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2. Accounting Policies and Basis of Presentation (Details Narrative) - USD ($)
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Accounting Policies [Abstract]    
Allowance for uncollectible reinsurance $ 0 $ 0
Due and accrued investment income 1,922,000 1,721,000
Allowance for doubtful accounts 338,000 255,000
Uncollectible premiums receivable balances written off 113,000 252,000
Advertising costs $ 153,000 $ 173,000