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Loans (Tables)

6 Months Ended

Jun. 30, 2024

Loans [Abstract]

Schedule Of Loans Outstanding



		June 30,			December 31,
(Dollars in thousands)		2024			2023
Residential Real Estate 1-4 Family
Consumer first liens		$	159,806		$	142,017
Commercial first lien			61,032			63,271
Total first liens			220,838			205,288

Consumer junior liens and lines of credit			70,256			68,752
Commercial junior liens and lines of credit			5,296			3,809
Total junior liens and lines of credit			75,552			72,561
Total residential real estate 1-4 family			296,390			277,849

Residential real estate - construction
Consumer			15,804			13,837
Commercial			11,466			12,063
Total residential real estate construction			27,270			25,900

Commercial real estate			743,642			703,767
Commercial			243,628			242,654
Total commercial			987,270			946,421

Consumer			7,390			6,815
			1,318,320			1,256,985
Less: Allowance for credit losses			(17,018)			(16,052)
Net Loans		$	1,301,302		$	1,240,933

Included in the loan balances are the following:
Net unamortized deferred loan costs		$	1,829		$	1,615

Loans pledged as collateral for borrowings and commitments from:
FHLB		$	737,601		$	699,527
Federal Reserve Bank			77,268			83,482
		$	814,869		$	783,009

Paycheck Protection Program (included in commercial loans)		$	25		$	57