Real Estate [Member] |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans | 208,994 | 205,288 |  |
First Liens [Member] | Residential Real Estate - Construction [Member] |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Less: Allowance for credit losses | (1,308) | (1,296) | $ (1,624) | $ (459)
Junior Lines And Lines Of Credit [Member] | Residential Real Estate [Member] |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans | 72,209 | 72,561 |  |
PPP [Member] |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans | 31 | 57 |  |
FHLB [Member] |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Net loans | 726,686 | 699,527 |  |
Federal Reserve Bank Borrowings [Member] |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Net loans | $ 78,678 | $ 83,482 |  |

X
- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + References No definition available. + Details
Name: | us-gaap_AccountsNotesAndLoansReceivableLineItems
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount, after accumulated amortization, of debt issuance costs. Includes, but is not limited to, legal, accounting, underwriting, printing, and registration costs. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 835 -SubTopic 30 -Section 45 -Paragraph 3 -Publisher FASB -URI https://asc.fasb.org//1943274/2147482925/835-30-45-3 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 470 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 1D -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org//1943274/2147481139/470-20-50-1D + Details
Name: | us-gaap_DeferredFinanceCostsNet
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479344/326-20-45-1 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amortized cost excluding accrued interest, after allowance for credit loss, of financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479344/326-20-45-1 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amortized cost excluding accrued interest, before allowance for credit loss, of financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479344/326-20-45-1 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 3B -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-3B Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 5 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-5 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Fair value portion of loan receivable, including, but not limited to, mortgage loans held for investment, finance receivables held for investment, policy loans on insurance contracts. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Publisher FASB -URI https://asc.fasb.org//310-10/tableOfContent + Details
Name: | us-gaap_LoansReceivableFairValueDisclosure
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ResidentialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=fraf_ResidentialRealEstateConstructionFinancingReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=fraf_CommercialTotalMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fraf_ConsumerFirstLiensMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fraf_ConsumerJuniorLiensAndLinesOfCreditMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fraf_ConsumerMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fraf_CommercialFirstLienMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fraf_CommercialJuniorLiensAndLinesOfCreditMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fraf_CommercialMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fraf_FirstLiensMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fraf_JuniorLinesAndLinesOfCreditMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fraf_PppMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fraf_FhlbMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_FederalReserveBankAdvancesMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |