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3. Investments (Details 5) - USD ($) | 3 Months Ended | 9 Months Ended
--- | --- | ---
Sep. 30, 2019 | Sep. 30, 2018 | Sep. 30, 2019 | Sep. 30, 2018
Income: |  |  |  |
Fixed-maturity securities | $ 1,499,135 | $ 1,386,931 | $ 4,500,346 | $ 3,898,730
Equity securities | 253,594 | 214,498 | 666,247 | 609,086
Cash and cash equivalents | 75,253 | 44,024 | 288,334 | 159,865
Total | 1,827,982 | 1,645,453 | 5,454,927 | 4,667,681
Expenses: |  |  |  |
Investment expenses | (28,571) | 43,082 | 254,893 | 124,455
Net investment income | $ 1,856,553 | $ 1,602,371 | $ 5,200,034 | $ 4,543,226

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