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Loans (Tables)

3 Months Ended

Mar. 31, 2024

Loans [Abstract]

Schedule Of Loans Outstanding



		March 31,			December 31,
(Dollars in thousands)		2024			2023
Residential Real Estate 1-4 Family
Consumer first liens		$	145,519		$	142,017
Commercial first lien			63,475			63,271
Total first liens			208,994			205,288

Consumer junior liens and lines of credit			68,046			68,752
Commercial junior liens and lines of credit			4,163			3,809
Total junior liens and lines of credit			72,209			72,561
Total residential real estate 1-4 family			281,203			277,849

Residential real estate - construction
Consumer			16,293			13,837
Commercial			12,593			12,063
Total residential real estate construction			28,886			25,900

Commercial real estate			721,320			703,767
Commercial			239,603			242,654
Total commercial			960,923			946,421

Consumer			6,583			6,815
			1,277,595			1,256,985
Less: Allowance for credit losses			(16,533)			(16,052)
Net Loans		$	1,261,062		$	1,240,933

Included in the loan balances are the following:
Net unamortized deferred loan costs		$	1,757		$	1,615

Loans pledged as collateral for borrowings and commitments from:
FHLB		$	726,686		$	699,527
Federal Reserve Bank			78,678			83,482
		$	805,364		$	783,009

Paycheck Protection Program (included in commercial loans)		$	31		$	57