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Capital Ratios (Tables)
 9 Months Ended
Sep. 30, 2024
Capital Ratios [Abstract]  
Schedule Of The Total Risk-based, Tier 1 Risk-based And Tier 1 Leverage Requirements

Regulatory Ratios

Adequately

Well

September 30,

December 31,

Capitalized

Capitalized

(Dollars in thousands)

2024

2023

Minimum

Minimum

Common Equity Tier 1 Risk-based Capital Ratio (1)

Franklin Financial Services Corporation

12.08%

11.82%

N/A

N/A

Farmers & Merchants Trust Company

12.19%

12.38%

4.50%

6.50%

Tier 1 Risk-based Capital Ratio (2)

Franklin Financial Services Corporation

12.08%

11.82%

N/A

N/A

Farmers & Merchants Trust Company

12.19%

12.38%

6.00%

8.00%

Total Risk-based Capital Ratio (3)

Franklin Financial Services Corporation

14.73%

14.45%

N/A

N/A

Farmers & Merchants Trust Company

13.44%

13.63%

8.00%

10.00%

Tier 1 Leverage Ratio (4)

Franklin Financial Services Corporation

8.44%

9.01%

N/A

N/A

Farmers & Merchants Trust Company

8.52%

9.44%

4.00%

5.00%

(1)Common equity Tier 1 capital / total risk-weighted assets

(2)Tier 1 capital / total risk-weighted assets

(3)Total risk-based capital / total risk-weighted assets

(4)Tier 1 capital / average quarterly assets