<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>bg32703.txt
<DESCRIPTION>BARRY GOLDSTEIN FORM 4
<TEXT>
                                                  ------------------------------
                                                  OMB APPROVAL
                                                  ------------------------------
                                                  OMB Number:          3235-0287
                                                  Expires: January 31, 2005
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                                                  hours per response.........0.5
                                                  ------------------------------

                UNITED STATES SECURITIES AND EXCHANGE COMMISSION
                              Washington, DC 20549

                                     FORM 4

                  STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

    Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934,
       Section 17(a) of the Public Utility Holding Company Act of 1935 or
               Section 30(h) of the Investment Company Act of 1940

|_|  Check this box if no longer subject to Section 16. Form 4 or Form 5
     obligations may continue. See Instruction 1(b).

(Print of Type Responses)
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1. Name and Address of Reporting Person*

Goldstein                       Barry
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   (Last) (First) (Middle)

1158 Broadway
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                                    (Street)

Hewlett                         New York                 11557
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   (City) (State) (Zip)


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2.   Issuer Name and Ticker or Trading Symbol

DCAP Group, Inc, (DCAP.OB)
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3. I.R.S. Identification Number of Reporting Person, if an entity (voluntary)

---
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4. Statement for Month/Day/Year

March 27, 2003
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5. If Amendment, Date of Original (Month/Day/Year)

N/A
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6.   Relationship of Reporting Person(s) to Issuer
     (Check all applicable)

     |X|  Director                             |X|  10% Owner
     |X|  Officer (give title below)           |_|  Other (specify below)

     President, Chairman of the Board, CEO, CFO and Treasurer
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7. Individual or Joint/Group Filing (Check Applicable line)

     |X|  Form Filed by One Reporting Person
     |_|  Form Filed by More than One Reporting Person
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           Table I -- Non-Derivative Securities Acquired, Disposed of,
                             or Beneficially Owned
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<TABLE>
<CAPTION>


                                                                                                5.
                                                                                                 Amount of      6.
                                                                 4.                              Securities     Owner-
                                                                 Securities Acquired (A) or      Beneficially   ship
                                       2A.          3.           Disposed of (D)                 Owned          Form:     7.
                            2.         Deemed       Transaction  (Instr. 3, 4 and 5)             Following      Direct    Nature of
                            Trans-     Execution    Code         ------------------------------- Reported       (D) or    Indirect
1.                          action     Date, if     (Instr. 8)                   (A)             Transaction(s) Indirect  Beneficial
Title of Security           Date       any          ------------                 or              (Instr. 3 &    (I)       Ownership
(Instr. 3)                  (mm/dd/yy) (mm/dd/yy)    Code     V      Amount      (D)    Price     Instr.4)      (Instr.4) (Instr.4)

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<S>                         <C>        <C>          <C>      <C>      <C>         <C>    <C>      <C>         <C>         <C>

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Common Stock               3/27/03     -             P        -       2,500       A      $.43      55,000      I           (1)
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</TABLE>
<PAGE>


FORM 4 (continued)

Table II -- Derivative Securities Acquired, Disposed of, or Beneficially Owned
            (e.g., puts, calls, warrants, options, convertible securities)

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<TABLE>
<CAPTION>

                                                                                                          9.
                                                                                                          Number
                                                                                                          10.
                                                                                                          of
                                                                                                          Owner-
                                                                                                          deriv-
                                                                                                          ship
                                                                                                          ative
                                                                                                          Form
             2.                                                                                           Secur-    of
             Conver-                            5.                              7.                        ities     Deriv-   11.
             sion                               Number of                       Title and Amount          Bene-     ative    Nature
             or                                 Derivative    6.                of Underlying     8.      ficially  Secur-   of
             Exer-            3A.      4.       Securities    Date              Securities        Price   Owned     ity:     In-
             cise             Deemed   Trans-   Acquired (A)  Exercisable and   (Instr. 3 and 4)  of      Follow-   Direct   direct
             Price   3.       Execut-  action   or Disposed   Expiration Date   ----------------  Deriv-  ing       (D) or   Bene-
1.           of      Trans-   ion      Code     of(D)         (Month/Day/Year)            Amount  ative   Reported  In-      ficial
Title of     Deriv-  action   Date if  (Instr.  (Instr. 3,    ----------------            or      Secur-  Trans-    direct   Owner-
Derivative   ative   Date     any      8)       4 and 5)      Date     Expira-            Number  ity     action(s) (I)      ship
Security     Secur-  (mm/dd/  (mm/dd/  ------   ------------  Exer-    tion               of      (Instr. (Instr.   (Instr.  (Instr.
(Instr. 3)   ity     yy)      yy)      Code V    (A)   (D)    cisable  Date     Title     Shares  5)      4)        4)       4)
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<S>          <C>     <C>        <C>       <C>  <C>   <C>    <C>      <C>      <C>       <C>     <C>     <C>       <C>      <C>

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Option        -       -        -          -       -     -   (2)    3/31/06  Common Stock  1,000,000 $.25  1,000,000    D       -
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Option        -       -        -          -       -     -  5/15/02 5/15/07  Common Stock  1,000,000 $.30  1,000,000    D       -
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</TABLE>
Explanation of Responses:


     (1) Represents 25,000 shares owned by the Reporting Person's children and
30,000 shares owned by a retirement trust for the benefit of the Reporting
Person. This filing shall not be deemed an admission that the Reporting Person
is the beneficial owner of the shares held by his children or retirement trust.

     (2) Exercisable to the extent of 400,000 shares commencing March 31, 2002
and to the extent of 200,000 shares on each of March 31, 2003, 2004 and 2005.



  /s/ Barry Goldstein                                         March 31, 2003
---------------------------------------------            -----------------------
      **Signature of Reporting Person                             Date

Reminder: Report on a separate line for each class of securities beneficially
          owned directly or indirectly.

*     If the form is filed by more than one reporting person, see Instruction
      4(b)(v).

**     Intentional misstatements or omissions of facts constitute Federal
       Criminal Violations.

       See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).

Note:  File three copies of this Form, one of which must be manually signed.
       If space is insufficient, see Instruction 6 for procedure.


                                                                          Page 2

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