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8. Deferred Policy Acquisition Costs and Deferred Ceding Commission Revenue (Tables)
 12 Months Ended
Dec. 31, 2019
Deferred Policy Acquisition Costs Disclosures [Abstract]  
Schedule of acquisition costs incurred
     Years ended  
     December 31,  
     2019      2018  
       
 Net deferred policy acquisition costs, net of ceding            
 commission revenue, beginning of year   $ 15,221,060     $ 10,580,824  
                 
 Cost incurred and deferred:                
 Commissions and brokerage     32,541,094       27,687,907  
 Other underwriting and policy acquisition costs     9,423,340       8,227,992  
 Ceding commission revenue     (10,495,091 )     (5,166,193 )
 Net deferred policy acquisition costs     31,469,343       30,749,706  
 Return of deferred ceding commission revenue                
 due to reduction of quota share     -       (2,413,273 )
 Amortization     (33,791,423 )     (23,696,197 )
      (2,322,080 )     4,640,236  
                 
 Net deferred policy acquisition costs, net of ceding                
commission revenue, end of year   $ 12,898,980     $ 15,221,060  
Schedule of Ending balances for deferred acquisition costs and deferred ceding commission revenue
     December 31,  
     2019      2018  
       
 Deferred policy acquisition costs   $ 20,634,378     $ 17,907,737  
 Deferred ceding commission revenue     (7,735,398 )     (2,686,677 )
 Balance at end of period   $ 12,898,980     $ 15,221,060