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8. Deferred Policy Acquisition Costs and Deferred Ceding Commission Revenue (Details) - USD ($)
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Deferred Policy Acquisition Costs Disclosures [Abstract]    
Net deferred policy acquisition costs, net of ceding commission revenue, beginning of year $ 15,221,060 $ 10,580,824
Cost incurred and deferred:    
Commission and brokerage 32,541,094 27,687,907
Other underwriting and policy acquisition costs 9,423,340 8,227,992
Ceding commission revenue (10,495,091) (5,166,193)
Net deferred policy acquisition costs 31,469,343 30,749,706
Return of deferred ceding commission revenue due to reduction of quota share 0 (2,413,273)
Amortization (33,791,423) (23,696,197)
Deferred acquisition costs (2,322,080) 4,640,236
Net deferred policy acquisition costs, net of ceding commission revenue, end of year $ 12,898,980 $ 15,221,060