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Loans (Tables) | 9 Months Ended
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Sep. 30, 2024
Loans [Abstract] |
Schedule Of Loans Outstanding |
|  | September 30, |  | December 31,
(Dollars in thousands) |  | 2024 |  | 2023
Residential Real Estate 1-4 Family |  |  |  |  |  |
Consumer first liens |  | $ | 174,742 |  | $ | 142,017
Commercial first lien |  |  | 60,285 |  |  | 63,271
Total first liens |  |  | 235,027 |  |  | 205,288
Consumer junior liens and lines of credit |  |  | 75,358 |  |  | 68,752
Commercial junior liens and lines of credit |  |  | 5,375 |  |  | 3,809
Total junior liens and lines of credit |  |  | 80,733 |  |  | 72,561
Total residential real estate 1-4 family |  |  | 315,760 |  |  | 277,849
Residential real estate - construction |  |  |  |  |  |
Consumer |  |  | 16,152 |  |  | 13,837
Commercial |  |  | 12,346 |  |  | 12,063
Total residential real estate construction |  |  | 28,498 |  |  | 25,900
Commercial real estate |  |  | 772,625 |  |  | 703,767
Commercial |  |  | 241,628 |  |  | 242,654
Total commercial |  |  | 1,014,253 |  |  | 946,421
Consumer |  |  | 7,382 |  |  | 6,815
|  |  | 1,365,893 |  |  | 1,256,985
Less: Allowance for credit losses |  |  | (17,507) |  |  | (16,052)
Net Loans |  | $ | 1,348,386 |  | $ | 1,240,933
Included in the loan balances are the following: |  |  |  |  |  |
Net unamortized deferred loan costs |  | $ | 1,854 |  | $ | 1,615
Loans pledged as collateral for borrowings and commitments from: |  |  |  |  |  |
FHLB |  | $ | 765,970 |  | $ | 699,527
Federal Reserve Bank |  |  | 108,627 |  |  | 83,482
|  | $ | 874,597 |  | $ | 783,009

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- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 210 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(4)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 210 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(3)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1 + Details
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