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Loans (Tables)
9 Months Ended
Sep. 30, 2024
Loans [Abstract]  
Schedule Of Loans Outstanding

September 30,

December 31,

(Dollars in thousands)

2024

2023

Residential Real Estate 1-4 Family

Consumer first liens

$

174,742

$

142,017

Commercial first lien

60,285

63,271

Total first liens

235,027

205,288

Consumer junior liens and lines of credit

75,358

68,752

Commercial junior liens and lines of credit

5,375

3,809

Total junior liens and lines of credit

80,733

72,561

Total residential real estate 1-4 family

315,760

277,849

Residential real estate - construction

Consumer

16,152

13,837

Commercial

12,346

12,063

Total residential real estate construction

28,498

25,900

Commercial real estate

772,625

703,767

Commercial

241,628

242,654

Total commercial

1,014,253

946,421

Consumer

7,382

6,815

1,365,893

1,256,985

Less: Allowance for credit losses

(17,507)

(16,052)

Net Loans

$

1,348,386

$

1,240,933

Included in the loan balances are the following:

Net unamortized deferred loan costs

$

1,854

$

1,615

Loans pledged as collateral for borrowings and commitments from:

FHLB

$

765,970

$

699,527

Federal Reserve Bank

108,627

83,482

$

874,597

$

783,009