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3. Investments (Details 5) - USD ($) | 12 Months Ended
--- | ---
Dec. 31, 2019 | Dec. 31, 2018
Income: |  |
Fixed-maturity securities | $ 5,943,889 | $ 5,316,970
Equity securities | 930,004 | 820,827
Cash and cash equivalents | 337,602 | 219,238
Total | 7,211,495 | 6,357,035
Expenses: |  |
Investment expenses | 342,149 | 170,787
Net investment income | $ 6,869,346 | $ 6,186,248

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